View 2003 Chevrolet Blazer Insurance Quotes

Want lower car insurance rates for your Chevrolet Blazer? Pretty sure you bought an expensive car insurance policy? Trust us, there are a lot of people just like you who feel imprisoned by their car insurance policy. Lots of car insurance companies contend for your hard-earned dollar, so it can be very hard to choose a company and get the best coverage at the lowest price

Insurance policy discounts you can’t miss

Car insurance companies don’t necessarily list every policy discount in an easy-to-find place, so the list below contains some of the best known and also the more inconspicuous credits that may apply to you.

• Lower Rates for Military – Being deployed in the military can result in better rates.
• Paper-free Discount – Some of the larger companies will give you a small discount for signing up on the web.
• Save over 55 – Drivers over the age of 55 could receive reduced rates for Blazer insurance.
• Passive Restraint Discount – Cars that have air bags or motorized seat belts can receive discounts of more than 20%.
• Low Miles Discount – Low annual miles may enable drivers to earn discounted rates on garaged vehicles.
• Pay Upfront and Save – By paying your entire bill at once as opposed to paying monthly you can avoid monthly service charges.

As a disclaimer on discounts, most credits do not apply the the whole policy. Most only apply to the cost of specific coverages such as collision or personal injury protection. Just because it seems like all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

To locate companies who offer cheap insurance quotes, click here to view.

Insurance agents can help

When buying the best insurance coverage coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s situation is unique so your insurance needs to address that. For example, these questions may help highlight whether or not you would benefit from professional advice.

• Can I get a multi-policy discount for packaging my home and auto coverage?
• Why is insurance for a teen driver so high?
• When can my company non-renew my policy?
• How does medical payments coverage work?
• Why do I only qualify for high-risk insurance?
• Will I lose any money if I cancel my policy before it expires?

If it’s difficult to answer those questions but a few of them apply, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and you can get the answers you need.

Car insurance coverage information

Understanding the coverages of car insurance can help you determine the right coverages and proper limits and deductibles. Policy terminology can be impossible to understand and coverage can change by endorsement. These are typical coverages found on most car insurance policies.

Auto collision coverage

Collision coverage pays for damage to your Blazer from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as crashing into a building, scraping a guard rail and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. Drivers also have the option to increase the deductible to save money on collision insurance.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses for things like hospital visits, doctor visits, nursing services, funeral costs and ambulance fees. The coverages can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Coverage applies to you and your occupants as well as being hit by a car walking across the street. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage

Liability insurance

Liability insurance protects you from injuries or damage you cause to people or other property that is your fault. It protects YOU against other people’s claims, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show liability limits of 50/100/50 that means you have $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged propery. Some companies may use one limit called combined single limit (CSL) which provides one coverage limit without having the split limit caps.

Liability coverage pays for things like court costs, loss of income and bail bonds. How much coverage you buy is a personal decision, but consider buying as much as you can afford.

Comprehensive (Other than Collision)

This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against things like fire damage, hitting a deer, hitting a bird and hail damage. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your Chevy Blazer.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked. Most of the time the UM/UIM limits do not exceed the liability coverage limits.

Be a Smart Shopper

When you buy car insurance online, do not reduce coverage to reduce premium. Too many times, an insured dropped liability coverage limits and learned later they didn’t purchase enough coverage. Your goal is to find the BEST coverage for the lowest price.

Low-cost 2003 Chevy Blazer insurance can be bought both online in addition to local insurance agencies, and you should be comparing both in order to have the best price selection to choose from. Some insurance providers may not provide the ability to get quotes online and usually these regional carriers work with local independent agents.

For more information, feel free to visit the resources below:

• Tread Depth and Tire Safety (State Farm)
• Protect Yourself Against Auto Theft (Insurance Information Insitute)
• Liability Insurance Coverage (Nationwide)
• Frontal Crash Tests (iihs.org)