Save on 2001 Dodge Intrepid Insurance Quotes

Want cheaper auto insurance rates for your Dodge Intrepid? No car owner likes paying for auto insurance, in particular when the price is too high. Multiple insurance companies compete for your insurance dollar, and it can be difficult to compare rates and get the definite best rate

If you have insurance now or are shopping for new coverage, you will benefit by learning to find better prices and possibly find even better coverage. Finding the best rates is not that difficult. Drivers only need an understanding of the most efficient way to shop online.

Quote auto insurance online

Finding more affordable 2001 Dodge Intrepid auto insurance rates is an easy way to save money. Drivers just need to spend a few minutes on the computer comparing rates to see which company has cheap car insurance quotes. This is very easy and can be done using a couple different methods.

  1. If you are pressed for time, the simplest way consumers can make multiple comparisons would be an industry-wide quote request form click here to open form in new window. This quick form keeps you from doing repetitive form submissions for every prospective company. One form gets you coverage quotes from many national carriers.
  2. Another way to get comparison quotes consists of visiting each company website and fill out a new quote form. For example, we’ll assume you want comparison quotes from Nationwide, Allstate and Liberty Mutual. To do that, you would have to take the time to go to each site and repeatedly type in your coverage information, which is not fast way to get rate quotes.

    For a handy list of car insurance company links in your area, click here.

However you get your quotes, be sure you’re using nearly identical coverages and limits on every quote. If the quotes have different liability limits you can’t possibly decipher which rate is best.

Find discounts on auto insurance

Auto insurance is expensive, but you may be missing some discounts that many consumers don’t even know exist. Certain credits will be shown at the time you complete a quote, but occassionally some discounts must be requested specifically prior to getting the savings.

  • Auto/Life Discount – Select insurance carriers reward you with a break if you buy auto and life insurance together.
  • E-sign Discounts</strong – A few companies give back up to $50 for buying your policy online.
  • Discount for Multiple Policies – If you can bundle your home and auto insurance and insure them with the same company they may give you a discount of up to 20% off your total premium.
  • Discounts for Government Workers – Having worked for a branch of the government may reduce rates when you quote car insurance on Intrepid coverage with select insurance companies.
  • Mature Driver Discount – Seniors may receive a small discount on rates on Intrepid coverage.

A little disclaimer on discounts, many deductions do not apply to your bottom line cost. Some only apply to the cost of specific coverages such as liability and collision coverage. So even though you would think adding up those discounts means a free policy, insurance companies wouldn’t stay in business. But any discount will definitely lower the cost of your policy.

Some of the larger companies that may offer some of the above discounts include:

Check with each company or agent the best way to save money. Some discounts may not be offered in your area. To locate insurers with discount auto insurance rates, click here to view.

Tailor your insurance coverage coverage to you

When buying the right insurance coverage, there really is not a “best” method to buy coverage. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. Here are some questions about coverages that may help you determine if your insurance needs may require specific advice.

  • How much liability do I need to cover my assets?
  • Does my personal policy cover me when driving out-of-state?
  • Am I covered if my car is in a flood?
  • Who is covered by my policy?
  • When would I need rental car insurance?
  • Can I get a multi-policy discount?
  • Am I covered by my employer’s commercial auto policy when driving my personal car for business?

If you’re not sure about those questions, you may need to chat with an agent. If you want to speak to an agent in your area, complete this form or click here for a list of insurance coverage companies in your area. It’s fast, doesn’t cost anything and may give you better protection.

Auto insurance coverages

Learning about specific coverages of a car insurance policy can help you determine appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be difficult to understand and coverage can change by endorsement. Listed below are the usual coverages found on most car insurance policies.

Auto liability insurance

Liability insurance can cover damage that occurs to people or other property in an accident. It protects YOU from legal claims by others, and does not provide coverage for damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 25/50/25 which means $25,000 bodily injury coverage, $50,000 for the entire accident, and $25,000 of coverage for damaged propery.

Liability coverage protects against things like pain and suffering, court costs, medical services and medical expenses. How much liability should you purchase? That is a personal decision, but consider buying as high a limit as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when the “other guys” do not carry enough liability coverage. Covered claims include hospital bills for your injuries as well as damage to your Dodge Intrepid.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Comprehensive auto coverage

Comprehensive insurance pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against things such as hitting a deer, hitting a bird, rock chips in glass, damage from getting keyed and damage from a tornado or hurricane. The highest amount you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.

Auto collision coverage

This coverage covers damage to your Intrepid resulting from colliding with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as crashing into a building, rolling your car and driving through your garage door. Paying for collision coverage can be pricey, so you might think about dropping it from older vehicles. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for bills such as X-ray expenses, nursing services, dental work, prosthetic devices and doctor visits. They are often used in conjunction with a health insurance policy or if you are not covered by health insurance. Coverage applies to all vehicle occupants and also covers being hit by a car walking across the street. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Comments About 2001 Dodge Intrepid Insurance

  1. Carroll Munoz

    Too expensive. I ride a bike.

  2. Tameka Wooten

    If you’re a decent driver and live around Manchester, NH, check out Allstate. They seem to be cheaper. I have several vehicles insured with them. I got prices on the web.

  3. Maurice Holden

    My 2001 Dodge Intrepid is faster than yours.

  4. Nicki Moore

    Will Allstate insure with a DUI in Overland Park, KS?

  5. Earlie Malone

    If you have a clean record and live near Frederick, MD, check out 21st Century. They seem to be cheaper. I’m thinking about dropping full coverage though.

  6. Harrison Bartlett

    Cheaper car insurance is a myth. Quoted with AAA for my 2001 Dodge Intrepid and am saving around $70 a year. Was with American Family. Just liability coverage since it’s getting old.

  7. Lyndon Talley

    I compared a lot of rate quotes for a 2001 Dodge Intrepid in Newark, DE. Ended up at darn near $100 every six months with AAA. Left The General to switch.

  8. Thelma Wade

    What exactly does liability cover?

  9. Numbers Browning

    I live on the east side of Bellevue, NE. Can’t remember who all I quoted but I ended up saving about $20 each month. Was with Erie. Wish I didn’t have to insure at all.

  10. Ira Estes

    Cheap is relative. I live just outside Burlington, Vermont. Received quotes with American Family, Esurance, and Nationwide for my Intrepid and saved about $70 a year. Was with Allstate. Wish I didn’t have to insure at all. Full coverage costs too much.

  11. Lakenya Blake

    I went with GEICO at renewal. Best rates in Kansas City, MO. They have free quotes online. Liability only on my Intrepid.

  12. Charline Pitts

    Like your site, BTW. I’m in Manchester, New Hampshire. Compared quite a few companies. Saved about $20 a month. GEICO was the best choice for me. Left Liberty Mutual to switch. Not sure if rates are cheaper online or not.

  13. Marya Kramer

    If you have a clean record and live around Omaha, Nebraska, check out Allstate. They seem to be cheaper. Was with GMAC.

  14. Grady Lindsey

    From east side of Rutland, Vermont. Quoted with Travelers, Amica, Hartford, and Nationwide for my Intrepid and I’m now saving $24 a month. Have a couple speeding tickets too. Are quotes cheaper online? I don’t put full coverage on it.

  15. Rowena Blair

    Progressive and State Farm had the best prices I found in Louisiana.

  16. Bradly Cantu

    From Tacoma, Washington. Received quotes from Amica, Nationwide, and a few others for my Dodge and I’m now saving $17 a month. Was with Mercury.

  17. Devin Head

    Got pretty cheap 2001 Dodge Intrepid insurance from Progressive in Louisville, KY.