1993 Mitsubishi Eclipse Car Insurance Quotes

Looking for cheaper car insurance rates for your Mitsubishi Eclipse? Finding cheaper insurance for a Mitsubishi Eclipse can turn out to be difficult, but you can learn the following methods to make it easier.

There are more efficient ways to compare car insurance rates and we’ll show you the best way to quote coverages on a Mitsubishi and obtain the cheapest rates from both online companies and local agents.

Cut your insurance coverage rates with discounts

Insurance coverage is expensive, but you may qualify for discounts that can help lower your rates. Some trigger automatically when you get a quote, but some discounts are required to be asked for prior to receiving the credit.

  • Anti-lock Brake Discount – Vehicles that have steering control and anti-lock brakes are safer to drive and earn discounts up to 10%.
  • Discount for Swiching Early – Some insurance coverage companies reward drivers for buying a policy before your current policy expires. The savings is around 10%.
  • Passive Restraints – Cars that have air bags can qualify for discounts of 25 to 30%.
  • Multi-car Discount – Buying insurance for all your vehicles with the same company could earn a price break for each car.
  • Seat Belts Save more than Lives – Buckling up and requiring all passengers to use a seat belt could cut 10% or more off the medical payments premium.

A little disclaimer on discounts, some of the credits will not apply to the entire policy premium. Some only apply to specific coverage prices like physical damage coverage or medical payments. So even though they make it sound like all the discounts add up to a free policy, it just doesn’t work that way.

Some of the insurance companies who might offer many of the previously listed discounts are:

When quoting, ask each company or agent to apply every possible discount. Discounts may not be offered in your area.

How much does auto insurance cost?

All major auto insurance companies make it easy to get price estimates online. Doing online price comparisons doesn’t take a lot of time as you simply enter the coverages you want into the form. Once entered, their system will obtain your driving record and credit report and provides a quote based on the data you entered.

Quoting online helps simplify price comparisons, but the time it takes to visit several different sites and type in the same data is monotonous and tiresome. Unfortunately, it is important to have as many quotes as possible if you are searching for the best price possible.

There is an easier way!

A more efficient way to locate the lowest prices utilizes a single form that analyzes rates from several different companies. It saves time, reduces the work, and makes price shopping online much more efficient. As soon as the form is sent, it gets priced with multiple companies and you can pick any or none of the resulting price quotes.

If one or more price quotes are lower than your current rates, you simply finish the application and buy the policy. The whole process can be completed in a matter of minutes and may result in a nice savings.

To get comparison pricing now, click here and submit the form. If you have your current policy handy, we recommend you complete the form with the limits and deductibles exactly as they are listed on your policy. Doing this guarantees you will receive a rate comparison based on similar coverages.

You are unique and your auto insurance should be too

When buying adequate coverage for your personal vehicles, there really is no cookie cutter policy. Your needs are not the same as everyone else’s.

For example, these questions might help in determining whether your personal situation would benefit from an agent’s advice.

  • Does my insurance cover a custom paint job?
  • Can my teen drive my company car?
  • At what point should I drop full coverage?
  • Is my state a no-fault state?
  • Is my babysitter covered when using my vehicle?
  • Am I covered when using my vehicle for business?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • When does my teenage driver need to be added to my policy?
  • Do I benefit by insuring my home with the same company?
  • How much liability do I need to cover my assets?

If it’s difficult to answer those questions but you think they might apply to your situation, you may need to chat with an agent. To find an agent in your area, simply complete this short form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Insurance coverages and their meanings

Learning about specific coverages of your policy aids in choosing appropriate coverage and the correct deductibles and limits. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle’s occupants from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include hospital bills for your injuries as well as your vehicle’s damage.

Because many people have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea. Usually these coverages are set the same as your liablity limits.

Liability

This coverage can cover injuries or damage you cause to other’s property or people that is your fault. It protects you from claims by other people. It does not cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Alternatively, you may have one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage pays for things such as repair bills for other people’s vehicles, funeral expenses and emergency aid. How much liability coverage do you need? That is a personal decision, but consider buying as much as you can afford.

Collision protection

This coverage covers damage to your Eclipse caused by collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as colliding with another moving vehicle, rolling your car, sustaining damage from a pot hole and hitting a mailbox. This coverage can be expensive, so consider dropping it from older vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for bills for chiropractic care, dental work and nursing services. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. They cover all vehicle occupants as well as if you are hit as a while walking down the street. PIP coverage is not available in all states but can be used in place of medical payments coverage

Comprehensive auto coverage

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims such as damage from a tornado or hurricane, rock chips in glass and fire damage. The most a insurance company will pay at claim time is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Saving money makes a lot of cents

As you shop your coverage around, don’t be tempted to buy lower coverage limits just to save a few bucks. In many instances, drivers have reduced full coverage to discover at claim time that the savings was not a smart move. Your goal should be to find the BEST coverage at the best possible price.

People change insurance companies for any number of reasons including being labeled a high risk driver, an unsatisfactory settlement offer, delays in responding to claim requests or even policy non-renewal. No matter why you want to switch, switching companies is pretty simple and you could end up saving a buck or two.

We just showed you some good ideas how to lower your 1993 Mitsubishi Eclipse insurance auto insurance rates. The key thing to remember is the more price quotes you have, the better chance you’ll have of finding low cost auto insurance. Drivers may discover the best price on car insurance is with some of the smallest insurance companies.

Additional information

Comments About 1993 Mitsubishi Eclipse Insurance

  1. Ona Ward

    From a town just southwest of Idaho Falls, ID. Compared rates from a lot of places. Saved right around $20 a month. Progressive was the cheapest for me. I have a teen driver too. It never hurts to quote around. I just carry liability insurance.

  2. Johnie Byrd

    Thanks for putting this site together. From south side of Eugene, Oregon. Compared quite a few companies. Saved roughly $30 a month. Allstate was the most affordable for me. Thankfully I have a good driving record. I used their online quote form to compare rates. I dropped full coverage awhile back.

  3. Danyelle Villarreal

    Here’s what I found out. I live just to the east of Boise, ID. Quoted prices online for a 1993 Mitsubishi Eclipse. Ended up at about $70 savings annually. Went with Progressive. Teenage drivers are expensive! Still almost need a second mortgage. Only insure liability on my Eclipse.

  4. Sunshine Pittman

    Is 21st Century or Eastwood cheap in Kansas City, MO?

  5. Van Carson

    From a town just southwest of Henderson, Nevada and for me 21st Century had the lowest quote. Left Eastwood to switch. Anyone else drop full coverage?

  6. Jacquelyn Lang

    From northwest of Boston, MA and for me GEICO had the lowest quote. Was with Amica. :) Full coverage costs too much.

  7. Marcene Mueller

    I live on the west side of Miami, FL. Got car insurance rates from Auto-Owners, Mercury, and a few others for my 1993 Mitsubishi Eclipse and I think I saved around $20 each month. Have an at-fault accident tho. I quoted rates online then called them.

  8. Rebeca Hester

    Will Progressive rates go up if I file a claim?

  9. Ardath Battle

    I live in a small town just outside of Fayetteville, AR and for me State Farm had the lowest quote. I have a teen driver too.

  10. Sheena Acevedo

    Affordable car insurance is a myth. I live in South Burlington, Vermont. I quoted with 21st Century, Amica, and some I forget for my 1993 Mitsubishi Eclipse and I think I cut my rates about $10 each month. Only insure liability on my Eclipse.

  11. Thu Kline

    From northwest of Rapid City, South Dakota. I don’t recall every quote but I ended up saving about $30 each month. Insured with Safeco before. I’m thinking about dropping full coverage though.

  12. Lupe Garrison

    I’m in the west part of Gaithersburg, Maryland. Checked online prices for a 1993 Mitsubishi Eclipse. Ended up at about $100 savings annually. Went with State Farm. Insured with Allstate before. I think I’ll get rid of full coverage next time.