2001 Volkswagen Jetta Insurance Quotes – 6 Savings Tips

Finding low-cost insurance for a Volkswagen Jetta can turn out to be a lot of work, but you can learn these tips to make it easier.

There are more efficient ways to buy insurance and we’ll show you the absolute fastest way to compare rates for a Volkswagen and get the lowest possible price from both online companies and local agents.

Pricing cheaper coverage is easy if you know what you’re doing. If you have a policy now or are looking for a new policy, you can use this information to shop for the lowest rates and still get good coverage. Consumers only need an understanding of the best way to get comparison quotes over the internet.

Ways to get auto insurance price quotes

Reducing your 2001 Volkswagen Jetta insurance rates is actually quite simple. The only requirement is to take a couple of minutes to compare free auto insurance quotes to find out which insurance company has the cheapest auto insurance quotes. Rate comparisons can be done by using one of the methods below.

  1. The easiest and least time consuming way to find low rates is an all-inclusive rate comparison (click to open form in new window). This form prevents you from having to do a different quote for each company you want a rate for. A single form gets coverage cost estimates from auto insurance companies with the best prices. This is perfect if you don’t have a lot of time.
  2. A slightly less efficient method to compare prices requires a trip to each company’s website and repeat the quote process again and again. For examples sake, we’ll pretend you want to compare rates from Progressive, Liberty Mutual and Travelers. To get each rate you have to spend time going to each site individually and repeatedly enter your information, which is why first method is reommended. To view a list of companies in your area, click here.
  3. The least efficient and most time consuming way to find and compare rates is to waste gas driving to local insurance agencies. Comparing rates online has reduced the need for local agents unless you have a complicated situation and need the professional advice that only an agent can give. If you prefer, some companies allow you to get the lowest quotes online and have a local agent actually service the policy.

It’s up to you how you get prices quotes, just try to keep the same coverages and limits with each company. If the quotes have different limits and deductibles on each one you can’t possibly make an equal comparison.

Tailor your insurance coverage coverage to you

When it comes to buying the best insurance coverage coverage for your personal vehicles, there really is not a one size fits all plan. Everyone’s situation is unique.

For example, these questions might point out if your insurance needs might need professional guidance.

  • Is my Volkswagen Jetta covered if I use it for business?
  • Does my policy cover me when driving someone else’s vehicle?
  • Is extra glass coverage worth it?
  • Am I covered when delivering products for my home-based business?
  • Is my cargo covered for damage or theft?
  • Does my insurance cover a custom paint job?
  • Should I have a commercial auto policy?
  • Is business equipment covered while in my vehicle?
  • Why am I required to buy high-risk coverage?
  • What is the rate difference between pleasure use and commuting?

If it’s difficult to answer those questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, complete this form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Coverage specifics

Learning about specific coverages of a auto insurance policy can be of help when determining the best coverages at the best deductibles and correct limits. The terms used in a policy can be difficult to understand and coverage can change by endorsement.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage protects against things such as theft, vandalism, hitting a bird and hail damage. The highest amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses like prosthetic devices, doctor visits, funeral costs and hospital visits. The coverages can be used in conjunction with a health insurance program or if you lack health insurance entirely. They cover both the driver and occupants and will also cover if you are hit as a while walking down the street. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage

Uninsured Motorist or Underinsured Motorist insurance

This coverage gives you protection when the “other guys” either have no liability insurance or not enough. It can pay for hospital bills for your injuries as well as your vehicle’s damage.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea. Frequently the UM/UIM limits are set the same as your liablity limits.

Coverage for liability

Liability coverage provides protection from injuries or damage you cause to people or other property in an accident. Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show policy limits of 50/100/50 which stand for a $50,000 limit per person for injuries, a total of $100,000 of bodily injury coverage per accident, and property damage coverage for $50,000. Alternatively, you may have one limit called combined single limit (CSL) which combines the three limits into one amount without having the split limit caps.

Liability can pay for things such as structural damage, repair costs for stationary objects and repair bills for other people’s vehicles. How much liability should you purchase? That is up to you, but you should buy higher limits if possible.

Collision protection

This coverage pays for damage to your Jetta resulting from a collision with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for claims like sideswiping another vehicle, scraping a guard rail and colliding with another moving vehicle. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to get cheaper collision coverage.

Comments About 2001 Volkswagen Jetta Insurance

  1. Deann Gilbert

    Hope my car insurance gets cheaper. I live north of Kansas City, Missouri. Got car insurance prices from Progressive, Amica, Esurance, and Liberty Mutual for my 2001 Volkswagen Jetta and am saving around $60 a year. Got better coverage too. Just waiting to see how claims go. Only insure liability on my Jetta.

  2. Lowell Mclaughlin

    For me, GEICO was by far the cheapest in Colorado Springs, CO.

  3. Torrie Frank

    I’m in Charleston, West Virginia, and Progressive rates were affordable. They have free quotes online. When should I drop full coverage?

  4. Tonita Nicholson

    I live west of Idaho Falls, ID. Received quotes from Auto-Owners, Farmers, and Sentry for my Volkswagen and saved around $60 a year. Was with GMAC. Thankfully I’m not a high risk driver. It’s still not cheap enough. I don’t put full coverage on it.

  5. Samara Mathis

    Well-written and thought out article. From northwest of Phoenix, AZ. Got free quotes online for a 2001 Volkswagen Jetta. Ended up at about $90 savings annually. Went with GEICO. Still almost need a second mortgage.

  6. Yasmin Waller

    From northwest of New York City, New York. I compared lots of rates. Saved roughly $20 a month. GEICO was the best choice for me. I used their online quote form to compare rates. Only insure liability on my Jetta.

  7. Kanisha Gregory

    IT’S ALL TOO EXPENSIVE! Live in the northern part of Springfield, MO. Received quotes with Amica, Esurance, and Safeco for my Jetta and saved just over $90 a year.

  8. Bernardo Pruitt

    From west side of Fargo, ND. Got quotes with AIG Insurance, MetLife, and some smaller one I can’t remember the name of for my Jetta and I’m now saving $22 a month. Insured with Esurance before. I only have liability coverage on it.

  9. Michelina Brennan

    What is UM/UIM coverage?

  10. Desire Dennis

    I’m in the east part of Lexington, Kentucky. I quoted with Amica, Safeco, and a few others for my Jetta and saved $107 a year. Anyone else drop full coverage?

  11. Karri Carter

    I’m in Salt Lake City, Utah. I quoted with GEICO, Amica, and Farmers for my Volkswagen and I’m now saving $22 a month. Just waiting to see how claims go. I just carry liability insurance.

  12. Vicky Rice

    Progressive has the cheapest rates in Colorado. No comparison.

  13. Rodrick Blanchard

    Here’s my quote info. Proud to be from Grand Rapids, MI. Can’t remember who all I quoted but I ended up saving about $30 each month. Left AIG Insurance to switch. I even had a DUI years ago. Online quotes are the way to go. I only have liability coverage on it.

  14. Salvatore Rush

    From northwest of Tacoma, WA. Got quotes from American Family, Esurance, and Nationwide for my Jetta and I’m now saving $23 a month. Insured with Eastwood before. I just carry liability insurance.

  15. Manuel Head

    From a town just southwest of Raleigh, North Carolina and for me Progressive had the lowest quote. It’s too old for full coverage.