1991 Mercedes-Benz 560-Class Insurance Quotes – 10 Savings Tips

No sane person gets a kick out of paying for insurance coverage, especially when they know they could lower their rates if they shopped around.

Consumers have many auto insurance companies to pick from, and although it’s a good thing to have a selection, more options can take longer to locate the cheapest rates.

The easiest way to compare policy rates takes advantage of the fact most of the larger companies will pay a fee to quote your coverage. To start a quote, the only thing you need to do is spend a couple of minutes providing details including how old drivers are, whether you have decent credit, if a SR-22 is needed, and how much education you have. Your insurance information is submitted instantly to insurance companies and you get price estimates instantly to find the best rate.

Save a ton by getting these ten discounts

Car insurance can cost a lot, but discounts can save money and there are some available that you may not even be aware of. Some discounts will apply at quote time, but some may not be applied and must be inquired about before being credited.

  • E-sign – Many insurance companies may give you up to $50 get insurance coverage online.
  • College Student – who attend college more than 100 miles from home without a vehicle on campus could get you a discount.
  • Military Discounts – Being on active duty in the military could mean lower car insurance rates.
  • Cautious Drivers – Safe drivers can save up to 40% or more on their insurance coverage quote for 560-Class insurance than their less cautious counterparts.
  • New Car Discount – Buying insurance on a new vehicle can cost up to 25% less since newer models are generally safer.
  • Senior Discount – Drivers that qualify as senior citizens can possibly qualify for a small discount on rates for 560-Class insurance.
  • Auto/Home Discount – If you insure your home and vehicles with one insurance company you will save up to 20% off your total premium.
  • Drivers Education – Reduce the cost of insurance for teen drivers by having them successfully complete driver’s ed class in high school.
  • No Charge for an Accident – This one is not really a discount per se, but some companies like State Farm and Progressive allow you one accident before they charge you more for coverage if you are claim-free for a set time period.
  • Own a Home – Just owning your own home can save a few bucks because of the fact that having a home is proof of financial responsibility.

One thing to note about discounts is that some of the credits will not apply to the overall cost of the policy. The majority will only reduce the price of certain insurance coverages like comp or med pay. Just because you may think having all the discounts means you get insurance for free, companies wouldn’t make money that way.

To find providers with discount rates, click here to view.

Your insurance coverage coverage should be tailored to you

When buying coverage for your personal vehicles, there isn’t really a cookie cutter policy. Everyone’s needs are different so your insurance should reflect that For example, these questions may help you determine whether or not you would benefit from an agent’s advice.

  • How can I find cheaper teen driver insurance?
  • What companies insure drivers after a DUI or DWI?
  • Is my trailer covered?
  • When should I not file a claim?
  • Does coverage extend to my business vehicle?
  • Can I rate high risk drivers on liability-only vehicles?
  • Do I need to file an SR-22 for a DUI in my state?

If you’re not sure about those questions but a few of them apply, then you may want to think about talking to an agent. To find lower rates from a local agent, simply complete this short form or click here for a list of insurance coverage companies in your area.

Educate yourself about insurance coverages

Learning about specific coverages of your policy can help you determine the best coverages and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on most insurance policies.

Comprehensive insurance

This pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as a broken windshield, damage from getting keyed, damage from flooding and hitting a bird. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Liability car insurance

This coverage will cover injuries or damage you cause to other people or property. Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see limits of 50/100/50 which means a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and a total limit of $50,000 for damage to vehicles and property. Some companies may use a combined limit which limits claims to one amount rather than limiting it on a per person basis.

Liability coverage pays for claims such as funeral expenses, structural damage, loss of income and medical expenses. The amount of liability coverage you purchase is your choice, but buy higher limits if possible.

Coverage for uninsured or underinsured drivers

This coverage protects you and your vehicle when other motorists are uninsured or don’t have enough coverage. Covered claims include medical payments for you and your occupants and also any damage incurred to your Mercedes-Benz 560-Class.

Because many people have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is very important. Most of the time the UM/UIM limits are set the same as your liablity limits.

Collision protection

Collision insurance covers damage to your 560-Class resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as backing into a parked car, driving through your garage door, crashing into a building, hitting a mailbox and colliding with a tree. Collision is rather expensive coverage, so consider dropping it from older vehicles. It’s also possible to bump up the deductible to bring the cost down.

Coverage for medical expenses

Coverage for medical payments and/or PIP kick in for bills for things like surgery, nursing services, EMT expenses, hospital visits and chiropractic care. They are used to fill the gap from your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers being hit by a car walking across the street. PIP coverage is not universally available and gives slightly broader coverage than med pay

Comments About 1991 Mercedes-Benz 560-Class Insurance

  1. Odell Dennis

    I’m in the suburbs of Shreveport, LA. Got car insurance rates from Hartford, AAA, Mercury, and a couple others for my Mercedes-Benz and saved $120 a year. Insured with Western Auto Insurance before. You can get a rate quote online.

  2. Crystle Stark

    IT’S ALL TOO EXPENSIVE! I’m just east of Sioux Falls, SD. Can’t remember who all I quoted but I ended up saving about $20 each month. Good savings if you bundle. It’s easy to compare rates online now. I don’t insure for physical damage though.

  3. Tania Manning

    I found pretty cheap rate quotes for a 1991 Mercedes-Benz 560-Class in Rochester, MN. Ended up at roughly $110 every six months with Amica. God forbid I actually have a claim.

  4. Rosia Welch

    Went with Hanover for my Mercedes-Benz and saved around $70 a year. They offer free online rate quotes. I dropped full coverage awhile back.

  5. Jaunita Conrad

    I found pretty cheap rate quotes for a 1991 Mercedes-Benz 560-Class in Montgomery, Alabama. Ended up at right around $70 every six months with American Family. Left American Family to switch. Not sure if rates are cheaper online or not.

  6. Marianela Dixon

    If you have a clean record and are close to Omaha, NE, check out Progressive. You might get cheaper rates. Left Sentry to switch.

  7. Devon Newman

    Checking in from Norfolk, VA. Not sure of all the companies but I ended up saving about $20 each month. Left USAA to switch. Ask about discounts. Get lots of quotes to find the best rate.

  8. Alina Barrera

    Does GEICO have good customer service?

  9. Sondra Fitzpatrick

    I got decent rates for a 1991 Mercedes-Benz 560-Class in Anchorage, Alaska. Ended up at roughly $120 every six months with AAA. Left Hartford to switch. Full coverage costs too much.

  10. Ariel Gray

    From northwest of Sioux Falls, South Dakota. Got car insurance prices from Hartford, American Family, Nationwide, and a couple others for my 1991 Mercedes-Benz 560-Class and saved $97 a year. My 560-Class doesn’t have full coverage.

  11. Madelene Burch

    I found pretty cheap rate quotes for a 1991 Mercedes-Benz 560-Class in Denver, CO. Ended up at about $110 every six months with AAA. Insured with USAA before. It’s easy to compare rates online now. I just carry liability insurance.

  12. Hollie Sykes

    I compared a lot of rate quotes for a 1991 Mercedes-Benz 560-Class in Mesa, AZ. Ended up at roughly $120 every six months with AIG Insurance. Insured with MetLife before. Good savings if you bundle. Just waiting to see how claims go. Anyone else drop full coverage?

  13. Ferdinand Morales

    Anyone buy from Amica? I’m in Great Falls, MT.