Compare 1992 Dodge Stealth Car Insurance Quotes

Want the cheapest car insurance rates for your Dodge Stealth? Saving money on Driverscar insurance could be slightly frustrating for drivers who are beginners to online rate comparisons. With literally dozens of online companies, it can quickly become hard work to find the lowest price.

Consumers should take time to get comparison quotes yearly since rates trend upward over time. Despite the fact that you may have had the lowest rate for Stealth insurance on your last policy there is a good chance you can find better prices now. Forget anything you know (or think you know) about car insurance because you’re going to learn one of the best ways to find better rates and still maintain coverage.

If you are paying for car insurance now, you will be able to lower your premiums substantially using this information. Pricing the best auto insurance coverage is not that difficult. But car owners do need to learn the methods companies use to determine prices.

Buy insurance coverage online

Comparing insurance coverage rates can be challenging if you don’t know the most efficient way to do it. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you can utilize the internet to get rate comparisons in just a few minutes.

Many insurance companies are enrolled in a marketplace where prospective buyers submit one quote, and each company provides a quote based on that information. This prevents consumers from doing quote forms to each company.

To find out how much you can save on insurance coverage click here (opens in new window).

The one disadvantage to using this type of form is you can’t choose which companies to get quotes from. If you would rather choose specific insurance companies for rate comparison, we have a page of insurance coverage companies in your area. Click here for list of insurance companies.

Whichever way you use, be certain you are entering exactly the same coverages on every quote you get. If you compare different deductibles it’s not possible to get a fair rate comparison. Just slight variations in coverages may result in large price differences. It’s important to know that comparing more company’s prices will improve the odds of getting the best rates.

It’s not one size fits all

When it comes to choosing adequate coverage for your vehicles, there really is not a perfect coverage plan. Everyone’s situation is unique.

These are some specific questions may help highlight whether or not you would benefit from professional advice.

  • Is my ex-spouse still covered by my policy?
  • What is the difference between comprehensive and collision coverage?
  • Is my nanny covered when driving my vehicle?
  • Does insurance cover tools stolen from my truck?
  • Exactly who is provided coverage by my policy?
  • How much can I save by bundling my policies?

If it’s difficult to answer those questions but you know they apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, complete this form.

Information about specific coverages

Knowing the specifics of your policy aids in choosing the right coverages and proper limits and deductibles. Insurance terms can be difficult to understand and coverage can change by endorsement.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses for pain medications, prosthetic devices and surgery. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. It covers you and your occupants in addition to being hit by a car walking across the street. PIP coverage is not an option in every state but can be used in place of medical payments coverage


This provides protection from damages or injuries you inflict on other’s property or people. It protects YOU from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have limits of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, a limit of $300,000 in injury protection per accident, and property damage coverage for $100,000. Alternatively, you may have a combined single limit or CSL which provides one coverage limit rather than limiting it on a per person basis.

Liability insurance covers claims such as medical expenses, structural damage, loss of income and medical services. How much coverage you buy is your choice, but buy higher limits if possible.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your 1992 Dodge Stealth.

Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked. Most of the time these coverages do not exceed the liability coverage limits.

Auto collision coverage

Collision coverage will pay to fix damage to your Stealth caused by collision with another car or object. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against claims such as sideswiping another vehicle, colliding with another moving vehicle, scraping a guard rail, driving through your garage door and hitting a mailbox. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as falling objects, damage from getting keyed, theft, damage from a tornado or hurricane and damage from flooding. The most you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Comments About 1992 Dodge Stealth Insurance

  1. Pasquale Knight

    Cheaper not always better. From a town just southwest of Virginia Beach, Virginia. Received rates from GEICO, Esurance, and GMAC for my 1992 Dodge Stealth and saved just over $70 a year. Was with Hanover. It’s only liability tho.

  2. Ressie Gutierrez

    Live in the southern part of Great Falls, MT. Got quotes with Safeco, Erie, Allstate, and AAA for my 1992 Dodge Stealth and saved $107 a year. Good savings if you bundle. Get lots of quotes to find the best rate.

  3. Regenia Buckner

    Live in Knoxville, Tennessee. I got free prices from American Family, Sentry, and some smaller one I can’t remember the name of for my 1992 Dodge Stealth and cut my rates about $100 a year. Insured with USAA before. Not worth enough to pay for comprehensive and collision.

  4. Tamika Shepherd

    Found cheapest coverage with Mercury for my Stealth and cut my rates about $90 a year. Teenage drivers are expensive! I just quoted rates online.

  5. Berta Farley

    Will Allstate cancel me if I have an accident?

  6. Lakeesha Velazquez

    It all costs too much. From a town just southwest of Owensboro, KY. Quoted rates from Auto-Owners, MetLife, and some smaller one I can’t remember the name of for my 1992 Dodge Stealth and saved around $90 a year. Left Safeco to switch. Have an at-fault accident tho. Only insure liability on my Dodge.

  7. Camie Burns

    Nice post. Live in the northern part of Saint Louis, MO. Quoted rates from Progressive, Encompass, and The General for my 1992 Dodge Stealth and saved $119 a year. I get lower rates because of my clean driving record. I recommend comparing lots of rates.

  8. Libbie Collier

    Is State Farm cheap in Lexington, KY?

  9. Jessenia Golden

    Does State Farm insure teenage drivers?

  10. Troy Parsons

    Liked the article. From a town just southwest of Cleveland, Ohio. Not sure of all the companies but I ended up saving about $30 each month. Was with Liberty Mutual. I increased coverages a little too.

  11. Catharine Dale

    I’m in Bangor, ME. Checked online prices for a 1992 Dodge Stealth. Ended up at about $100 savings annually. Went with 21st Century. Left AAA to switch. I quoted rates online then called them. Book value doesn’t justify full coverage anymore.

  12. Theo Mccarthy

    In Charlotte, NC, Auto-Owners had the best rates for my 1992 Dodge Stealth. Thankfully I’m not a high risk driver.

  13. Florrie Anthony

    I found cheap 1992 Dodge Stealth insurance in Houston, Texas with State Farm.

  14. Kimberly Chavez

    I think I’m paying too much. Live in Virginia Beach, VA. Quoted with AIG Insurance, Safeco, and Western Auto Insurance for my Stealth and I’m now saving $20 a month. Just waiting to see how claims go. I don’t put full coverage on it.

  15. Loise Donaldson

    Found cheapest coverage with American Family for my 1992 Dodge Stealth and cut my rates about $110 a year. They have free quotes online.

  16. Sally Blake

    Live in the eastern part of Newark, NJ. Don’t remember every company but I ended up saving about $30 each month. I have a teen driver too. I don’t put full coverage on it.