Compare 1993 Saturn S-Series Insurance Quotes

Trying to find better insurance coverage rates for your Saturn S-Series? Paying for overpriced Saturn S-Series insurance can overdraw your budget and possibly require you to analyze your spending habits. Doing a price comparison is an excellent way to make ends meet.

You have multiple auto insurance companies to buy insurance from, and although it’s a good thing to have a selection, it can be more difficult to find the best rates.

The method we recommend to compare insurance rates from multiple companies is to take advantage of the fact most larger insurance companies participate in a system to compare rate quotes. To start a quote, the only thing you need to do is provide a small amount of information like distance driven, how your vehicles are used, if a SR-22 is needed, and marital status. Your information is then sent to insurance carriers in your area and they return quotes very quickly.

To find lower rates now, click here and find out if lower rates are available.

Do I just need basic coverages?

When it comes to choosing the best insurance coverage coverage for your personal vehicles, there isn’t really a best way to insure your cars. Everyone’s situation is unique and a cookie cutter policy won’t apply. For example, these questions may help highlight if you would benefit from professional advice.

  • Will my rates increase for filing one claim?
  • How high should deductibles be on a 1993 Saturn S-Series?
  • When should I not file a claim?
  • Do I pay less if my vehicle is kept in my garage?
  • Does liability extend to a camper or trailer?
  • Do I have coverage when making deliveries for my home business?

If you don’t know the answers to these questions then you might want to talk to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier

Car insurance coverage options for a 1993 Saturn S-Series

Learning about specific coverages of a car insurance policy can help you determine appropriate coverage and the correct deductibles and limits. Policy terminology can be confusing and even agents have difficulty translating policy wording. Shown next are the normal coverages offered by car insurance companies.

Coverage for medical expenses – Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like surgery, EMT expenses and X-ray expenses. They are often utilized in addition to your health insurance policy or if you lack health insurance entirely. They cover you and your occupants and will also cover getting struck while a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage

Comprehensive car insurance – Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as fire damage, damage from a tornado or hurricane, damage from getting keyed, hitting a deer and hail damage. The most you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Collision coverages – This coverage pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in.

Collision coverage pays for things like damaging your car on a curb, driving through your garage door, crashing into a ditch and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Coverage for liability – Liability insurance can cover damages or injuries you inflict on other people or property that is your fault. It protects you against claims from other people. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have values of 50/100/50 which means a $50,000 limit per person for injuries, a limit of $100,000 in injury protection per accident, and a total limit of $50,000 for damage to vehicles and property. Alternatively, you may have a combined limit which provides one coverage limit rather than limiting it on a per person basis.

Liability coverage protects against things such as repair bills for other people’s vehicles, pain and suffering, loss of income and court costs. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase as high a limit as you can afford.

Coverage for uninsured or underinsured drivers – This protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your Saturn S-Series.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Frequently these coverages do not exceed the liability coverage limits.

Comments About 1993 Saturn S-Series Insurance

  1. Latoya Bartlett

    Nice post. From Milwaukee, Wisconsin. Got rates from Auto-Owners, MetLife, and a few others for my 1993 Saturn S-Series and saved just over $60 a year. Left Farmers to switch. LOL

  2. Elwanda Holder

    Here’s what I found out. I’m just west of South Burlington, VT. Can’t remember who all I quoted but I ended up saving about $20 each month. Hopefully won’t need it.

  3. Terry Estrada

    I live just outside Las Cruces, New Mexico. Got car insurance rates from 21st Century, AIG Insurance, and Erie for my S-Series and saved $61 a year. Have an at-fault accident tho.

  4. Olive Newman

    Is Allstate or Erie cheap in Springfield, MO?

  5. Naida Hubbard

    Good site, thanks. I’m from Fayetteville, AR. Quoted quotes from American Family, Eastwood, and Safeco for my 1993 Saturn S-Series and I’m now saving $21 a month. Good savings if you bundle.

  6. Ellyn Koch

    If you have a good history and are close to Worcester, MA, check out 21st Century. They seem to be cheaper.

  7. Noelle Hughes

    Good site, thanks. From a town just southwest of Aberdeen, South Dakota. Quoted a bunch of companies. Saved about $20 a month. Progressive was the cheapest option for me. Was with Farmers. LOL

  8. Maya Robles

    I found pretty cheap rate quotes for a 1993 Saturn S-Series in Fargo, ND. Ended up at right around $90 every six months with AIG Insurance. Left Mercury to switch. I get multi-vehicle and multi-policy discounts. I think I’ll get rid of full coverage next time.

  9. Latesha Dale

    Does Oregon require a SR-22 after a DUI?

  10. Rosaria Maynard

    Live in Billings, Montana. I quoted with Western Auto Insurance, American Family, GMAC, and MetLife for my S-Series and I’m now saving $12 a month. It’s too old for full coverage.

  11. Foster Haynes

    I live in Jacksonville, FL. Received prices from USAA, AIG Insurance, The General, and Nationwide for my 1993 Saturn S-Series and I think I saved around $20 each month. Insured with 21st Century before. They were helpful in switching over. I’m thinking about dropping full coverage though.

  12. Lorie Faulkner

    Can I get replacement cost coverage for a 1993 Saturn S-Series?

  13. Tatyana Mccarty

    From east side of Houston, Texas. I quoted with Allstate, AAA, and some I forget for my S-Series and I think I saved around $30 each month.

  14. Alane Norman

    Well-written and thought out article. I’m in the east part of Indianapolis, IN. Quoted quotes from The General, Auto-Owners, Safeco, and a couple others for my Saturn and cut my rates about $60 a year. Only insure liability on my S-Series.

  15. Whitney Holloway

    If you have a good history and live around Rockford, IL, check out Allstate. They seem to be cheaper. Was with Amica. I’m a pretty low risk driver.