How Much Does 2003 Kia Sorento Car Insurance Cost?
Drivers have lots of choices when trying to find the best price on Kia Sorento insurance. They can either spend hours driving around to compare prices or save time using the internet to find the lowest rates. There are more efficient ways to compare car insurance rates and you need to know the absolute fastest way to quote coverages for your Kia and locate the lowest price from both online companies and local agents.
You need to price shop coverage before your next renewal since insurance prices are usually higher with each renewal. Even if you think you had the lowest price for Sorento coverage two years ago a different company probably has better rate quotes today. Forget all the misinformation about car insurance because you’re about to learn one of the easiest ways to lower your annual insurance bill.
Free insurance coverage price quotes
Many insurance companies like State Farm, Geico and Progressive allow consumers to get prices online. Comparing rates online is quite simple as you just type in your personal and coverage information into the form. After you complete the form, the system gets information on your driving record and credit history and gives you a price quote based on these and other factors.
This streamlines rate comparisons, but having to visit different websites and fill out multiple forms can get tiresome after awhile. But it’s also necessary to perform this step if you want to find the best price possible.
The preferred way to find cheaper rates requires only one form that obtains quotes from several companies at one time. The form is fast, reduces the work, and makes price shopping online much more enjoyable and efficient. Once the form is submitted, your coverage is rated and you can choose your choice of the quote results. If a lower price is quoted, you can click and sign and buy the new coverage. This process takes 15 minutes at the most and may save quite a bit of money.
To compare rates now, click here to open in a new tab and fill out the form. If you have coverage now, it’s recommended you replicate the coverage information exactly as shown on your declarations page. This helps ensure you will receive comparison quotes based on similar coverages.
Tailor your insurance coverage coverage to you
When buying coverage for your vehicles, there is no one size fits all plan. Everyone’s needs are different.
These are some specific questions might help in determining whether or not you could use an agent’s help.
- Why am I required to get a high-risk car insurance policy?
- What is the rate difference between pleasure use and commuting?
- When should I drop full coverage on my 2003 Kia Sorento?
- How does medical payments coverage work?
- Who is covered when they drive my 2003 Kia Sorento?
- Should I waive the damage coverage when renting a car?
- When do I need to add a new car to my policy?
- Am I covered when renting a car or should I buy coverage from the car rental agency?
If you’re not sure about those questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, take a second and complete this form. It’s fast, free and can help protect your family.
Insurance coverage considerations
Understanding the coverages of your policy helps when choosing appropriate coverage and proper limits and deductibles. Insurance terms can be confusing and reading a policy is terribly boring.
Liability coverages
Liability insurance can cover damage that occurs to other people or property by causing an accident. It protects you against other people’s claims, and does not provide coverage for your own vehicle damage or injuries.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see values of 25/50/25 which means $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.
Liability can pay for claims such as repair bills for other people’s vehicles, attorney fees and emergency aid. How much liability coverage do you need? That is up to you, but consider buying as much as you can afford.
Medical payments and PIP coverage
Med pay and PIP coverage provide coverage for bills for pain medications, X-ray expenses, ambulance fees, rehabilitation expenses and funeral costs. They are used in conjunction with a health insurance program or if you lack health insurance entirely. Coverage applies to all vehicle occupants and will also cover getting struck while a pedestrian. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage
UM/UIM (Uninsured/Underinsured Motorist) coverage
Uninsured or Underinsured Motorist coverage protects you and your vehicle when the “other guys” do not carry enough liability coverage. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.
Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.
Comprehensive auto coverage
Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay.
Comprehensive insurance covers things such as a tree branch falling on your vehicle, hail damage, theft and fire damage. The highest amount a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.
Collision insurance
This coverage pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.
Collision can pay for claims such as hitting a parking meter, sustaining damage from a pot hole, hitting a mailbox, backing into a parked car and damaging your car on a curb. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. It’s also possible to increase the deductible to bring the cost down.
Letisha Arnold
Nice info. I live in Madison, WI. Checked online prices for a 2003 Kia Sorento. Ended up at about $80 savings annually. Went with State Farm. Insured with 21st Century before. Even increased coverage a bit. Get lots of quotes to find the best rate.
Lucrecia Richard
Need cheaper insurance rates for my teenage driver in Colorado Springs, CO!!
Francina Calderon
GEICO is cheapest in North Dakota! :)
Sharilyn Mcdowell
Cheap is relative. I live east of Rapid City, SD. I got free quotes with AIG Insurance, Mercury, and some smaller one I can’t remember the name of for my Kia and I think I am saving around $30 each month. Moved home policy as well. Not sure about claim service.
Deshawn Greer
Where is cheaper car insurance? I’m in the suburbs of Bismarck, ND. Got car insurance quotes with GEICO, Farmers, and The General for my 2003 Kia Sorento and saved just over $80 a year. Switched homeowners coverage too. I’m thinking about dropping full coverage though.
Mimi Yang
I’m in the west part of Los Angeles, CA. Quoted rates from 21st Century, Auto-Owners, Encompass, and GMAC for my 2003 Kia Sorento and I’m now saving $11 a month. I have a couple other vehicles on the policy. I used their online quote form to compare rates. Liability only on my Sorento.
Marlene Workman
In Shreveport, LA, Progressive is a good choice. Get lots of quotes to find the best rate. Just liability coverage since it’s getting old.
Salley Buck
Lots of useful info here. I’m in the suburbs of Fargo, ND. Quoted a bunch of companies. Saved right around $30 a month. State Farm was the cheapest option for me. I have a teen driver too. I don’t insure for physical damage though.
Elvina Whitaker
I’m looking for cheaper coverage. Checking in from Rapid City, South Dakota. Can’t remember who all I quoted but I ended up saving about $20 each month. Not sure about claim service. When should I drop full coverage?
Sibyl Oconnor
Progressive is cheapest in Arizona! :)
Khalilah Patel
I got decent rates for a 2003 Kia Sorento in Seattle, Washington. Ended up at right around $100 every six months with Amica. Insured with The General before.
Calista Jimenez
What are minimum liability limits required in Delaware?
Tessie Hodges
Lots of good stuff here. I live in a small town just outside of Des Moines, IA. Got prices from Allstate, Amica, and Farmers for my 2003 Kia Sorento and saved $114 a year. I think I’ll get rid of full coverage next time.
Julietta Ramsey
If you have a good history and are close to Paterson, NJ, check out 21st Century. They seem to be cheaper. Was with MetLife. Ask about discounts. Not worth enough to pay for comprehensive and collision.
Alisia Arnold
Not sure what I should be paying. From south side of Buffalo, NY. Went online for free insurance quotes for a 2003 Kia Sorento. Ended up at about $90 savings annually. Went with GEICO. I get multi-vehicle and multi-policy discounts. Next renewal I’ll just do liability.
Nerissa Hicks
From north side of Fort Wayne, Indiana. Don’t remember every company but I ended up saving about $20 each month.
Fredricka Harper
I live just outside Memphis, TN. Got car insurance quotes from USAA, American Family, Liberty Mutual, and Mercury for my 2003 Kia Sorento and am saving around $90 a year. A clean driving record helps.
Frankie Palmer
I’ve bought from 21st Century forever. Cheapest rates in Nampa, ID.