2000 Mercedes-Benz M-Class Insurance Quotes – 9 Tips for Cheapest Rates

Want lower insurance rates for your Mercedes-Benz M-Class? If you’re shopping for lower-cost insurance online, do you get overwhelmed by the number of insurance companies in your area? Many other drivers are as well. people have so many companies available that it can be a real hassle to find the lowest price.

The quickest way to compare car insurance company rates takes advantage of the fact most insurance companies actually pay money for the chance to provide you with free rate quotes. All you need to do is provide a small amount of information such as if the car is leased, if you went to college, how many miles driven, and any included safety features. The rating information is instantly sent to many highly-rated insurers and they respond with quotes instantly.

You are unique and your auto insurance should be too

When buying the best auto insurance coverage for your personal vehicles, there isn’t really a cookie cutter policy. Every insured’s situation is different.

For example, these questions may help highlight whether your personal situation might need an agent’s assistance.

  • What if I owe more than I can insure my car for?
  • How high should my uninsured/underinsured coverage be in my state?
  • Is motorclub coverage worth it?
  • Is my 2000 Mercedes-Benz M-Class covered for smoke damage?
  • Is my Mercedes-Benz M-Class covered if I use it for business?
  • Should I buy full coverage?
  • Am I covered if I hit my neighbor’s mailbox?
  • Does my insurance cover my expensive audio equipment?
  • Are split liability limits better than a combined single limit?
  • Do I have newly-aquired coverage?

If you’re not sure about those questions, you may need to chat with an insurance agent. If you want to speak to an agent in your area, take a second and complete this form.

Car insurance 101

Having a good grasp of your insurance policy can be of help when determining which coverages you need and the correct deductibles and limits. Insurance terms can be difficult to understand and reading a policy is terribly boring.

Collision coverage

Collision insurance pays to fix your vehicle from damage from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as hitting a mailbox, crashing into a ditch and hitting a parking meter. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. You can also increase the deductible to get cheaper collision coverage.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses like doctor visits, chiropractic care, ambulance fees and nursing services. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. They cover not only the driver but also the vehicle occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and may carry a deductible

Coverage for uninsured or underinsured drivers

This coverage provides protection when the “other guys” are uninsured or don’t have enough coverage. Covered losses include hospital bills for your injuries as well as your vehicle’s damage.

Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important. Frequently your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Comprehensive insurance

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like fire damage, falling objects, theft and a broken windshield. The maximum payout your insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Liability car insurance

This coverage can cover damage or injury you incur to other people or property in an accident. Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 25/50/25 that means you have $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property. Another option is a combined limit that pays claims from the same limit without having the split limit caps.

Liability coverage pays for things such as funeral expenses, repair costs for stationary objects and medical expenses. How much liability should you purchase? That is your choice, but you should buy as large an amount as possible.

Comments About 2000 Mercedes-Benz M-Class Insurance

  1. Celestina Bonner

    Enjoyed the article. I’m in the north part of Davenport, IA. Went online for free insurance quotes for a 2000 Mercedes-Benz M-Class. Ended up at about $100 savings annually. Went with Progressive. Only insure liability on my M-Class.

  2. Anamaria Page

    Cheapest quote for my 2000 Mercedes-Benz M-Class was with Erie. Have a couple speeding tickets too. Next renewal I’ll just do liability.

  3. Elenore Daugherty

    This is too expensive. I’m in the suburbs of Chicago, IL. Got free quotes online for a 2000 Mercedes-Benz M-Class. Ended up at about $80 savings annually. Went with Allstate. I just quoted rates online. When should I drop full coverage?

  4. Deetta Hodges

    I found affordable 2000 Mercedes-Benz M-Class insurance from 21st Century in Augusta, Georgia.

  5. Tomi Burks

    I got a good deal I think. I live just to the south of Chesapeake, VA. I quoted with American Family, Nationwide, and USAA for my 2000 Mercedes-Benz M-Class and am saving around $100 a year. Good multi-policy discounts. I quoted rates online then called them.

  6. Trinidad Morrison

    Checking in from San Antonio, Texas. Quoted a bunch of companies. Saved darn near $20 a month. Allstate was the best choice for me. Left AIG Insurance to switch. I’m thinking about dropping full coverage though.

  7. Trula Delacruz

    Will State Farm insure with a DUI in Gulfport, Mississippi?

  8. Zandra Gallegos

    If you don’t have tickets and live in the vicinity of Springfield, MO, check out 21st Century. You might save some money. It’s easy to compare rates online now. Only insure liability on my M-Class.

  9. Magdalen Chambers

    I found affordable 2000 Mercedes-Benz M-Class insurance from Allstate in Augusta, GA.

  10. Broderick Farmer

    Hope my rates come down. I live north of North Charleston, SC. Don’t remember every company but I ended up saving about $20 each month. I get multi-vehicle and multi-policy discounts. Not sure if rates are cheaper online or not. I only have liability coverage on it.

  11. Lisandra Gomez

    I think I’m paying too much. I’m in the east part of Evansville, IN. I don’t recall every quote but I ended up saving about $20 each month. Was with Sentry. I don’t insure for physical damage though.

  12. Tricia Shaffer

    Like your site, BTW. I live just outside Greensboro, North Carolina. Got free quotes online for a 2000 Mercedes-Benz M-Class. Ended up at about $120 savings annually. Went with 21st Century. Hopefully won’t need it. I got prices on the web.

  13. Jenifer Blake

    Just a quick comment on my experience. From a town just southwest of Bangor, Maine. I got free rates from State Farm, Auto-Owners, Farmers, and Hanover for my Mercedes-Benz and saved $99 a year. Left Erie to switch. It’s only liability tho.

  14. Maryetta Mann

    Proud to be from North Charleston, SC. Got rates from AIG Insurance, MetLife, and some smaller one I can’t remember the name of for my Mercedes-Benz and I think I saved around $20 each month. I’m thinking about dropping full coverage though.