Trying to find lower insurance coverage rates for your Chevrolet S-10 Blazer? Have you fallen victim to high-priced insurance coverage? Trust us, you are not the only one feeling buyer’s remorse.
Many insurers compete for your insurance dollar, so it’s not easy to compare every provider to find the absolute best rate
It’s important to quote other rates quite often due to the fact that insurance rates are usually higher with each renewal. Just because you found the lowest premium rates for S-10 Blazer insurance two years ago other companies may now be cheaper. Forget anything you know (or think you know) about insurance coverage because we’re going to demonstrate the fastest and easiest way to save money, get proper deductibles and limits, all at the lowest rate.
The most recommended method to compare insurance rates in your area is to realize almost all companies participate in a system to quote your coverage. The only thing you need to do is provide a small amount of information such as driver details, how much coverage you want, how you use your vehicles, and if it has an alarm system. That information is instantly provided to multiple insurance coverage providers and they respond with quotes instantly.
To check rates for your Chevy S-10 Blazer now, click here and find out if you can get cheaper insurance.
Auto insurance is expensive, but you may be missing some discounts that you may not know about. Certain credits will be shown when you complete an application, but some need to be requested specifically prior to getting the savings.
We need to note that some credits don’t apply to your bottom line cost. Some only apply to specific coverage prices like medical payments or collision. Just because you may think you could get a free auto insurance policy, it just doesn’t work that way.
A few of the larger companies and some of the discounts are shown below.
Before you buy a policy, ask each company how you can save money. Some discounts may not apply in your area.
When buying coverage for your personal vehicles, there is no one size fits all plan. Everyone’s situation is a little different so your insurance needs to address that. For example, these questions may help you determine if your insurance needs will benefit from professional help.
If you can’t answer these questions but one or more may apply to you, you may need to chat with an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies.
Understanding the coverages of your policy can be of help when determining which coverages you need and proper limits and deductibles. Policy terminology can be difficult to understand and reading a policy is terribly boring. These are the usual coverages offered by auto insurance companies.
Liability coverages – This coverage provides protection from damage or injury you incur to a person or their property in an accident. It protects you against claims from other people. Liability doesn’t cover your injuries or vehicle damage.
Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show values of 50/100/50 which means $50,000 in coverage for each person’s injuries, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged propery.
Liability insurance covers things like repair costs for stationary objects, medical services, pain and suffering and bail bonds. How much liability should you purchase? That is your choice, but consider buying higher limits if possible.
Medical expense coverage – Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses such as dental work, prosthetic devices, hospital visits, nursing services and funeral costs. They are used in conjunction with a health insurance plan or if you are not covered by health insurance. Coverage applies to all vehicle occupants in addition to being hit by a car walking across the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay
Comprehensive protection – Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.
Comprehensive insurance covers claims such as falling objects, damage from flooding, hail damage and hitting a deer. The highest amount your auto insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.
Uninsured or underinsured coverage – This coverage gives you protection when other motorists do not carry enough liability coverage. It can pay for injuries to you and your family and also any damage incurred to your Chevy S-10 Blazer.
Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.
Collision coverages – This coverage pays for damage to your S-10 Blazer caused by collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage.
Collision coverage protects against claims like colliding with another moving vehicle, backing into a parked car, scraping a guard rail and colliding with a tree. Paying for collision coverage can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible in order to get cheaper collision rates.
Trudi Goodwin
From northwest of Gaithersburg, Maryland, and State Farm rates were best. I recommend comparing lots of rates.
Charlena Tanner
I live on the south side of Rutland, Vermont. Got prices from GEICO, American Family, and Erie for my Chevrolet and I think I cut my rates about $20 each month. Was with Esurance. Hopefully won’t need it. It never hurts to quote around. When should I drop full coverage?
Noble Copeland
If you don’t have tickets and live around Gaithersburg, MD, check out Progressive. You might save some money. Thankfully I have a good driving record. I don’t put full coverage on it.
Wilbert Christensen
Well-written and thought out article. Got a quote with Auto-Owners for my Chevrolet and am saving around $60 a year.
Terrell Mayer
I got decent rates for a 2000 Chevrolet S-10 Blazer in Biloxi, MS. Ended up at darn near $100 every six months with AIG Insurance.
Jovita Ochoa
If you don’t have tickets and live in the vicinity of Wilmington, DE, check out Allstate. You might save some money. Not sure if rates are cheaper online or through an agent. I don’t insure for physical damage though.
Ossie Cooley
Live in Norman, OK. Quoted with Hartford, Auto-Owners, Safeco, and a couple others for my S-10 Blazer and I think I cut my rates about $20 each month. I’m thinking about dropping full coverage though.
Dinorah Tate
It’s all a rip off. Proud to be from Warwick, RI. Quoted with Travelers, AAA, Liberty Mutual, and Safeco for my 2000 Chevrolet S-10 Blazer and saved around $80 a year. I’m a pretty low risk driver. I’m thinking about dropping full coverage though.
Loise Watson
If you have a good history and live near Charlotte, North Carolina, check out GEICO. You might save some money.
Elena Ortiz
I’ve bought from 21st Century forever. Cheapest rates in Memphis, Tennessee.
Mariah Barrera
I’m in the east part of Biloxi, MS. Went online for free insurance quotes for a 2000 Chevrolet S-10 Blazer. Ended up at about $110 savings annually. Went with Allstate. Online quotes are the way to go.
Roseline Ingram
Cheap is relative. Checking in from Wichita, KS. I quoted with GEICO, Hanover, and Farmers for my S-10 Blazer and I’m now saving $13 a month. They were helpful in switching over. I don’t insure for physical damage though.
Tia Salazar
IT’S ALL TOO EXPENSIVE! Lifelong resident of Columbia, SC. Quoted prices from 21st Century, American Family, and Eastwood for my S-10 Blazer and saved just over $70 a year. I think they have home insurance too. Liability only on my S-10 Blazer.
Gertha Oconnor
I live just to the west of Springfield, Massachusetts. Compared quite a few companies. Saved darn near $20 a month. 21st Century was the most affordable for me. Left Western Auto Insurance to switch. I have several vehicles insured with them. They were helpful in switching over.