Compare 2002 Chevrolet S-10 Insurance Rates

Looking for lower auto insurance rates for your Chevrolet S-10? Finding low-cost insurance for your Chevy S-10 can normally be a lot of work, but you can learn these tips to make it easier. There are more efficient ways to compare auto insurance rates and we’ll show you the proper way to compare rates for a Chevy and find the lowest possible price from both online companies and local agents.

Compare insurance coverage rates

Performing a rate comparison can be challenging if you don’t know the easiest way. You can waste hours talking about coverages with insurance companies in your area, or you can stay home and use online quoting to get prices fast.

Many companies participate in a marketplace where insurance shoppers enter their coverage request one time, and each participating company returns a rated price determined by their information. This eliminates the need for repetitive form submissions to each company.

To get comparison pricing now click here to start a free quote.

The single downside to getting quotes like this is that consumers can’t choose which companies to get pricing from. So if you want to select individual companies to compare, we have assembled a list of insurance coverage companies in your area. Click here for list of insurance companies.

Which method you use is up to you, but ensure you are comparing nearly identical coverages and limits for every company. If you enter different coverage information it will be nearly impossible to truly determine the lowest rate.

Tailor your car insurance coverage to you

When it comes to buying adequate coverage for your vehicles, there really is not a best way to insure your cars. Each situation is unique.

These are some specific questions may help highlight whether or not you would benefit from an agent’s advice.

  • Is rental equipment covered for theft or damage?
  • What is covered by UM/UIM coverage?
  • Is there coverage for injuries to my pets?
  • Do I get a pro-rated refund if I cancel my policy early?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • What is the minimum liability in my state?
  • When would I need additional glass coverage?
  • Who is covered when they drive my 2002 Chevy S-10?
  • What exactly is covered by my policy?

If you don’t know the answers to these questions but you know they apply to you, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form. It is quick, free and can provide invaluable advice.

Specific coverage details

Having a good grasp of your car insurance policy helps when choosing the best coverages at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and reading a policy is terribly boring.

Medical costs insurance – Med pay and PIP coverage reimburse you for immediate expenses like EMT expenses, dental work and surgery. The coverages can be used in conjunction with a health insurance plan or if you are not covered by health insurance. It covers both the driver and occupants in addition to if you are hit as a while walking down the street. PIP is not an option in every state but can be used in place of medical payments coverage

UM/UIM Coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include hospital bills for your injuries as well as your vehicle’s damage.

Because many people carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Liability auto insurance – This coverage will cover damages or injuries you inflict on other people or property in an accident. This insurance protects YOU from legal claims by others, and does not provide coverage for your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show policy limits of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability can pay for claims such as structural damage, medical services, attorney fees, repair bills for other people’s vehicles and court costs. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase as much as you can afford.

Comprehensive or Other Than Collision – This coverage covers damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as theft, vandalism and damage from getting keyed. The highest amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Collision coverages – This coverage will pay to fix damage to your S-10 resulting from colliding with an object or car. A deductible applies then your collision coverage will kick in.

Collision insurance covers things like hitting a parking meter, colliding with another moving vehicle, colliding with a tree, sustaining damage from a pot hole and crashing into a building. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper collision rates.

Comments About 2002 Chevrolet S-10 Insurance

  1. Ray Baldwin

    Cheap is not always the best policy. I’m in Manchester, New Hampshire. Not sure of all the companies but I ended up saving about $20 each month. I think I’ll get rid of full coverage next time.

  2. Cortez Hess

    From Tampa, FL. Compared rates from a lot of places. Saved darn near $20 a month. Progressive was the cheapest option for me. Left Esurance to switch. When should I drop full coverage?

  3. Lamar Savage

    It’s all a rip off. I live on the east side of Billings, MT. Quoted quotes from AAA, Esurance, and Nationwide for my 2002 Chevrolet S-10 and I think I saved about $20 each month. A clean driving record helps. Still almost need a second mortgage. I don’t have comp or collision coverage.

  4. Felecia Trevino

    Is Progressive cheaper than Auto-Owners in Providence, Rhode Island?

  5. Clarita Hicks

    In Mesa, AZ try Allstate or GEICO. Both had decent prices.

  6. Arlette Ashley

    I’ve had GEICO for years. I’m in Fayetteville, AR.

  7. Khalilah Harrison

    Will GEICO raise rates for a small claim?

  8. Ethelyn Lamb

    I’m in Cincinnati, OH, and 21st Century rates were affordable.

  9. Shakira Reeves

    Live in Grand Forks, ND. Quoted rates from Amica, Mercury, and some smaller one I can’t remember the name of for my S-10 and I’m now saving $17 a month. Left Liberty Mutual to switch. Thankfully I have a good driving record. Did it all online. Only insure liability on my Chevrolet.

  10. Tandra Hunt

    Is State Farm cheaper than Auto-Owners in Jacksonville, Florida?

  11. Luigi Hinton

    If you don’t have tickets and are close to Las Cruces, NM, check out Progressive. They seem to be cheaper. Left Travelers to switch. Are quotes cheaper online?

  12. Mary Adkins

    Enjoyed the article. Proud to be from Providence, Rhode Island. Compared rates from a lot of places. Saved roughly $20 a month. GEICO was the cheapest option for me. Left Farmers to switch. You can get a rate quote online.

  13. Allyn Jacobs

    Looking for cheaper 2002 Chevrolet S-10 insurance in Charleston, SC. Help!