2002 Toyota Camry Solara Insurance Quotes – 10 Policy Discounts

Want the cheapest insurance coverage rates for your Toyota Camry Solara? Saving money on Driversinsurance coverage might be challenging for drivers who have little experience online rate comparisons. Since there are so many insurers to choose from, it can be a real challenge to lower your prices.

The quickest method to compare car insurance rates takes advantage of the fact almost all companies participate in a system to provide you with a free rate quote. The one thing you need to do is provide a little information like if you have an active license, whether you are single or married, whether your vehicle is owned or leased, and if it has an alarm system. The data is sent automatically to multiple companies and they return rate quotes almost instantly.

Tailor your insurance coverage to you

When it comes to buying the right insurance coverage, there isn’t really a perfect coverage plan. Everyone’s situation is unique.

For instance, these questions might point out if you might need professional guidance.

  • What are the best liability limits?
  • Should I rate my 2002 Toyota Camry Solara as pleasure use or commute?
  • Am I getting all the discounts available?
  • Does my 2002 Toyota Camry Solara need full coverage?
  • Can I afford to buy a different vehicle if my 2002 Toyota Camry Solara is totaled?
  • I have a DUI can I still get coverage?
  • Is borrowed equipment or tools covered if stolen or damaged?

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, fill out this quick form.

The coverage is in the details

Having a good grasp of your auto insurance policy can be of help when determining the right coverages and proper limits and deductibles. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Insurance for medical payments – Coverage for medical payments and/or PIP pay for bills for ambulance fees, hospital visits, prosthetic devices, doctor visits and nursing services. The coverages can be used to fill the gap from your health insurance plan or if you are not covered by health insurance. It covers you and your occupants and will also cover if you are hit as a while walking down the street. PIP is not universally available but can be used in place of medical payments coverage

Uninsured Motorist or Underinsured Motorist insurance – Your UM/UIM coverage protects you and your vehicle when the “other guys” either have no liability insurance or not enough. Covered claims include medical payments for you and your occupants and damage to your Toyota Camry Solara.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Collision – This coverage pays for damage to your Camry Solara resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims such as colliding with another moving vehicle, hitting a mailbox, damaging your car on a curb, crashing into a ditch and sustaining damage from a pot hole. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

Liability car insurance – Liability insurance can cover damages or injuries you inflict on other’s property or people. Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have values of 50/100/50 which stand for $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and a total limit of $50,000 for damage to vehicles and property.

Liability insurance covers things like bail bonds, legal defense fees, medical expenses and loss of income. How much coverage you buy is your choice, but you should buy as high a limit as you can afford.

Comprehensive coverage (or Other than Collision) – This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as vandalism, hitting a bird and damage from getting keyed. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Comments About 2002 Toyota Camry Solara Insurance

  1. Dalila Craig

    I’m in Knoxville, Tennessee. I compared lots of rates. Saved darn near $30 a month. State Farm was the cheapest for me. I get a discount for insuring multiple vehicles.

  2. Stefania Moody

    It’s all a rip off. Live in the southern part of Portland, Oregon. Got car insurance quotes with Progressive, American Family, Erie, and Liberty Mutual for my Camry Solara and I’m now saving $21 a month. Insured with Progressive before. They have free quotes online.

  3. Marcela Day

    Just a quick comment on my experience. I live in Miami, FL. Quoted prices online for a 2002 Toyota Camry Solara. Ended up at about $80 savings annually. Went with State Farm. I get lower rates because of my clean driving record. I just quoted rates online. I’m thinking about dropping full coverage though.

  4. James Henry

    From Juneau, Alaska. I quoted with Allstate, American Family, Encompass, and Hartford for my Camry Solara and I think I saved around $30 each month. Teenage drivers are expensive! I quoted rates online then called them.

  5. Jewell Vasquez

    Does State Farm offer multi-policy discounts?

  6. Trina Gibson

    Hope my car insurance gets cheaper. I’m in the west part of Rockford, IL. Got prices from Nationwide, Erie, State Farm, and AAA for my Camry Solara and saved $67 a year. A clean driving record helps. Just waiting to see how claims go.

  7. Susanne Reynolds

    Good detail in your article. I’m in the south part of Evansville, IN. Received quotes with AIG Insurance, Eastwood, and Sentry for my Toyota and I’m now saving $14 a month.

  8. Alysha Terrell

    I got quite a few price quotes for a 2002 Toyota Camry Solara in Reno, Nevada. Ended up at about $110 every six months with Auto-Owners. Left Mercury to switch. I don’t insure for physical damage though.

  9. Ramona Kim

    Good detail in your article. Went with Safeco for my Camry Solara and cut my rates about $60 a year.

  10. Yuk Phelps

    Lots of useful info here. I’m from Gaithersburg, MD. Quoted prices from Sentry, Eastwood, GEICO, and Amica for my 2002 Toyota Camry Solara and I’m now saving $25 a month. Book value doesn’t justify full coverage anymore.

  11. Gale Duffy

    Where is cheaper car insurance? I’m in the south part of Aurora, IL. Received prices from USAA, AIG Insurance, Hanover, and Safeco for my Camry Solara and saved $83 a year.

  12. Deedee Allen

    I’m in Las Cruces, New Mexico, and 21st Century rates were affordable. Not worth enough to pay for comprehensive and collision.

  13. Aurelia Perkins

    Got a quote with Progressive for my Camry Solara and saved around $70 a year. I used their website to get prices. Next renewal I’ll just do liability.

  14. Judith Reynolds

    Is State Farm cheaper than Progressive in Philadelphia, Pennsylvania?