2001 Mitsubishi Eclipse Car Insurance Quotes

Want the cheapest insurance rates for your Mitsubishi Eclipse? Are you at wits end from being strong-armed to pay your insurance bill each month? You have the same problem as many other consumers. Due to the large number of insurance companies to choose from, it can be diffult for drivers to locate the right insurance company.

The purpose of this post is to help educate you on the best way to quote coverages and some tricks to saving. If you have car insurance now, you will be able to save some money using these methods. Consumers just need to understand the most efficient way to compare price quotes online.

Compare free auto insurance rate quotes

Cutting your auto insurance rates is surprisingly easy. The only thing you need to do is take the time comparing free insurance quotes provided by online insurance companies. Insurance prices can be quoted using one of these methods.

• If you don’t have a lot of time, the easiest way to find low rates is a comparison rater form click here to open form in new window. This form prevents you from having to do boring form submissions to each individual auto insurance company. One simple form gets coverage cost estimates from multiple low-cost companies.
• A less efficient way to analyze rates is spending the time to visit each company website and go through the quote process again. For instance, we’ll pretend you are doing a rate comparison from USAA, Geico and Progressive. To get rate quotes you would need to navigate to each company’s site and enter your policy data, and that explains why we recommend the first method. To view a list of companies in your area, click here.

The approach you take is up to you, just be sure to compare exactly the same coverage limits for each price quote. If you compare differing limits it will be impossible to determine the lowest rate for your Mitsubishi Eclipse.

Tailor your auto insurance coverage to you

When it comes to buying adequate coverage for your vehicles, there really is no “perfect” insurance plan. Each situation is unique and your policy should reflect that. These are some specific questions might point out whether your personal situation may require specific advice.

• Does my insurance cover my expensive audio equipment?
• Do I need roadside assistance coverage?
• Do I have newly-aquired coverage?
• Do I need rental car coverage?
• Will I be non-renewed for getting a DUI or other conviction?
• Why am I required to get a high-risk car insurance policy?
• Are my tools covered if they get stolen from my vehicle?
• Are split liability limits better than a combined single limit?
• How high should my medical payments coverage be?
• Does coverage extend to Mexico or Canada?

If it’s difficult to answer those questions but one or more may apply to you, you might consider talking to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can help protect your family.

Auto insurance coverage considerations

Learning about specific coverages of auto insurance can help you determine the right coverages at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and nobody wants to actually read their policy. Below you’ll find typical coverages found on most auto insurance policies.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP pay for bills for things like prosthetic devices, pain medications and rehabilitation expenses. The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. PIP coverage is only offered in select states and gives slightly broader coverage than med pay

Comprehensive auto coverage

Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive insurance covers things like hitting a bird, theft and a tree branch falling on your vehicle. The most your auto insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Liability coverage

This coverage can cover damage that occurs to other people or property by causing an accident. It protects you from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have values of 50/100/50 which means a $50,000 limit per person for injuries, a limit of $100,000 in injury protection per accident, and property damage coverage for $50,000. Another option is one limit called combined single limit (CSL) which combines the three limits into one amount rather than limiting it on a per person basis.

Liability insurance covers claims like funeral expenses, emergency aid, repair costs for stationary objects, bail bonds and medical expenses. How much liability should you purchase? That is up to you, but buy higher limits if possible.

Collision coverage protection

This will pay to fix damage to your Eclipse from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder.

Collision insurance covers things such as rolling your car, sustaining damage from a pot hole, backing into a parked car and scraping a guard rail. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. You can also raise the deductible to bring the cost down.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important. Frequently these coverages are identical to your policy’s liability coverage.