1999 Buick Park Avenue Car Insurance Cost

Trying to find the cheapest auto insurance rates for your Buick Park Avenue? Comparison shopping for cheaper Driversauto insurance is always quite difficult for drivers who are new to online insurance quotes. Since there are so many online companies, it can quickly become a chore to find more affordable rates.

It’s important to take a look at other company’s rates yearly since insurance rates go up and down regularly. Just because you had the best rate on Park Avenue insurance at your last renewal a different company probably has better prices today. Ignore everything you know about auto insurance because we’re going to show you one of the quickest ways to find lower rates on auto insurance.

The quickest way to compare rate quotes is to know the fact all the major auto insurance companies actually pay money for the chance to compare rate quotes. To get started, all you need to do is give the companies some data like an estimate of your credit level, if you’re married, if you are currently licensed, and how many miles driven. The rating information gets transmitted to many of the top insurers and they provide comparison quotes almost instantly.

To find the cheapest 1999 Buick Park Avenue insurance rates, click here and find out if you can get cheaper insurance.

Insurance agents can help

When buying coverage, there really is not a cookie cutter policy. Everyone’s situation is a little different.

For instance, these questions may help you determine if your insurance needs could use an agent’s help.

  • Does my personal policy cover me when driving out-of-state?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Is there coverage for injuries to my pets?
  • Should I drop comprehensive coverage on older vehicles?
  • Is motorclub coverage worth it?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • How can I find cheaper teen driver insurance?
  • Do I need special endorsements for business use of my vehicle?

If you don’t know the answers to these questions, you might consider talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form.

Auto insurance 101

Having a good grasp of car insurance aids in choosing which coverages you need at the best deductibles and correct limits. Policy terminology can be difficult to understand and coverage can change by endorsement.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your Buick Park Avenue.

Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.

Collision coverage

Collision insurance pays for damage to your Park Avenue from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like hitting a parking meter, crashing into a building and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. It’s also possible to increase the deductible in order to get cheaper collision rates.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage provide coverage for immediate expenses like nursing services, surgery and funeral costs. They are often utilized in addition to your health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants and will also cover getting struck while a pedestrian. PIP is not an option in every state and gives slightly broader coverage than med pay

Comprehensive insurance

This coverage covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like a broken windshield, damage from a tornado or hurricane, damage from getting keyed and damage from flooding. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.


This coverage provides protection from damage or injury you incur to other people or property. This coverage protects you against claims from other people, and doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 which means $100,000 bodily injury coverage, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for things like court costs, structural damage, emergency aid, funeral expenses and bail bonds. How much coverage you buy is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Comments About 1999 Buick Park Avenue Insurance

  1. France Ballard

    Mine is so expensive. Lifelong resident of Des Moines, Iowa. Quoted prices online for a 1999 Buick Park Avenue. Ended up at about $70 savings annually. Went with 21st Century. Insured with Amica before. They have a lot of discounts available. Not sure about claim service. Next renewal I’ll just do liability.

  2. Ethelene Hunt

    Is a custom audio system covered by insurance?

  3. Liberty Shaffer

    Good site, thanks. I live in a small town just outside of Denver, Colorado. Got free quotes online for a 1999 Buick Park Avenue. Ended up at about $110 savings annually. Went with State Farm. It’s still not cheap enough. Not worth enough to pay for comprehensive and collision.

  4. Ewa Meadows

    Does Progressive use ACV or replacement cost?

  5. Tana Velasquez

    Anyone compare Progressive and Allstate rates in Little Rock, AR?

  6. Maybelle Valentine

    Not sure if this is cheap. From east side of Providence, Rhode Island. I don’t recall every quote but I ended up saving about $30 each month. Have a couple speeding tickets too. It was easy to get rates.

  7. Shirely Snow

    From west side of San Diego, California. Got quotes with Hanover, AIG Insurance, Nationwide, and a couple others for my Buick and I think I saved around $20 each month. I think I’ll get rid of full coverage next time.

  8. Santos Logan

    Does Allstate have low rates for teen drivers?

  9. Mae Mcpherson

    Got pretty cheap 1999 Buick Park Avenue insurance from Progressive in Burlington, VT.

  10. Ettie Franklin

    If you’re a decent driver and live in the vicinity of Dover, Delaware, check out Allstate. You might save some money. Was with Travelers. I don’t insure for physical damage though.

  11. Dinah Leach

    From northwest of Charleston, West Virginia. Quoted with American Family, Mercury, and some smaller one I can’t remember the name of for my Park Avenue and I’m now saving $11 a month. Insured with Progressive before. Book value doesn’t justify full coverage anymore.

  12. Nydia Goodman

    Quoted with The General for my Buick and saved about $110 a year.

  13. Leanna Obrien

    I got quite a few price quotes for a 1999 Buick Park Avenue in Virginia Beach, VA. Ended up at right around $70 every six months with American Family. I have a teen driver too. They offer free online rate quotes. I’m thinking about dropping full coverage though.

  14. Antonio Cannon

    21st Century quoted the best rates in New Jersey.

  15. Risa Knight

    Located in Henderson, NV. Received quotes with Western Auto Insurance, Amica, Hartford, and Nationwide for my Park Avenue and saved just over $90 a year. Got better coverage too. It’s only liability tho.

  16. Genny Horne

    Cheaper car insurance is a myth. I’m from Atlanta, Georgia. Quoted with Auto-Owners, Farmers, and Mercury for my Buick and I’m now saving $11 a month. Still almost need a second mortgage. It’s too old for full coverage.