How Much Does 2000 Mercedes-Benz C43 AMG Insurance Cost?

Want the cheapest insurance rates? Drivers have options when trying to find low-cost Mercedes-Benz C43 AMG insurance. They can either spend hours struggling with agents to get rate comparisons or leverage the internet to make rate comparisons.

There are more efficient ways to compare insurance rates and you need to know the best way to price shop coverage for a new or used Mercedes-Benz and get the lowest price from both online companies and local agents.

You should make it a habit to compare premium rates once or twice a year since insurance prices are variable and change quite frequently. If you had the best deal on C43 AMG insurance a year ago you can probably find a lower rate today. Forget anything you know (or think you know) about insurance because you’re about to learn the best methods to remove unneeded coverages and save money.

If you have a policy now or are just looking to switch companies, you can follow these tips to shop for the lowest rates while maintaining coverages. This information will teach you how car insurance quotes work and some tips to save money. Vehicle owners only need to know how to compare company rates over the internet.

Discounts for cheaper insurance rates

Some insurers do not advertise every available discount very well, so the list below contains a few of the more well known and the harder-to-find discounts you could be receiving when you buy insurance online.

  • Responsible Drivers – Drivers who don’t get into accidents may receive a discount up to 45% on C43 AMG insurance than their less cautious counterparts.
  • Club Memberships – Joining certain professional organizations could qualify you for a break on your policy.
  • Life Insurance – If the company offers life insurance, you could get a small discount if you purchase a life insurance policy as well.
  • Senior Citizen Rates – Drivers that qualify as senior citizens may qualify for lower premium rates on C43 AMG insurance.
  • Paperless Signup – Some insurance companies provide a small discount for completing your application on your computer.
  • Discounts for Government Workers – Federal government employees could cut as much as 10% off on C43 AMG insurance depending on your insurance provider.
  • Student Discount for Driver Training – Reduce the cost of insurance for teen drivers by having them successfully complete driver’s ed class in high school.
  • Military Rewards – Being deployed with a military unit may lower your insurance rates slightly.
  • Save with a New Car – Buying a new car model is cheaper since newer vehicles have better safety ratings.
  • Discount for Low Mileage – Keeping the miles down on your Mercedes-Benz may enable drivers to earn substantially lower rates.

It’s important to understand that most credits do not apply to your bottom line cost. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Even though the math looks like having all the discounts means you get insurance for free, it’s just not the way it works.

To choose insurance companies that provide some of the discounts listed above, click here to view.

Smart consumers know how to buy auto insurance more affordably

Smart consumers have a good feel for some of the things that go into determining your policy premiums. When you know what positively or negatively influences your rates, this empowers consumers to make smart changes that can earn you much lower annual insurance costs. Many different elements are taken into consideration when you get a price on insurance. Most are fairly basic like a motor vehicle report, although others are not as apparent such as your credit history or your vehicle rating.

  • Costs may be higher where you live – Being located in less populated areas may provide you with better prices when it comes to auto insurance. City drivers regularly have traffic congestion and longer commutes to work. Fewer drivers means a lower chance of having an accident and a lower car theft rate.
  • Low mileage costs less – The higher the miles on your Mercedes-Benz every year the higher your rates will be. A lot of insurance companies rate vehicles based upon how the vehicle is primarily used. Cars and trucks that sit idle most of the time receive better premium rates than vehicles that have high annual mileage. It’s a good idea to make sure your vehicle rating correctly shows the right rating data, because it can save money. Having the wrong rating on your C43 AMG is just wasting money.
  • Eliminate unneeded extra policy coverages – Insurance policies have a lot of add-on coverages that you can buy when buying auto insurance. Coverages for personal injury protection, high-cost glass coverage, and Farm Bureau memberships may be wasting your money. These may sound like a good investment when deciding what coverages you need, but if you’ve never needed them in the past eliminate them to save money.
  • High deductibles cost less – Insurance for physical damage, also called comprehensive and collision insurance, covers your vehicle from damage. Examples of some claims that would be covered would be collision with another vehicle, hitting a deer, and rolling your vehicle. Physical damage deductibles tell how much you are required to spend out-of-pocket if the claim is covered. The more money you have to pay, the better rate you will receive on C43 AMG insurance.

You may need specialized auto insurance coverage

When it comes to buying adequate coverage for your vehicles, there really is not a cookie cutter policy. Every insured’s situation is different.

These are some specific questions might help in determining if your insurance needs may require specific advice.

  • Should I sign the liability waiver when renting a car?
  • Is business property covered if stolen from my car?
  • Do I need special endorsements for business use of my vehicle?
  • What if I total my 2000 Mercedes-Benz C43 AMG and owe more than it’s worth?
  • Should I buy additional glass protection?
  • I have health insurance so do I need medical payments coverage?
  • When should I remove comp and collision on my 2000 Mercedes-Benz C43 AMG?

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to a licensed agent. If you don’t have a local agent, take a second and complete this form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Is there deception in advertising?

Consumers can’t avoid all the ads for auto insurance savings by companies like Allstate and Progressive. They all make an identical promise that drivers will save a bundle just by switching your policy.

How does each company offer drivers better rates? It’s all in how they say it.

Most companies have a preferred profile for the type of driver that will be a good risk. One example of a profitable insured may need to be over age 30, carries full coverage, and drives less than 7,500 miles a year. Anyone who fits that profile is entitled to the best price as well as save if they switch.

Potential insureds who are not a match for the ideal profile will see higher prices and ends up with the customer not purchasing. If you pay attention, the ads say “customers who switch” but not “all drivers who get quotes” save that kind of money. That’s the way companies can truthfully make the claims of big savings.

This really illustrates why you absolutely need to compare rate quotes every year. It’s just not possible to know which company will have the lowest rates.

Car insurance coverage options for a Mercedes-Benz C43 AMG

Knowing the specifics of car insurance aids in choosing the best coverages and the correct deductibles and limits. Car insurance terms can be ambiguous and reading a policy is terribly boring.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for surgery, hospital visits, dental work, EMT expenses and pain medications. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants and will also cover if you are hit as a while walking down the street. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay

Collision insurance

This coverage pays for damage to your C43 AMG resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers things such as sustaining damage from a pot hole, sideswiping another vehicle and colliding with another moving vehicle. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. You can also increase the deductible in order to get cheaper collision rates.

Uninsured/Underinsured Motorist coverage

This coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as damage to your 2000 Mercedes-Benz C43 AMG.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family. Frequently these coverages are identical to your policy’s liability coverage.

Comprehensive coverage

Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims like fire damage, a tree branch falling on your vehicle, hitting a bird, rock chips in glass and theft. The maximum payout a car insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Liability insurance

This can cover damage that occurs to a person or their property in an accident. This insurance protects YOU against other people’s claims, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 50/100/50 which stand for a $50,000 limit per person for injuries, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property. Some companies may use one limit called combined single limit (CSL) which limits claims to one amount rather than limiting it on a per person basis.

Liability coverage protects against claims like court costs, medical expenses and bail bonds. How much coverage you buy is a decision to put some thought into, but buy higher limits if possible.

Be Smart and Buy Smart

In this article, we presented a lot of information how to lower your 2000 Mercedes-Benz C43 AMG insurance car insurance rates. It’s most important to understand that the more rate comparisons you have, the higher your chance of finding inexpensive insurance. Consumers may even find the lowest car insurance rates are with the smaller companies.

Some auto insurance companies do not provide the ability to get a quote online and usually these smaller providers provide coverage only through independent insurance agents. Cheap 2000 Mercedes-Benz C43 AMG insurance is definitely available online in addition to local insurance agencies, so you should compare both to get a complete price analysis.

People who switch companies do it for a variety of reasons including not issuing a premium refund, unfair underwriting practices, extreme rates for teen drivers and even delays in responding to claim requests. Whatever your reason, switching auto insurance companies is easier than you think.

Additional auto insurance information can be read at the links below

Comments About 2000 Mercedes-Benz C43 AMG Insurance

  1. Reuben Mendez

    Progressive is decent in Atlanta, GA.

  2. Deeanna Houston

    Not sure if this is cheap. From south side of Henderson, Nevada. Quoted with AAA, Mercury, and some smaller one I can’t remember the name of for my C43 AMG and saved just over $60 a year. They have a lot of discounts available. I only have liability coverage on it.

  3. Gertha Tanner

    From Los Angeles, CA. Can’t remember who all I quoted but I ended up saving about $10 each month. Good savings if you bundle.

  4. Maria Spears

    Just a quick comment on my experience. I live in a small town just outside of San Antonio, TX. Quoted with Allstate, AIG Insurance, Eastwood, and Liberty Mutual for my Mercedes-Benz and saved just over $110 a year. They were helpful in switching over.

  5. Larue Petersen

    I’m in the suburbs of West Valley City, UT. Quoted quotes with American Family, Safeco, and some smaller one I can’t remember the name of for my 2000 Mercedes-Benz C43 AMG and saved $112 a year. BTW speeding tickets are not good. When should I drop full coverage?

  6. Chere Taylor

    Great info, thanks for posting. I live east of Albuquerque, NM. Got car insurance rates from AIG Insurance, Mercury, and some smaller one I can’t remember the name of for my 2000 Mercedes-Benz C43 AMG and saved just over $60 a year. Got better coverage too. Not sure if rates are cheaper online or not. I don’t put full coverage on it.

  7. Karyn Holland

    Where is cheaper car insurance? I live just to the south of Frederick, MD. Got car insurance quotes from Amica, Sentry, and some smaller one I can’t remember the name of for my 2000 Mercedes-Benz C43 AMG and saved just over $110 a year. I think they have home insurance too. I just carry liability insurance.

  8. Yasuko England

    I can’t pay high rates. I’m just east of Tampa, Florida. Got car insurance prices from GEICO, AIG Insurance, and Farmers for my C43 AMG and I’m now saving $13 a month. Insured with AAA before.

  9. Katy Woods

    I live on the south side of Newark, Delaware. Quoted rates from Liberty Mutual, AIG Insurance, Sentry, and a couple others for my Mercedes-Benz and saved about $100 a year. I get multi-vehicle and multi-policy discounts. Get lots of quotes to find the best rate. I think I’ll get rid of full coverage next time.

  10. Evia Mendoza

    Nice info. Located in Bangor, Maine. Quoted with Western Auto Insurance, American Family, The General, and Nationwide for my C43 AMG and I think I am saving around $20 each month. Good savings if you bundle. Wish I didn’t have to insure at all. I don’t put full coverage on it.

  11. Charleen Barnes

    From northwest of Billings, MT. Quoted prices online for a 2000 Mercedes-Benz C43 AMG. Ended up at about $90 savings annually. Went with GEICO. Insured with MetLife before. Hardly afford to drive anymore.

  12. Yolando Merrill

    I got decent rates for a 2000 Mercedes-Benz C43 AMG in Hartford, Connecticut. Ended up at about $80 every six months with AAA. Did it all online. I don’t have comp or collision coverage.

  13. Ardell Mckinney

    I got decent rates for a 2000 Mercedes-Benz C43 AMG in Kailua, HI. Ended up at right around $120 every six months with Auto-Owners. Switched homeowners coverage too. I only have liability coverage on it.