1999 Mercedes-Benz SLK-Class Car Insurance Rates – 10 Tips for Cheapest Quotes

Searching for better insurance coverage rates for your Mercedes-Benz SLK-Class? Being forced to pay for pricey insurance coverage premiums can dry up your accounts and force you to cut corners elsewhere. Shopping your coverage around is free and is an excellent way to reduce premiums and put more money in your pocket.

Popular companies such as Geico, Progressive and Allstate increase brand awareness with TV and radio ads and consumers find it hard to sift through the bull and take the time to shop coverage around.

How to get cheap auto insurance

Comparing auto insurance rates can take hours if you aren’t aware of the easiest way. You can waste a lot of time talking to local insurance agents in your area, or you could save time and use online quotes to maximize your effort.

Most major companies participate in a marketplace where prospective buyers submit their information once, and each company can give them a price for coverage. This prevents consumers from doing repetitive form submissions to every company.

To compare rates using this form now click here (opens in new window).

The only downside to using this type of system is that you can’t choose the companies to get pricing from. So if you want to select from a list of companies to receive pricing from, we have a listing of low cost auto insurance companies in your area. Click to view list.

It’s up to you how you get prices quotes, just make sure you are using the same coverage data with each company. If you compare different limits and deductibles on each one then you won’t be able to find the best deal for your Mercedes-Benz SLK-Class.

Take advantage of these ten discounts

Car insurance companies don’t always list all disounts in an easy-to-find place, so we break down a few of the more well known and the more hidden discounts that may be available. If you’re not getting every credit possible, you are throwing money away.

  • Data Collection Discounts – Policyholders that allow their insurance company to look at vehicle usage through the use of a telematics system such as Snapshot from Progressive or Drivewise from Allstate may get a rate reduction as long as they are good drivers.
  • Organization Discounts – Participating in a professional or civic organization could qualify you for a break when getting a car insurance quote.
  • Life Insurance – Not all insurance companies offer life insurance, but some may give you a break if you buy some life insurance too.
  • Resident Student – Any of your kids who live away from home to go to college without a vehicle on campus may qualify for this discount.
  • Cautious Driver Discount – Safe drivers can save as much as half off their rates on SLK-Class insurance than less cautious drivers.
  • Braking Control Discount – Vehicles that have steering control and anti-lock brakes are much safer to drive and the ABS can save up to 10%.
  • Sign Early and Save – A few companies offer discounts for renewing your policy prior to your current policy expiration. Ten percent is about the average savings.
  • Military Rewards – Having an actively deployed family member could trigger a small discount.
  • Student Driver Training – Make teen driver coverage more affordable by requiring them to complete a driver education course in school or through a local driver safety program.
  • Air Bag Discount – Factory air bags may get savings of more than 20%.

Don’t be surprised that most discounts do not apply to your bottom line cost. The majority will only reduce specific coverage prices like medical payments or collision. Despite the fact that it seems like all the discounts add up to a free policy, you’re out of luck.

Insurance companies that may offer policyholders these benefits include:

If you are trying to find affordable car insurance quotes, ask each company to give you their best rates. Some of the earlier mentioned discounts may not be available everywhere. To find providers with discount insurance rates, click here.

Special considerations

When it comes to buying adequate coverage, there isn’t really a best way to insure your cars. Every insured’s situation is different so your insurance needs to address that. For instance, these questions might point out whether or not you would benefit from an agent’s advice.

  • Which companies will insure high-risk drivers?
  • Why is insurance for a teen driver so high?
  • How many claims can I have before being cancelled?
  • Should I buy more coverage than the required minimum liability coverage?
  • Does coverage extend to my business vehicle?
  • Can I make deliveries for my home business?

If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with an insurance agent. If you don’t have a local agent, fill out this quick form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and can provide invaluable advice.

Auto insurance coverages

Knowing the specifics of your car insurance policy can help you determine the best coverages at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and coverage can change by endorsement. These are the usual coverages offered by car insurance companies.

Comprehensive coverage

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as vandalism, damage from a tornado or hurricane, theft, a broken windshield and hitting a bird. The highest amount your car insurance company will pay is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Collision coverage protection

Collision insurance covers damage to your SLK-Class resulting from a collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things like colliding with a tree, scraping a guard rail and hitting a parking meter. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. You can also raise the deductible to get cheaper collision coverage.

Uninsured/Underinsured Motorist coverage

This coverage protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and damage to your Mercedes-Benz SLK-Class.

Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for expenses such as ambulance fees, rehabilitation expenses, prosthetic devices, chiropractic care and pain medications. They are often utilized in addition to your health insurance program or if there is no health insurance coverage. They cover all vehicle occupants and will also cover if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states and may carry a deductible

Liability coverage

Liability insurance provides protection from damages or injuries you inflict on a person or their property in an accident. It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have policy limits of 100/300/100 which means a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and $100,000 of coverage for damaged propery.

Liability coverage protects against things such as repair costs for stationary objects, bail bonds, structural damage, medical expenses and medical services. How much liability coverage do you need? That is a personal decision, but it’s cheap coverage so purchase higher limits if possible.

Comments About 1999 Mercedes-Benz SLK-Class Insurance

  1. Ora Orr

    Will Progressive give a discount for driver training?

  2. Cleora Moody

    Cheap is not always the best policy. From Worcester, MA. Got car insurance rates from Allstate, AIG Insurance, and Farmers for my 1999 Mercedes-Benz SLK-Class and saved $120 a year.

  3. Coral Walters

    I live east of Biloxi, Mississippi. Quoted with 21st Century, The General, and Erie for my SLK-Class and I think I saved about $30 each month. Left AIG Insurance to switch. I have several vehicles insured with them. Only insure liability on my Mercedes-Benz.

  4. Serena Wynn

    I went with Allstate at renewal. Best rates in Hilo, HI. I’m a pretty low risk driver. Get lots of quotes to find the best rate. When should I drop full coverage?

  5. Kanisha Cobb

    I’m in Bridgeport, Connecticut, and Progressive rates were affordable. Insured with GEICO before. Teenage drivers are expensive!

  6. Selena Figueroa

    From northwest of Overland Park, Kansas. Compared rates from a lot of places. Saved roughly $20 a month. State Farm was the cheapest for me. I just carry liability insurance.

  7. Coletta Mccray

    Thanks for putting this site together. From northwest of Lewiston, ME. Quoted quotes with State Farm, American Family, and some I forget for my SLK-Class and saved $70 a year. Just go online and compare their rates. I don’t have comp or collision coverage.

  8. Nicki Shepherd

    Nice info. From north side of Concord, NH. Quoted with Allstate, Erie, and The General for my SLK-Class and I’m now saving $14 a month. I get lower rates because of my clean driving record. It was easy to get rates. Just liability coverage since it’s getting old.

  9. Reinaldo Stuart

    I’m in the east part of Minneapolis, MN. Quoted a bunch of companies. Saved about $20 a month. Allstate was the best choice for me. Bought it from an online quote. Only insure liability on my Mercedes-Benz.

  10. Rocky Cantu

    It all costs too much. I live east of Bangor, ME. Quoted quotes from Auto-Owners, Sentry, and USAA for my Mercedes-Benz and saved $73 a year. I dropped full coverage awhile back.

  11. Soo Landry

    Mine is so expensive. I live just outside Fort Wayne, Indiana. Quoted with Hanover, AIG Insurance, MetLife, and a couple others for my 1999 Mercedes-Benz SLK-Class and I think I saved about $30 each month. Insured with Erie before. Anyone else drop full coverage?

  12. Leon Cortez

    Located in Milwaukee, WI. Quoted a bunch of companies. Saved darn near $30 a month. Progressive was the most affordable for me. Insured with Eastwood before. Not sure about claim service. Next renewal I’ll just do liability.

  13. Vita Holman

    I got decent rates for a 1999 Mercedes-Benz SLK-Class in Rapid City, SD. Ended up at about $80 every six months with American Family. I don’t put full coverage on it.

  14. Cherise Rodriguez

    Cheap car insurance? What’s that? I’m just south of San Antonio, TX. Quoted with Amica, Nationwide, and USAA for my SLK-Class and cut my rates about $110 a year. Left Esurance to switch. I have several vehicles insured with them. Just waiting to see how claims go.

  15. Tess Fuentes

    Is 21st Century cheap in Bismarck, North Dakota?