Compare 1992 Mitsubishi 3000GT Insurance Quotes

Trying to find the cheapest insurance rates for your Mitsubishi 3000GT? Are you burned out from trying to scrape together enough money to insure your Mitsubishi every month? Your situation is no different than the majority of other people.

Numerous insurance companies battle for your business, so it can be very hard to choose a company and get the definite best rates possible.

Consumers should take time to quote other rates before your policy renews due to the fact that insurance prices fluctuate regularly. Despite the fact that you may have had the lowest quotes for 3000GT insurance two years ago other companies may now be cheaper. Forget all the misinformation about insurance because you’re about to find out the things you must know in order to find the best coverage while lowering your premiums.

Insurance policy discounts

Insurance is not inexpensive, but discounts can save money and there are some available that could help you make your next renewal payment. Many discounts should be triggered at the time of quoting, but lesser-known reductions have to be asked for in order for you to get them.

  • Telematics Devices – People who choose to allow driving data submission to scrutinize their driving habits by using a small device installed in their vehicle such as Allstate’s Drivewise and State Farm’s In-Drive system may get a rate reduction as long as the data is positive.
  • Discount for Multiple Policies – When you have multiple policies and insure them both with the same insurance company you could earn a discount of up to 20% and get you inexpensive car insurance.
  • Organization Discounts – Being in a qualifying organization could qualify you for a break on your bill.
  • Seat Belt Usage – Drivers who require all vehicle occupants to wear their seat belts could save 15% off the medical payments premium.
  • Responsible Driver Discount – Drivers who don’t get into accidents may save up to 50% more for 3000GT insurance than drivers with accident claims.
  • Payment Discounts – By making one initial payment rather than spreading payments over time you can actually save on your bill.

Discounts lower rates, but some of the credits will not apply to all coverage premiums. A few only apply to the cost of specific coverages such as physical damage coverage or medical payments. Despite the fact that it seems like adding up those discounts means a free policy, companies don’t profit that way.

Companies and their offered discounts are shown below.

  • State Farm offers discounts including multiple autos, Steer Clear safe driver discount, Drive Safe & Save, multiple policy, and accident-free.
  • Esurance discounts include defensive driver, Switch & Save, multi-car, online quote, and anti-theft.
  • Progressive offers discounts for continuous coverage, good student, online quote discount, multi-policy, online signing, homeowner, and multi-vehicle.
  • Liberty Mutual has discounts for hybrid vehicle, new move discount, exclusive group savings, good student, and new vehicle discount.
  • Auto-Owners Insurance includes discounts for safe vehicle, multi-policy, anti-lock brakes, multiple vehicles, paperless, and student away at school.
  • Geico policyholders can earn discounts including air bags, five-year accident-free, good student, federal employee, and anti-lock brakes.

When getting free car insurance quotes, it’s a good idea to every company how you can save money. Discounts may not apply to policyholders in your area. To find insurance companies that can offer you the previously mentioned discounts, click here.

Quote insurance coverage online

There are multiple methods to compare insurance coverage quotes, but there is one way that is less labor-intensive and much quicker. You can waste a lot of time driving to insurance companies in your area, or you can stay home and use online quotes to get rate comparisons in just a few minutes.

Most car insurance companies participate in a marketplace that enables customers to complete one form, and each company can provide price quotes. This prevents consumers from doing quotation requests for every insurance coverage company.

To fill out one form to compare multiple rates now click here to open in new window.

One minor caviat to doing it this way is you don’t know exactly which carriers you will receive quotes from. If you wish to select specific insurance companies to compare, we have a page of companies who write insurance coverage in your area. View list of insurance companies.

It’s your choice how you get your quotes, but do your best to enter apples-to-apples information for every quote you compare. If the quotes have different liability limits it will be very difficult to determine the lowest rate for your Mitsubishi 3000GT. Having just a slight variation in coverage limits could throw off the whole comparison. It’s important to know that comparing a large number of companies helps you find better pricing. Not every company provides quotes online, so you should also compare price quotes from the smaller companies as well.

How do I know if I need professional advice?

When choosing proper insurance coverage for your personal vehicles, there is no perfect coverage plan. Your needs are not the same as everyone else’s and your policy should reflect that. For example, these questions might help in determining whether or not you might need professional guidance.

  • Should I sign the liability waiver when renting a car?
  • Will my insurance pay for OEM parts?
  • How can I find cheaper teen driver insurance?
  • Do I need roadside assistance coverage?
  • Why do I only qualify for high-risk insurance?
  • Should I buy more coverage than the required minimum liability coverage?
  • When can my company non-renew my policy?
  • Does insurance cover damages from a DUI accident?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to an agent. If you don’t have a local agent, complete this form or click here for a list of insurance coverage companies in your area.

Auto insurance coverage information

Having a good grasp of your auto insurance policy helps when choosing appropriate coverage and proper limits and deductibles. Auto insurance terms can be confusing and reading a policy is terribly boring. Listed below are the usual coverages available from auto insurance companies.

Collision coverage

This covers damage to your 3000GT resulting from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like damaging your car on a curb, backing into a parked car, rolling your car and crashing into a ditch. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to save money on collision insurance.

Auto liability

This protects you from damage that occurs to other people or property. It protects you from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see values of 50/100/50 that translate to a $50,000 limit per person for injuries, $100,000 for the entire accident, and $50,000 of coverage for damaged propery. Alternatively, you may have a combined limit which combines the three limits into one amount rather than limiting it on a per person basis.

Liability insurance covers things like emergency aid, court costs and repair costs for stationary objects. The amount of liability coverage you purchase is a personal decision, but you should buy higher limits if possible.

Comprehensive coverage (or Other than Collision)

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as falling objects, fire damage, damage from a tornado or hurricane, theft and hail damage. The maximum amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries to you and your family and damage to your 1992 Mitsubishi 3000GT.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked. Usually your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses for nursing services, funeral costs, rehabilitation expenses, surgery and EMT expenses. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage

What is YOUR best insurance company?

Throughout this article, we presented a lot of tips how to shop for 1992 Mitsubishi 3000GT insurance online. It’s most important to understand that the more rate quotes you have, the more likely it is that you will get a better rate. Consumers may even find the best car insurance rates are with a company that doesn’t do a lot of advertising. These smaller insurers may often insure only within specific states and give getter rates than their larger competitors like Progressive and Geico.

Some insurance companies may not have online rate quotes and these small insurance companies work with independent agencies. Cheaper auto insurance is attainable both online as well as from independent agents, and you should compare rates from both in order to have the best chance of saving money.

Additional auto insurance information is located at these links:

Comments About 1992 Mitsubishi 3000GT Insurance

  1. Kenia Whitehead

    Nice info. I live in Phoenix, AZ. Quoted with AIG Insurance, Sentry, and a few others for my 3000GT and I’m now saving $10 a month. Left Erie to switch. Have an at-fault accident tho. I recommend comparing lots of rates.

  2. Alesha Sherman

    I’m just north of Chesapeake, Virginia. I got free rates from American Family, Mercury, and a few others for my Mitsubishi and saved $90 a year. I’m a pretty good driver though.

  3. Blair Carney

    Where is cheaper car insurance? Found cheapest coverage with AIG Insurance for my 1992 Mitsubishi 3000GT and saved around $70 a year. Have an at-fault accident tho. Just liability coverage since it’s getting old.

  4. Alana Thornton

    I live in a small town just outside of Green Bay, WI. Quoted prices online for a 1992 Mitsubishi 3000GT. Ended up at about $120 savings annually. Went with 21st Century. Left Sentry to switch. They have a lot of discounts available. I got a quote from their website.

  5. Genevie Davidson

    Located in Dover, Delaware and for me GEICO had the lowest quote. :P Next renewal I’ll just do liability.

  6. Rupert Gutierrez

    Checking in from Rutland, VT. Compared quite a few companies. Saved right around $20 a month. GEICO was the cheapest option for me.

  7. Chanda Vang

    I’m looking for cheaper coverage. I’m in the north part of Colorado Springs, CO. Compared rates from a lot of places. Saved right around $20 a month. GEICO was the best choice for me. I’m thinking about dropping full coverage though.

  8. Kareen Randolph

    If you’re a decent driver and live in the vicinity of Kailua, HI, check out GEICO. They seem to be cheaper. Even increased my liability limits.

  9. Thad Conley

    Lots of good stuff here. I’m from North Charleston, South Carolina. Got car insurance prices from Hanover, AAA, Mercury, and a couple others for my 1992 Mitsubishi 3000GT and I’m now saving $14 a month. Left Nationwide to switch. Are quotes cheaper online? I don’t have comp or collision coverage.

  10. Cordell Harrington

    Will GEICO cancel me if I have an accident?

  11. Terry Pittman

    Anyone buy from Auto-Owners? I’m in Fayetteville, Arkansas.

  12. Vertie Burns

    Not sure if this is cheap. I’m in the west part of Springfield, MA. Can’t remember who all I quoted but I ended up saving about $20 each month. Was with Encompass. I got a quote from their website. Next renewal I’ll just do liability.

  13. Vi Grimes

    Anyone buy from American Family? I’m in Kansas City, MO.