Cheap 1997 Oldsmobile Aurora Insurance Quotes

No sane person gets a kick out of paying for car insurance, in particular when they could lower their rates if they shopped around.

Since you have so many companies to choose from, it’s nearly impossible to find a more affordable company.

You should make it a habit to compare premium rates on a regular basis because insurance prices change quite often. Just because you had the best rates for Aurora coverage two years ago other companies may now be cheaper. There are lots of tips to save on car insurance on the web, but in just a couple of minutes you can learn some excellent ideas to lower your car insurance premiums.

Choosing the best insurance company for you is quite easy. If you are paying for car insurance now, you stand a good chance to be able to cut costs considerably using these methods. Nevertheless, car owners do need to learn the methods companies use to price insurance differently.

The easiest way to get rate comparisons is to realize all the major auto insurance companies have advanced systems to quote your coverage. All you need to do is take a few minutes to give details like how much coverage you want, how your vehicles are used, driver details, and an estimate of your credit level. That rating information is then submitted to many of the top insurers and you will receive price estimates immediately.

If you would like to start a quote now, click here then complete the form.

Affordable auto insurance quotes with discounts

Auto insurance is neither fun to buy or cheap, but there could be significant discounts that could help you make your next renewal payment. Most are applied at the time of quoting, but some need to be inquired about before being credited. If they aren’t giving you every credit you deserve, you are just wasting money.

  • Air Bags and Passive Restraints – Vehicles equipped with air bags could see savings of up to 25% or more.
  • Data Collection Discounts – Policyholders that allow driving data collection to track where and when they drive remotely such as Drivewise from Allstate or Snapshot from Progressive might see lower rates if their driving habits are good.
  • Renewal Discounts – Select insurance companies give a discount for switching to them before your current expiration date. It could save around 10% when you buy insurance online.
  • Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to take driver’s ed class as it will make them better drivers and lower rates.
  • Low Mileage Discounts – Low annual miles could earn substantially lower auto insurancerates.

One thing to note about discounts is that most credits do not apply to all coverage premiums. Some only apply to specific coverage prices like collision or personal injury protection. Despite the appearance that all the discounts add up to a free policy, companies wouldn’t make money that way.

Some companies that may have some of the above discounts may include but are not limited to:

Before buying, ask every insurance company how you can save money. Discounts might not be offered in your area. To locate providers who offer free auto insurance quotes, follow this link.

Tailor your insurance coverage to you

When buying adequate coverage, there is no perfect coverage plan. Coverage needs to be tailored to your specific needs so this has to be addressed. For instance, these questions can help discover if your situation will benefit from professional help.

  • How much underlying liability do I need for an umbrella policy?
  • Can I afford to buy a different vehicle if my 1997 Oldsmobile Aurora is totaled?
  • I have health insurance so do I need medical payments coverage?
  • Am I covered if I wreck a rental car?
  • Am I getting all the discounts available?
  • When should my teen driver be added to my policy?
  • Is pleasure use cheaper than using my 1997 Oldsmobile Aurora to commute?

If you don’t know the answers to these questions then you might want to talk to an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies.

The coverage is in the details

Knowing the specifics of your auto insurance policy can help you determine which coverages you need and proper limits and deductibles. The terms used in a policy can be ambiguous and coverage can change by endorsement. These are the usual coverages offered by auto insurance companies.

Collision coverage protection

This coverage covers damage to your Aurora from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for things such as colliding with a tree, crashing into a building, damaging your car on a curb and backing into a parked car. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. It’s also possible to increase the deductible to save money on collision insurance.

Auto liability

This protects you from damage that occurs to other’s property or people that is your fault. It protects you from claims by other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 100/300/100 that translate to a limit of $100,000 per injured person, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability coverage pays for claims like emergency aid, bail bonds, structural damage and pain and suffering. The amount of liability coverage you purchase is a personal decision, but you should buy as large an amount as possible.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage protects against things like falling objects, damage from a tornado or hurricane, damage from getting keyed, fire damage and hitting a deer. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. This coverage pays for medical payments for you and your occupants as well as damage to your Oldsmobile Aurora.

Because many people carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses for X-ray expenses, ambulance fees and hospital visits. They are often used to fill the gap from your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants in addition to any family member struck as a pedestrian. PIP is not an option in every state and may carry a deductible

Comments About 1997 Oldsmobile Aurora Insurance

  1. Sondra Ortega

    If you don’t have tickets and live around Green Bay, WI, check out Allstate. They seem to be cheaper.

  2. Sam Riddle

    Nice post. Located in Grand Rapids, MI. Compared quite a few companies. Saved roughly $20 a month. Progressive was the most affordable for me. Insured with Allstate before. Next renewal I’ll just do liability.

  3. Peggie Eaton

    If you have a good history and live in the vicinity of Kailua, Hawaii, check out 21st Century. You might save some money. I quoted rates online then called them.

  4. Anglea Norris

    From Birmingham, AL. Got rates from American Family, Safeco, and Western Auto Insurance for my Aurora and saved $79 a year. Was with Farmers. They were helpful in switching over.

  5. Sadye Newton

    Enjoyed the article. I’m from Newark, DE. Don’t remember every company but I ended up saving about $20 each month. Liability only on my Oldsmobile.

  6. Taisha Banks

    I live just outside Rio Rancho, NM. Quoted quotes from Allstate, AAA, Esurance, and Hanover for my 1997 Oldsmobile Aurora and I’m now saving $18 a month. Was with Progressive. Good multi-policy discounts. I used their website to get prices. I don’t put full coverage on it.

  7. Meryl Mays

    Well-written and thought out article. I live just outside Burlington, VT. Got car insurance quotes with Progressive, Encompass, and Hanover for my Aurora and cut my rates about $110 a year. They were helpful in switching over. I only have liability coverage on it.

  8. Carrie Summers

    I got decent rates for a 1997 Oldsmobile Aurora in Providence, RI. Ended up at right around $100 every six months with Auto-Owners. Was with AAA. Good multi-policy discounts. It’s still not cheap enough. It’s too old for full coverage.

  9. Dwain Espinoza

    Will 21st Century be cheaper if I raise deductibles?

  10. Berniece Herman

    Cheap car insurance? What’s that? Live in Hilo, HI. I compared lots of rates. Saved darn near $30 a month. Allstate was the cheapest for me. Was with Auto-Owners. I recommend comparing lots of rates. I dropped full coverage awhile back.

  11. Loni Witt

    I found pretty cheap rate quotes for a 1997 Oldsmobile Aurora in Miami, FL. Ended up at darn near $110 every six months with Amica. They were helpful in switching over.

  12. Jennette Roberson

    I found affordable 1997 Oldsmobile Aurora insurance from Allstate in Seattle, Washington.

  13. Claribel Saunders

    I’m just east of Idaho Falls, ID. Compared quite a few companies. Saved darn near $30 a month. State Farm was the cheapest for me. Liability only on my Oldsmobile.

  14. Lucrecia Sherman

    If you don’t have tickets and live near Green Bay, WI, check out GEICO. You might save some money. Left USAA to switch. I get a discount for insuring multiple vehicles. Anyone else drop full coverage?