2003 Ford Thunderbird Insurance Quotes

Searching for lower auto insurance rates? Consumers have many options when looking for the best price on Ford Thunderbird insurance. They can either spend hours calling around getting price quotes or utilize the internet to compare rates. There is a better way to shop for auto insurance so you’re going to learn the proper way to compare rates on a Ford and obtain the lowest price from local insurance agents and online providers.

Buying car insurance is not that difficult. If you currently have a car insurance policy, you stand a good chance to be able to reduce your rates substantially using this strategy. Drivers just need to know the tricks to shop their coverage around online.

Affordable auto insurance rate quotes

There are several ways to compare auto insurance quotes, and some are less labor-intensive and much quicker. You can waste a lot of time driving to insurance agencies in your area, or you could save time and use the web to get pricing more quickly.

Many popular insurance companies enroll in a system where insurance shoppers send in one quote, and every company provides a quote based on that data. This saves time by eliminating repetitive form submissions for every auto insurance company. To compare rates now click here to start a free quote.

The only downside to pricing coverage this way is you can’t choose which providers you will receive quotes from. So if you want to select individual companies to compare, we have a listing of the cheapest auto insurance companies in your area. Click to view list.

The method you choose is up to you, but be sure you’re using nearly identical coverages and limits for each price quote. If you are comparing differing limits it’s not possible to determine the lowest rate for your Ford Thunderbird.

Tailor your auto insurance coverage to you

When choosing the right insurance coverage, there is no single plan that fits everyone. Everyone’s situation is unique.

Here are some questions about coverages that can aid in determining if you will benefit from professional help.

  • Will I lose any money if I cancel my policy before it expires?
  • Do I need replacement cost coverage?
  • Does my personal policy cover me when driving out-of-state?
  • Am I covered if I drive in a foreign country?
  • Can I get a multi-policy discount?
  • Is my trailer covered?

If it’s difficult to answer those questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, fill out this quick form. It is quick, free and can provide invaluable advice.

Auto insurance coverages

Learning about specific coverages of your insurance policy can help you determine which coverages you need for your vehicles. Policy terminology can be difficult to understand and coverage can change by endorsement.

Auto collision coverage

This coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder.

Collision insurance covers things like backing into a parked car, scraping a guard rail, sustaining damage from a pot hole, driving through your garage door and hitting a mailbox. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper collision coverage.

Auto liability

Liability coverage will cover damage that occurs to a person or their property in an accident. This insurance protects YOU against other people’s claims. Liability doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 25/50/25 which stand for a limit of $25,000 per injured person, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property.

Liability coverage pays for claims like emergency aid, court costs and structural damage. How much liability coverage do you need? That is a decision to put some thought into, but consider buying as high a limit as you can afford.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle when other motorists do not carry enough liability coverage. This coverage pays for medical payments for you and your occupants as well as damage to your Ford Thunderbird.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses for things like hospital visits, chiropractic care, X-ray expenses, surgery and nursing services. They can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. It covers not only the driver but also the vehicle occupants and will also cover if you are hit as a while walking down the street. Personal injury protection coverage is not available in all states and may carry a deductible

Comprehensive (Other than Collision)

This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive insurance covers things like rock chips in glass, damage from flooding and a tree branch falling on your vehicle. The maximum amount your insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Comments About 2003 Ford Thunderbird Insurance

  1. Sal Mullins

    Liked the article. Got a quote with Nationwide for my Ford and am saving around $100 a year. Thankfully I’m not a high risk driver. They offer free online rate quotes.

  2. Jama Bailey

    Enjoyed the article. I live on the south side of Huntington, WV. Received quotes from GEICO, AIG Insurance, and some I forget for my Thunderbird and I think I am saving around $20 each month. I have a teen driver too.

  3. Jone Clarke

    From Madison, WI. I don’t recall every quote but I ended up saving about $30 each month. Left Eastwood to switch. God forbid I actually have a claim.

  4. Daisy Cochran

    If you don’t have tickets and live near Greensboro, NC, check out Allstate. You might get cheaper rates. Left USAA to switch. They offer free online rate quotes. I think I’ll get rid of full coverage next time.

  5. Eloy Glenn

    What does medical payments cover?

  6. Cortez Adams

    Got a quote with AAA for my 2003 Ford Thunderbird and am saving around $80 a year. Was with Esurance.

  7. Tifany Hansen

    I found pretty cheap rate quotes for a 2003 Ford Thunderbird in Missoula, MT. Ended up at right around $80 every six months with AIG Insurance. I got a quote from their website. Only insure liability on my Ford.

  8. Glayds Kane

    Thanks for putting this site together. Live in Salem, OR. Don’t remember every company but I ended up saving about $30 each month.

  9. Teofila Petersen

    Is a custom audio system covered by insurance?

  10. Karla Lyons

    Anyone try to read their policy?

  11. Odessa Pate

    Live in the eastern part of Los Angeles, CA. Quoted prices online for a 2003 Ford Thunderbird. Ended up at about $110 savings annually. Went with Allstate.