1991 Volkswagen Fox Car Insurance Rates – 5 Discounts for Cheapest Quotes

Looking for better car insurance rates for your Volkswagen Fox? Paying for overpriced Volkswagen Fox insurance can dry up your budget and make it impossible to make ends meet. Getting a rate comparison is an excellent way to lower your bills every month.

Since consumers have many choices, it’s nearly impossible to choose the best insurance company.

Shopping for affordable insurance is simple if you know the tricks. Just about every vehicle owner who carries insurance most likely will be able to find lower rates. Although vehicle owners must comprehend the methods companies use to price insurance differently.

How to buy auto insurance online

Comparing auto insurance rates can take time and effort if you don’t utilize the most efficient way. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you could save time and use online quoting to get pricing more quickly.

Many popular insurance companies enroll in a system that allows shoppers to send in one quote, and at least one company returns a rated price determined by their information. This saves time by eliminating repetitive form submissions to each company. To compare rates using this form now click to open in new window.

One minor caviat to using this type of form is that you can’t choose which insurance companies to get quotes from. So if you want to choose from a list of companies to compare rates, we put together a list of auto insurance companies in your area. View list of insurance companies.

The method you choose is up to you, but make darn sure you compare exactly the same coverages for each comparison quote. If the quotes have unequal deductibles or liability limits it’s not possible to truly determine the lowest rate. Just a small difference in limits may result in large price differences. Keep in mind that comparing a large number of companies will increase your chances of finding lower pricing. Some smaller insurers to not give online price quotes, so it’s necessary to compare quotes from those companies as well.

Tailor your insurance coverage coverage to you

When it comes to choosing proper insurance coverage for your vehicles, there isn’t really a one size fits all plan. Everyone’s needs are different and your policy should reflect that. These are some specific questions might help in determining whether or not you could use an agent’s help.

  • Do I need medical payments coverage since I have good health insurance?
  • Does my car insurance cover rental cars?
  • Does my policy cover me when driving someone else’s vehicle?
  • What is covered by UM/UIM coverage?
  • Should I buy full coverage?
  • Should I rate my 1991 Volkswagen Fox as pleasure use or commute?
  • Am I covered if I crash into my own garage door?

If it’s difficult to answer those questions but you think they might apply to your situation, then you may want to think about talking to a licensed agent. If you don’t have a local agent, simply complete this short form or you can also visit this page to select a carrier

Insurance coverage specifics

Learning about specific coverages of a insurance policy aids in choosing appropriate coverage and the correct deductibles and limits. Policy terminology can be confusing and nobody wants to actually read their policy. These are typical coverage types found on the average insurance policy.

Comprehensive coverage – Comprehensive insurance covers damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims like fire damage, a broken windshield, theft, vandalism and damage from flooding. The most you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Collision coverages – Collision insurance will pay to fix damage to your Fox caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims like driving through your garage door, hitting a mailbox and sideswiping another vehicle. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Medical payments coverage and PIP – Personal Injury Protection (PIP) and medical payments coverage pay for expenses like EMT expenses, rehabilitation expenses and pain medications. They can be utilized in addition to your health insurance program or if you lack health insurance entirely. They cover you and your occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Uninsured/Underinsured Motorist coverage – Your UM/UIM coverage protects you and your vehicle when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your Volkswagen Fox.

Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Most of the time your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Liability – Liability coverage can cover damages or injuries you inflict on other people or property that is your fault. It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Occasionally you may see one number which is a combined single limit which provides one coverage limit and claims can be made without the split limit restrictions.

Liability can pay for claims like medical expenses, funeral expenses, loss of income, pain and suffering and legal defense fees. How much coverage you buy is your choice, but consider buying as much as you can afford.

Comments About 1991 Volkswagen Fox Insurance

  1. Rebecka Stephenson

    Any 21st Century or Farmers customers near Dallas, Texas?

  2. Karyl Ray

    From Cincinnati, Ohio. Quoted a bunch of companies. Saved about $30 a month. State Farm was the best choice for me. I have a teen driver too. I don’t put full coverage on it.

  3. Tashina Neal

    Cheaper not always better. From Miami, FL. Went online for free insurance quotes for a 1991 Volkswagen Fox. Ended up at about $70 savings annually. Went with State Farm. Left Encompass to switch. Just go online and compare their rates.

  4. Rolando Aguirre

    I’m looking for cheaper coverage. Found cheapest coverage with Amica for my Volkswagen and am saving around $90 a year. Was with MetLife. Next renewal I’ll just do liability.

  5. Lelia Oneill

    Live in the western part of Columbus, GA. Compared rates from a lot of places. Saved darn near $20 a month. 21st Century was the cheapest for me.

  6. Lisabeth Strong

    Just my two cents. Lifelong resident of Manchester, NH. Got quotes from GEICO, Hanover, and Encompass for my 1991 Volkswagen Fox and saved just over $110 a year. Ask about discounts. Just waiting to see how claims go. My Fox doesn’t have full coverage.

  7. Marion Roberson

    Will Progressive do a SR22 in Delaware?

  8. Elin Shaffer

    I’ve had Progressive for years. I’m in Knoxville, TN.

  9. Shanel Hamilton

    Went with AIG Insurance for my 1991 Volkswagen Fox and saved about $90 a year. Hopefully won’t need it. LOL Not worth enough to pay for comprehensive and collision.

  10. Cody Ray

    Does State Farm do SR22s in Iowa?

  11. Jess Warren

    I’ve bought from Progressive forever. Cheapest rates in Nashua, New Hampshire.

  12. Abram Delgado

    Corporate greed I’m telling you. Got a quote with American Family for my Fox and cut my rates about $60 a year. I used their online quote form to compare rates. It’s too old for full coverage.

  13. Alexis David

    I live in Salem, OR. Got car insurance quotes from GEICO, Hartford, and Esurance for my Fox and saved just over $100 a year. My new agent seems to be really good.

  14. Nelda Bernard

    I’m looking for cheaper coverage. I live in a small town just outside of Allentown, Pennsylvania. Went online for free insurance quotes for a 1991 Volkswagen Fox. Ended up at about $70 savings annually. Went with Progressive. Ask about discounts. You can get a rate quote online.

  15. Dann Terry

    Got a quote with Liberty Mutual for my 1991 Volkswagen Fox and cut my rates about $70 a year. Left Allstate to switch. Even increased my liability limits. They have free quotes online. I’m thinking about dropping full coverage though.

  16. Julie Horton

    Good site, thanks. I live just outside Des Moines, IA. Quoted rates from GEICO, Amica, and Esurance for my Fox and cut my rates about $70 a year. BTW speeding tickets are not good. It’s easy to compare rates online now. Anyone else drop full coverage?

  17. Korey Ross

    Cheaper not always better. Proud to be from Aberdeen, SD. Went online for free insurance quotes for a 1991 Volkswagen Fox. Ended up at about $120 savings annually. Went with Progressive. Book value doesn’t justify full coverage anymore.

  18. Carlos Fitzpatrick

    Just a quick comment on my experience. From a town just southwest of Kansas City, KS. I quoted with 21st Century, American Family, and some I forget for my 1991 Volkswagen Fox and cut my rates about $100 a year. Moved home policy as well.

  19. Vennie Pitts

    Anyone like their agent?

  20. Tova Vang

    Checking in from Spokane, WA. Got car insurance quotes from Mercury, Erie, Progressive, and Auto-Owners for my 1991 Volkswagen Fox and am saving around $80 a year. Left Encompass to switch. Have an at-fault accident tho. :P I’m thinking about dropping full coverage though.