1994 Dodge Viper Insurance Rates

Searching for the cheapest insurance rates for your Dodge Viper? Comparison shopping for low cost Driversinsurance is very difficult for people not familiar with online rate comparisons. With dozens of insurers to choose from, it can quickly become a ton of work to find the lowest price.

If you currently have car insurance, you will be able to save some money using this strategy. This article will teach you the best way to quote coverages and some tips to save money. Nevertheless, car owners need to learn the methods companies use to determine prices because it can help you find the best coverage.

Cheap insurance coverage

All major insurance coverage companies such as State Farm, GEICO and Progressive allow you to get coverage price quotes direct online. Doing online quotes is quite easy as you simply enter your coverage information as detailed in the form. When complete, their quoting system gets reports for credit and driving violations and returns a price.

Being able to quote online makes it simple to compare prices but the work required to visit each company’s website and repetitively type in your information is repetitive and time-consuming. Unfortunately, it is important to compare as many rates as possible if you want to get the lowest insurance coverage rates.

A quicker way to lower your rates uses one simple form that obtains quotes from many companies. The form is fast, requires much less work on your part, and makes quoting online much more efficient. As soon as the form is sent, it is rated with multiple companies and you can pick your choice of the returned quotes. If you find a better price you can click and sign and purchase coverage. It can be completed in less than 10 minutes and could lower your rates considerably.

To compare rates now, click here to open in a new tab and input your coverage information. If you have coverage now, it’s recommended you input deductibles and limits exactly as they are listed on your policy. Doing this guarantees you will be getting rate quotes for similar coverage.

How much insurance do I need?

When choosing the best insurance coverage, there really is not a cookie cutter policy. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that might point out if you might need an agent’s assistance.

  • Should I buy more coverage than the required minimum liability coverage?
  • Can I make deliveries for my home business?
  • What can I do if my company won’t pay a claim?
  • Am I covered when using my vehicle for business?
  • Does my 1994 Dodge Viper need full coverage?
  • When should I remove comp and collision on my 1994 Dodge Viper?

If it’s difficult to answer those questions then you might want to talk to an insurance agent. If you don’t have a local agent, fill out this quick form.

What auto insurance coverages do you need?

Knowing the specifics of your policy can be of help when determining appropriate coverage and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy.

Comprehensive or Other Than Collision

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as theft, vandalism, a broken windshield, damage from a tornado or hurricane and rock chips in glass. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

UM/UIM Coverage

This coverage protects you and your vehicle’s occupants from other motorists when they do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Collision coverage

This coverage covers damage to your Viper from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage protects against claims like rolling your car, crashing into a ditch, colliding with a tree and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to increase the deductible to save money on collision insurance.

Coverage for liability

This coverage will cover damage that occurs to a person or their property in an accident. It protects you against other people’s claims, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You commonly see policy limits of 50/100/50 which means $50,000 in coverage for each person’s injuries, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property.

Liability insurance covers claims like funeral expenses, repair bills for other people’s vehicles, legal defense fees and medical services. How much liability coverage do you need? That is your choice, but you should buy as large an amount as possible.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage pay for bills like chiropractic care, prosthetic devices, EMT expenses, ambulance fees and hospital visits. They are utilized in addition to your health insurance plan or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants and also covers being hit by a car walking across the street. PIP is not universally available and gives slightly broader coverage than med pay

Comments About 1994 Dodge Viper Insurance

  1. Ina Good

    If you have a clean record and are close to Honolulu, HI, check out 21st Century. They seem to be cheaper. Left Esurance to switch. Full coverage costs too much.

  2. Clint Head

    I got decent rates for a 1994 Dodge Viper in Charlotte, NC. Ended up at darn near $80 every six months with Auto-Owners. I get lower rates because of my clean driving record. I used their online quote form to compare rates.

  3. Della Eaton

    Checking in from Charleston, WV. Quoted a bunch of companies. Saved roughly $20 a month. 21st Century was the most affordable for me. Left Eastwood to switch. I got prices on the web.

  4. Charlie Morrison

    Cheaper car insurance is a myth. I live in Kansas City, Kansas. Compared rates from a lot of places. Saved about $20 a month. GEICO was the best choice for me.

  5. Reta Vazquez

    I’m in Allentown, Pennsylvania. Quoted quotes from Amica, Eastwood, and Safeco for my Viper and saved $76 a year. Was with Liberty Mutual. I even had a DUI years ago. They offer free online rate quotes. Full coverage costs too much.

  6. Lita Kline

    I live in Norman, OK and for me 21st Century had the lowest quote. BTW speeding tickets are not good. Hardly afford to drive anymore. I’m thinking about dropping full coverage though.

  7. Anibal Hall

    I live in Henderson, Nevada. Can’t remember who all I quoted but I ended up saving about $20 each month. Thankfully I have a good driving record.

  8. Glinda Becker

    From a town just southwest of Grand Rapids, MI. Got car insurance quotes from Allstate, AAA, and some I forget for my Viper and I’m now saving $12 a month.

  9. Tarsha Shelton

    Cheaper not always better. I’m in the south part of Springfield, MO. Went online for free insurance quotes for a 1994 Dodge Viper. Ended up at about $110 savings annually. Went with Allstate. A clean driving record helps.

  10. Grace Ayala

    Proud to be from Worcester, Massachusetts. Went online for free insurance quotes for a 1994 Dodge Viper. Ended up at about $90 savings annually. Went with State Farm. Teenage drivers are expensive! I got a quote from their website. Anyone else drop full coverage?

  11. Ema Mcbride

    Does 21st Century do SR22s in Indiana?