Cheap 1993 Mercury Capri Car Insurance Rates
Trying to find better insurance rates for your Mercury Capri? Buying more affordable insurance may be somewhat difficult for beginners to buying their insurance online. With such a large choice of insurance companies available, how can drivers be able to compare them all to find the best pricing?
It’s a great practice to compare rates before your policy renews because prices trend upward over time. Even if you got the best quotes for Capri insurance last year there may be better deals available now. Don’t believe everything you read about insurance out there, but we’re going to give you some guaranteed methods to buy insurance cheaper.
The easiest way to compare insurance rates in your area takes advantage of the fact auto insurance companies actually pay money for the chance to give you rate quotes. To get started, all you need to do is provide the companies a bit of rating information like driver ages, how much school you completed, whether you drive to work or school, and any included safety features. That rating data is instantly submitted to multiple top-rated companies and you receive quotes with very little delay.
To find the cheapest 1993 Mercury Capri insurance rates, click here and complete the quick form.
Your car insurance coverage should be tailored to you
When it comes to choosing proper insurance coverage, there is no perfect coverage plan. Every situation is different.
For instance, these questions may help highlight if your insurance needs will benefit from professional help.
- Should I sign the liability waiver when renting a car?
- Why is insurance for a teen driver so high?
- Am I covered if hit by an uninsured driver?
- Should I drop comprehensive coverage on older vehicles?
- Can I make deliveries for my home business?
- When can I cancel my policy?
- What happens if I owe more than my 1993 Mercury Capri is worth?
- Am I covered if I hit a deer?
- Am I covered if I drive in a foreign country?
If it’s difficult to answer those questions, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form.
Specific coverages for a Mercury Capri
Knowing the specifics of your car insurance policy can be of help when determining appropriate coverage and proper limits and deductibles. Car insurance terms can be confusing and coverage can change by endorsement.
Uninsured and underinsured coverage – Your UM/UIM coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. This coverage pays for medical payments for you and your occupants and damage to your Mercury Capri.
Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.
Liability – Liability insurance can cover damages or injuries you inflict on people or other property that is your fault. It protects YOU against other people’s claims. It does not cover your own vehicle damage or injuries.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, a total of $100,000 of bodily injury coverage per accident, and a total limit of $50,000 for damage to vehicles and property.
Liability can pay for claims such as repair costs for stationary objects, legal defense fees, emergency aid and repair bills for other people’s vehicles. How much coverage you buy is your choice, but it’s cheap coverage so purchase as much as you can afford.
Coverage for medical payments – Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses such as prosthetic devices, X-ray expenses, surgery and ambulance fees. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. It covers both the driver and occupants and will also cover if you are hit as a while walking down the street. PIP is only offered in select states and gives slightly broader coverage than med pay
Comprehensive coverages – This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.
Comprehensive can pay for claims like damage from a tornado or hurricane, hitting a deer, theft and hail damage. The most a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.
Collision coverage – This pays for damage to your Capri resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage.
Collision insurance covers claims like scraping a guard rail, hitting a mailbox and sideswiping another vehicle. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Another option is to bump up the deductible to bring the cost down.
Lani Johns
I found pretty cheap rate quotes for a 1993 Mercury Capri in Biloxi, MS. Ended up at roughly $90 every six months with Amica. Insured with Liberty Mutual before. I increased coverages a little too.
Juan Blankenship
For me, Allstate was by far the cheapest in Newark, DE.
Richard Guy
Anyone find cheap rates around Seattle, Washington?
Aleshia Hooper
Will Allstate do a SR22 in Montana?
Racquel Best
GEICO is decent in Owensboro, KY.
Gertrud Ballard
Liked the article. Live in the northern part of Huntington, WV. Quoted with Nationwide, Farmers, State Farm, and Amica for my Mercury and saved about $100 a year. Was with Hanover. :) It’s too old for full coverage.
Ivory Moss
If you have a good history and live in the vicinity of Buffalo, NY, check out Progressive. You might save some money. I only have liability coverage on it.
Paris Bailey
Enjoyed the article. Lifelong resident of Bridgeport, CT. Got car insurance quotes with 21st Century, AAA, Encompass, and GMAC for my Mercury and saved $82 a year. Was with Liberty Mutual. I’m a pretty good driver though. Book value doesn’t justify full coverage anymore.
Jospeh Ruiz
Just my two cents. Checking in from Aberdeen, SD. I got free prices from AAA, Erie, and Nationwide for my Mercury and saved just over $100 a year. Left Progressive to switch. Just liability coverage since it’s getting old.
Kristan Dunlap
I got decent rates for a 1993 Mercury Capri in Davenport, IA. Ended up at roughly $70 every six months with AIG Insurance. I get lower rates because of my clean driving record.
Ivonne Potts
From northwest of Charlotte, North Carolina. Went online for free insurance quotes for a 1993 Mercury Capri. Ended up at about $90 savings annually. Went with Allstate. Have an at-fault accident tho. Did it all online. Book value doesn’t justify full coverage anymore.
Frederica Blair
Cheap is relative. Proud to be from Miami, FL. I don’t recall every quote but I ended up saving about $20 each month. I’m a pretty low risk driver. Just liability coverage since it’s getting old.
Taryn Sutton
Where can I find cheaper car insurance in Billings, MT?
Mozell Castaneda
Cheap car insurance? What’s that? From Parkersburg, West Virginia. Got car insurance prices from Amica, Eastwood, and Nationwide for my Capri and saved $105 a year.
Elois Rush
I’m in the east part of Rapid City, South Dakota. I quoted with Auto-Owners, Mercury, and a few others for my Capri and saved just over $80 a year.