1999 Mitsubishi Mirage Insurance Quotes

Searching for the cheapest insurance coverage rates for your Mitsubishi Mirage? Are you irritated from robbing Peter to pay Paul to make your insurance coverage payment? You are no different than many other drivers. Many insurers vie to insure your vehicles, and because of this it can be hard to compare insurance companies and uncover the absolute lowest price

Consumers should take time to price shop coverage occasionally because prices are rarely the same from one policy term to another. Even if you think you had the best deal on Mirage insurance six months ago other companies may now be cheaper. Forget all the misinformation about insurance coverage because I’m going to teach you the easiest way to find better rates and still maintain coverage.

If you are insured now or are looking for a new policy, you can use this information to cut your premiums while maintaining coverages. Buying car insurance is not that difficult. Vehicle owners only need an understanding of the proper way to find the lowest price online.

Where can I get the cheapest auto insurance?

There are a lot of ways to compare auto insurance prices but some are less time-consuming than others. You can spend your afternoon driving to insurance agencies in your area, or you could save time and use the internet to accomplish the same thing much quicker.

Many companies belong to a marketplace that allows shoppers to enter their policy data once, and at least one company then returns a price quote based on the submitted data. This saves time by eliminating form submissions for each company.

To find out how much you’re overpaying now click to open in new window.

One minor caviat to pricing coverage this way is buyers cannot specifically choose the companies you will receive quotes from. If you wish to select specific insurance companies to receive pricing from, we put together a list of low cost auto insurance companies in your area. View list of insurance companies.

You can use whichever method you prefer to find lower rates, just make darn sure you compare equivalent information on every quote you get. If the quotes have different coverage information it’s impossible to truly determine the lowest rate.

More discounts mean lower-cost premiums

Auto insurance companies don’t always advertise the complete list of policy discounts in a way that’s easy to find, so the following is a list of some of the more common and the more hidden insurance coverage savings.

  • Cautious Driver Discount – Drivers without accidents can save up to 40% or more on their insurance coverage quote on Mirage insurance as compared to drivers with claims.
  • Multiple Cars – Insuring multiple cars on the same insurance coverage policy may reduce the rate for each vehicle.
  • Defensive Driver Discounts – Completing a course in safe driver could earn you a small percentage discount and easily recoup the cost of the course.
  • Theft Deterent Discount – Cars that have factory anti-theft systems help deter theft and earn discounts up to 10% off your insurance coverage quote.
  • Active Military Service – Being on active deployment in the military may lower your premium rates slightly.
  • Professional Memberships – Participating in a professional or civic organization could earn you a nice discount when shopping for insurance coverage.
  • New Car Discount – Putting insurance on a new car can save you some money since new model year vehicles are generally safer.
  • Early Signing – Some insurance coverage companies provide a discount for signing up before your current coverage expires. You could save around 10% when you buy insurance coverage online.
  • Full Payment Discount – By paying your policy upfront rather than paying monthly you may have a lower total premium amount.

A quick disclaimer, some credits don’t apply the the whole policy. Most only reduce specific coverage prices like physical damage coverage or medical payments. Even though it may seem like you could get a free insurance coverage policy, nobody gets a free ride. But any discount will definitely reduce the amount you pay for coverage.

A partial list of companies that possibly offer these discounts possibly include:

When getting a coverage quote, ask each company or agent what discounts are available to you. Depending on the company, some discounts may not apply to policies in your state. If you would like to choose from a list of insurers that provide some of the discounts listed above, click here to view.

It’s not one size fits all

When buying the best auto insurance coverage for your vehicles, there isn’t really a cookie cutter policy. Everyone’s situation is unique so your insurance needs to address that. These are some specific questions might help in determining if your insurance needs could use an agent’s help.

  • Why am I be forced to buy a membership to get insurance from some companies?
  • How much liability coverage do I need in my state?
  • If I drive on a suspended license am I covered?
  • What happens if I owe more than my 1999 Mitsubishi Mirage is worth?
  • When should I drop full coverage on my 1999 Mitsubishi Mirage?
  • What are the best liability limits?
  • Do I need to file an SR-22 for a DUI in my state?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed agent. If you want to speak to an agent in your area, take a second and complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can provide invaluable advice.

Insurance policy coverages for a 1999 Mitsubishi Mirage

Learning about specific coverages of your policy can help you determine appropriate coverage and the correct deductibles and limits. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring. These are the usual coverages found on most insurance policies.

Collision protection

This covers damage to your Mirage from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder.

Collision insurance covers things such as hitting a parking meter, rolling your car, crashing into a building, scraping a guard rail and colliding with a tree. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to bump up the deductible to save money on collision insurance.

Liability car insurance

This will cover damages or injuries you inflict on other people or property in an accident. This insurance protects YOU from claims by other people. It does not cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 100/300/100 that means you have a $100,000 limit per person for injuries, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Alternatively, you may have one number which is a combined single limit which limits claims to one amount without having the split limit caps.

Liability can pay for claims like loss of income, legal defense fees, pain and suffering and emergency aid. How much liability coverage do you need? That is a personal decision, but consider buying as high a limit as you can afford.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims like damage from getting keyed, hail damage and fire damage. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Covered claims include medical payments for you and your occupants and also any damage incurred to your Mitsubishi Mirage.

Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important. Usually the UM/UIM limits are similar to your liability insurance amounts.

Insurance for medical payments

Med pay and PIP coverage reimburse you for immediate expenses such as chiropractic care, X-ray expenses, funeral costs, nursing services and rehabilitation expenses. They are used to fill the gap from your health insurance plan or if you lack health insurance entirely. Coverage applies to you and your occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not universally available but can be used in place of medical payments coverage

Comments About 1999 Mitsubishi Mirage Insurance

  1. Ula Ramirez

    Located in Chicago, Illinois. I got free rates from MetLife, Farmers, Allstate, and Auto-Owners for my Mirage and saved around $70 a year. I don’t put full coverage on it.

  2. Isabel Bartlett

    Does South Dakota have minimum liability requirements?

  3. Paul Barnes

    Does Progressive settle claims fairly?

  4. August Griffin

    Affordable car insurance is a myth. I live just outside Buffalo, New York. Got free quotes online for a 1999 Mitsubishi Mirage. Ended up at about $100 savings annually. Went with GEICO. I got a quote from their website.

  5. Melani Melendez

    I’m in Norman, OK. Not sure of all the companies but I ended up saving about $20 each month. Even increased my liability limits. Wish I didn’t have to insure at all. I don’t insure for physical damage though.

  6. Ariana Foley

    Will 21st Century rates go up if I file a claim?

  7. Jeanetta Cannon

    Mine is so expensive. Went with State Farm for my 1999 Mitsubishi Mirage and saved around $100 a year. Insured with Erie before.

  8. Delana Ward

    State Farm was cheapest for my 1999 Mitsubishi Mirage in Aberdeen, SD.

  9. Shala Bentley

    Too expensive. I ride a bike.

  10. Claude Potts

    I think State Farm has low rates in North Carolina. For me anyway.

  11. Gema Monroe

    Lots of good stuff here. Checking in from North Charleston, SC. Got car insurance prices from Mercury, Esurance, GEICO, and AAA for my Mirage and I’m now saving $19 a month. Left Amica to switch. Just go online and compare their rates.

  12. Mariann Ward

    What are minimum liability limits required in Massachusetts?

  13. Fiona Frost

    Anyone buy from Auto-Owners? I’m in Columbus, OH.