View 1997 GMC Jimmy Insurance Quotes

Searching for lower auto insurance rates for your GMC Jimmy? Pretty sure you bought high-priced auto insurance? Don’t feel bad because many consumers feel financially strained by their auto insurance policy.

Companies like Progressive, State Farm and Geico persitently shower you with ad campaigns and consumers find it hard to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

The quickest method we recommend to get policy rate comparisons is to realize most insurance companies will pay a fee to compare rate quotes. All you need to do is give them some information like how old drivers are, whether you are single or married, how much you drive, and how much education you have. The data is instantly sent to multiple car insurance providers and they return cost estimate quickly.

To find lower rates now, click here and enter your coverage details.

Tailor your insurance coverage coverage to you

When it comes to choosing the best insurance coverage coverage, there really is no “perfect” insurance plan. Each situation is unique so your insurance needs to address that. Here are some questions about coverages that could help you determine whether your personal situation might need an agent’s assistance.

  • Do I have coverage for damage caused while driving under the influence?
  • Is my babysitter covered when using my vehicle?
  • Which companies will insure high-risk drivers?
  • Do I have any recourse if my insurance company denies a claim?
  • What is covered by UM/UIM coverage?
  • Can I drive in Mexico and have coverage?
  • Is my state a no-fault state?
  • Is my 1997 GMC Jimmy covered for smoke damage?
  • Does my medical payments coverage pay my health insurance deductible?

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to a licensed agent. To find lower rates from a local agent, take a second and complete this form or you can also visit this page to select a carrier

Auto insurance policy coverages for a 1997 GMC Jimmy

Knowing the specifics of your auto insurance policy aids in choosing the best coverages for your vehicles. Policy terminology can be difficult to understand and nobody wants to actually read their policy. Below you’ll find typical coverages found on the average auto insurance policy.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses for nursing services, chiropractic care, doctor visits, rehabilitation expenses and pain medications. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants in addition to getting struck while a pedestrian. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Liability auto insurance

This coverage can cover damage that occurs to people or other property by causing an accident. It protects YOU from claims by other people, and doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 100/300/100 which means $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000.

Liability can pay for claims like legal defense fees, repair bills for other people’s vehicles and medical expenses. How much liability coverage do you need? That is a personal decision, but you should buy as high a limit as you can afford.

Collision coverage

Collision coverage will pay to fix damage to your Jimmy resulting from a collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as crashing into a building, sideswiping another vehicle, colliding with another moving vehicle, driving through your garage door and hitting a parking meter. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Another option is to increase the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as rock chips in glass, vandalism and damage from flooding. The highest amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Comments About 1997 GMC Jimmy Insurance

  1. Cara Hubbard

    Thanks for putting this site together. Found cheapest coverage with Erie for my 1997 GMC Jimmy and cut my rates about $60 a year. Wish I didn’t have to insure at all. Only insure liability on my GMC.

  2. Roxana Harper

    Live in Cincinnati, Ohio. Compared quite a few companies. Saved right around $30 a month. State Farm was the best choice for me. Teenage drivers are expensive! Wish I didn’t have to insure at all.

  3. So Stephenson

    I think I’m paying too much. Went with Auto-Owners for my GMC and saved about $110 a year. A clean driving record helps. Just go online and compare their rates. I’m thinking about dropping full coverage though.

  4. Lanora Delacruz

    From a town just southwest of Rochester, NY. Got prices from Liberty Mutual, American Family, Safeco, and a couple others for my GMC and saved just over $110 a year. Left GMAC to switch. I used their website to get prices. Not worth enough to pay for comprehensive and collision.

  5. Leann Conley

    If you’re a decent driver and live near Biloxi, MS, check out State Farm. They seem to be cheaper. Left Esurance to switch.

  6. Victorina Hughes

    I compared a lot of rate quotes for a 1997 GMC Jimmy in Cranston, RI. Ended up at about $90 every six months with Auto-Owners. Even increased coverage a bit.

  7. Josephine Watson

    I live just to the north of Des Moines, IA. Quoted with American Family, MetLife, and Western Auto Insurance for my Jimmy and am saving around $70 a year. Left GEICO to switch.

  8. Taren Conner

    Enjoyed the article. I’m in the suburbs of Hartford, CT. Got quotes from Auto-Owners, Nationwide, and USAA for my GMC and I’m now saving $21 a month. Insured with Farmers before. It’s only liability tho.

  9. Kellee Wynn

    If you’re a decent driver and live in the vicinity of Bismarck, ND, check out GEICO. They seem to be cheaper. :) I don’t have comp or collision coverage.

  10. Tilda Wilkerson

    If you have a clean record and live near Columbus, GA, check out Allstate. I saved quite a bit. Was with GMAC. They were helpful in switching over. Liability only on my Jimmy.

  11. Samuel Holden

    If you have a good history and live around Gaithersburg, MD, check out Progressive. They seem to be cheaper. Not worth enough to pay for comprehensive and collision.

  12. Lynwood Hopper

    Will Progressive rates go up if I file a claim?

  13. Arlene Wagner

    Is State Farm cheaper than GEICO in Portland, OR?

  14. Carroll Erickson

    Is GEICO or Allstate cheaper in Providence, RI?

  15. Antoine Cortez

    Thanks for putting this site together. Got a quote with Progressive for my 1997 GMC Jimmy and saved around $90 a year. Left Auto-Owners to switch. I dropped full coverage awhile back.

  16. Willard Harmon

    Corporate greed I’m telling you. I live in Newark, DE. Got quotes from Amica, Nationwide, and USAA for my 1997 GMC Jimmy and I think I saved about $20 each month. Was with Farmers. Moved home policy as well.

  17. Doreen Weaver

    Lots of useful info here. I live on the west side of Seattle, WA. Quoted prices online for a 1997 GMC Jimmy. Ended up at about $80 savings annually. Went with State Farm. Was with Mercury. Are quotes cheaper online?

  18. Jaime Dominguez

    If you have a clean record and are close to Portland, ME, check out GEICO. You might save some money. Was with Safeco. Teenage drivers are expensive! Can still barely afford it.