Compare 1994 Chevrolet Chevy Van Insurance Quotes

Trying to find better insurance prices for your Chevy Chevy Van can be difficult, but you can learn the following methods to make it easier.

There are more efficient ways to shop for insurance and you need to know the absolute fastest way to get price quotes on a Chevy and find the best price possible from both online companies and local agents.

Buy car insurance online

Comparing car insurance rates can be exhausting if you don’t utilize the fastest way to get free quotes. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you could use the internet to get pricing more quickly.

Many of the larger companies belong to an insurance system that allows shoppers to only type in their quote data once, and each participating company returns a rated price for coverage. This saves time by eliminating quote requests for each company you want a rate for.

To find out how much you can save on car insurance click to open in new window.

One minor caviat to doing it this way is you can’t choose the companies you want to price. So if you want to choose specific insurance companies to request quotes from, we have assembled a list of the cheapest car insurance companies in your area. Click here to view list.

It doesn’t matter which method you choose, just be sure you’re using identical information with each company. If you use different deductibles you will not be able to make a fair comparison for your Chevy Chevy Van.

Tailor your auto insurance coverage to you

When choosing adequate coverage, there isn’t really a “best” method to buy coverage. Everyone’s situation is unique.

Here are some questions about coverages that might help in determining whether you would benefit from professional advice.

• Is my state a no-fault state?
• Am I covered when using my vehicle for business?
• Where can I find high-risk insurance?
• I have good health insurance, so how much medical payments coverage do I need?
• Is extra glass coverage worth it?
• How high should my medical payments coverage be?
• What vehicles should carry emergency assistance coverage?

If you can’t answer these questions but you think they might apply to your situation, you may need to chat with a licensed agent. To find an agent in your area, simply complete this short form. It only takes a few minutes and you can get the answers you need.

Auto insurance coverages

Learning about specific coverages of a auto insurance policy can help you determine which coverages you need for your vehicles. Policy terminology can be impossible to understand and coverage can change by endorsement.

Liability car insurance

This can cover damage that occurs to a person or their property in an accident. It protects you from claims by other people. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have values of 100/300/100 that translate to a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property. Alternatively, you may have one number which is a combined single limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability insurance covers things such as medical expenses, attorney fees and legal defense fees. How much coverage you buy is a decision to put some thought into, but buy higher limits if possible.

Collision insurance

This coverage covers damage to your Chevy Van caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers claims such as sideswiping another vehicle, colliding with another moving vehicle, driving through your garage door, hitting a parking meter and scraping a guard rail. This coverage can be expensive, so consider dropping it from lower value vehicles. It’s also possible to bump up the deductible to save money on collision insurance.

Medical expense insurance

Med pay and PIP coverage provide coverage for expenses for things like funeral costs, ambulance fees, chiropractic care and dental work. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. Medical payments and PIP cover both the driver and occupants and will also cover being hit by a car walking across the street. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims like a broken windshield, a tree branch falling on your vehicle, damage from a tornado or hurricane, hail damage and rock chips in glass. The most you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they do not carry enough liability coverage. Covered losses include injuries to you and your family and damage to your Chevy Chevy Van.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family. Most of the time your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.