Save on 2003 Maserati Coupe Insurance Rates

Trying to find the cheapest insurance coverage rates for your Maserati Coupe? Tired of scraping the payment together to pay high insurance coverage rates every month? Your situation is no different than most other vehicle owners.

Insurance companies such as Allstate, Liberty Mutual and State Farm all claim big savings, bombarding you with catchy ads and it is challenging if not impossible to not get sucked in by the cute commercials and find the best price available.

It is always a good idea to compare rates on a regular basis because insurance prices are usually higher with each renewal. If you had the lowest rates for Coupe coverage a few years ago other companies may now be cheaper. Block out anything you think you know about insurance coverage because you’re going to learn the right way to reduce your cost while increasing coverage.

If you have car insurance now, you stand a good chance to be able to cut costs considerably using these tips. Finding the best rates is quite easy. Nevertheless, consumers benefit from understanding the way insurance companies sell online and use this information to your advantage.

Affordable auto insurance rates with discounts

Car insurance companies don’t always advertise every discount in an easy-to-find place, so we break down both well-publicized and the harder-to-find credits available to bring down your rates.

  • Telematics Data – Policyholders that allow their insurance company to monitor driving manner by using a telematic data system like Allstate’s Drivewise could possibly reduce rates if they are good drivers.
  • Military Discounts – Being deployed with a military unit may qualify for rate reductions.
  • Online Discount – Many larger companies will provide an incentive simply for signing digitally online.
  • Senior Citizen Discount – Seniors may receive a small discount on rates for Coupe coverage.
  • Savings for New Vehicles – Putting insurance coverage on a new car can cost up to 25% less due to better safety requirements for newer vehicles.

Please keep in mind that most discounts do not apply to the entire cost. Most only apply to the price of certain insurance coverages like liability and collision coverage. So even though you would think you can get free auto insurance, insurance companies wouldn’t stay in business.

Popular auto insurance companies and some of their more popular discounts can be found below.

  • AAA offers discounts including anti-theft, good student, education and occupation, multi-policy, pay-in-full, and good driver.
  • Progressive policyholders can earn discounts including good student, homeowner, online signing, multi-policy, and online quote discount.
  • State Farm offers discounts for passive restraint, multiple autos, driver’s education, safe vehicle, student away at school, Drive Safe & Save, and multiple policy.
  • Esurance may include discounts for claim free, Pac-12 alumni, emergency road assistance, multi-policy, and anti-lock brakes.
  • Nationwide may have discounts that include good student, multi-policy, defensive driving, easy pay, and business or organization.

When comparing rates, check with every prospective company to apply every possible discount. All car insurance discounts may not be available in your area. To locate insurance companies with the best auto insurance discounts, follow this link.

How to find cheap insurance

All major insurance companies make it easy to get prices from their websites. Doing online quotes is easy for anyone as all you need to do is type in the coverages you want into the quote form. After you submit the form the quote system pulls your credit score and driving record and returns a price determined by many factors. Online price quotes streamlines rate comparisons, but the time required to go to different websites and type in the same information is monotonous and tiresome. But it’s absolutely necessary to perform this step if you want to find the lowest possible prices on insurance.

A better way to locate the lowest prices uses one simple form that gets prices from a bunch of companies at once. The form is fast, requires less work, and makes quoting online much easier. After sending the form, it is rated and you are able to buy any or none of the price quotes you receive. If a lower price is quoted, you can click and sign and buy the policy. The whole process can be completed in a matter of minutes and can result in significant savings.

If you want to get comparison pricing now, click here to open in a new tab and enter your vehicle and coverage information. To compare your current rates, we recommend you type in as close as possible to your current policy. This makes sure you will be getting a price comparison for similar insurance coverage.

Tailor your car insurance coverage to you

When choosing proper insurance coverage, there is no single plan that fits everyone. Every situation is different so your insurance needs to address that. For instance, these questions might help in determining whether your personal situation may require specific advice.

  • Do I have coverage when using my vehicle for my home business?
  • Should I buy additional glass protection?
  • How much can I save by bundling my policies?
  • Should I drop comprehensive coverage on older vehicles?
  • Does insurance cover tools stolen from my truck?
  • Should I buy full coverage?

If you can’t answer these questions but you know they apply to you, you may need to chat with an agent. If you want to speak to an agent in your area, take a second and complete this form or click here for a list of car insurance companies in your area.

Auto insurance coverage information

Understanding the coverages of your insurance policy can help you determine which coverages you need and proper limits and deductibles. The terms used in a policy can be difficult to understand and nobody wants to actually read their policy. Listed below are the usual coverages found on the average insurance policy.

Auto collision coverage

Collision insurance pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against things such as sustaining damage from a pot hole, driving through your garage door, damaging your car on a curb, backing into a parked car and hitting a parking meter. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also increase the deductible to get cheaper collision coverage.

Medical costs insurance

Coverage for medical payments and/or PIP pay for bills for things like funeral costs, nursing services, surgery and doctor visits. The coverages can be used to fill the gap from your health insurance program or if you do not have health coverage. It covers all vehicle occupants and will also cover being hit by a car walking across the street. PIP is not universally available and gives slightly broader coverage than med pay

UM/UIM Coverage

This protects you and your vehicle when the “other guys” are uninsured or don’t have enough coverage. It can pay for injuries to you and your family and damage to your Maserati Coupe.

Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Auto liability

Liability coverage can cover damage that occurs to other’s property or people that is your fault. This coverage protects you from legal claims by others. It does not cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 100/300/100 which stand for a limit of $100,000 per injured person, $300,000 for the entire accident, and $100,000 of coverage for damaged propery.

Liability coverage pays for things such as legal defense fees, funeral expenses, attorney fees and emergency aid. How much liability should you purchase? That is a decision to put some thought into, but you should buy as high a limit as you can afford.

Comprehensive or Other Than Collision

This pays for damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims such as rock chips in glass, vandalism, fire damage, falling objects and damage from flooding. The most your insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

At the end of the day…

We just showed you some good ideas how you can compare 2003 Maserati Coupe insurance rates online. The key thing to remember is the more times you quote, the better chance you’ll have of finding cheap insurance coverage. Consumers could even find that the lowest rates come from the smaller companies. They often have lower car insurance rates on specific markets compared to the large companies like State Farm and Allstate.

When buying insurance coverage, make sure you don’t buy lower coverage limits just to save a few bucks. Too many times, an insured dropped full coverage to discover at claim time that their decision to reduce coverage ended up costing them more. Your strategy should be to buy enough coverage at the lowest possible cost, not the least amount of coverage.

Some insurance companies do not offer the ability to get a quote online regional carriers prefer to sell through independent insurance agents. Discount 2003 Maserati Coupe insurance is available both online in addition to local insurance agencies, so you should compare both to have the best chance of lowering rates.

Much more information about auto insurance is available at the links below

Comments About 2003 Maserati Coupe Insurance

  1. Buford Weaver

    Cheaper car insurance is a myth. Got a quote with Safeco for my 2003 Maserati Coupe and saved about $100 a year. My new agent seems to be really good. Only insure liability on my Coupe.

  2. Gracia Wooten

    I’ve had 21st Century for years. I’m in Wilmington, Delaware.

  3. Corrie Briggs

    I got quite a few price quotes for a 2003 Maserati Coupe in Aurora, IL. Ended up at darn near $90 every six months with AAA. I don’t put full coverage on it.

  4. Josephine Wyatt

    IT’S ALL TOO EXPENSIVE! Checking in from Honolulu, HI. Checked online prices for a 2003 Maserati Coupe. Ended up at about $120 savings annually. Went with GEICO. Left Sentry to switch. It was easy to get rates. Anyone else drop full coverage?

  5. Erna Franks

    I compared a lot of rate quotes for a 2003 Maserati Coupe in Kailua, HI. Ended up at about $120 every six months with AAA. Insured with Travelers before. Wish I didn’t have to insure at all. I don’t put full coverage on it.

  6. Lavern Powell

    Will State Farm rates go up if I file a claim?

  7. Geri Hicks

    Got pretty cheap 2003 Maserati Coupe insurance from 21st Century in Colorado Springs, CO.

  8. Rory Johns

    I got decent rates for a 2003 Maserati Coupe in Eugene, Oregon. Ended up at darn near $110 every six months with American Family. Only insure liability on my Coupe.

  9. Rosemary Foley

    From north side of Little Rock, AR. Got car insurance rates from Travelers, AAA, Hartford, and Mercury for my Maserati and I’m now saving $23 a month. Was with MetLife. I got prices on the web. Only insure liability on my Coupe.

  10. Helga Pacheco

    Cheap car insurance? What’s that? From west side of Eugene, OR. Compared rates from a lot of places. Saved darn near $10 a month. GEICO was the cheapest option for me. I get multi-vehicle and multi-policy discounts. I’m thinking about dropping full coverage though.

  11. Lavern Hale

    From a town just southwest of Detroit, MI. Went online for free insurance quotes for a 2003 Maserati Coupe. Ended up at about $110 savings annually. Went with GEICO. Insured with Travelers before. Moved home policy as well. Are quotes cheaper online? When should I drop full coverage?

  12. Jolie Knight

    Anyone understand their policy?

  13. Londa Barr

    Nice post. From a town just southwest of Tulsa, OK. I got free quotes with AAA, Safeco, and a few others for my Maserati and I’m now saving $17 a month.

  14. Pierre Bryan

    This is too expensive. Quoted with Allstate for my Maserati and cut my rates about $110 a year. Not sure about claim service.

  15. Jay Hatfield

    21st Century is decent in Louisville, KY.

  16. Claudine Lamb

    Thought I’d throw in my experience. I live south of Newark, New Jersey. I got free quotes from Auto-Owners, Nationwide, and Western Auto Insurance for my 2003 Maserati Coupe and I think I saved around $20 each month. Moved home policy as well. God forbid I actually have a claim.

  17. Ray Lynch

    Does Alaska have minimum liability requirements?