2003 Mitsubishi Eclipse Insurance Quotes – 6 Policy Discounts
Buyers have many options when searching for low-cost Mitsubishi Eclipse insurance. They can either waste time driving around trying to get quotes or utilize the internet to make rate comparisons. There are more efficient ways to buy car insurance so we’re going to tell you the absolute fastest way to compare rates for a new or used Mitsubishi and obtain the best price possible from both online companies and local agents.
It’s a good idea to get comparison quotes yearly since rates are variable and change quite frequently. Just because you had the lowest rate on Eclipse coverage a year ago you can probably find a better price now. Forget anything you know (or think you know) about car insurance because I’m going to teach you the right way to lower your annual insurance bill.
Finding the best rates is not rocket science. If you currently have a car insurance policy, you should be able to reduce your rates substantially using this strategy. Drivers only need to know the tricks to compare company rates over the internet.
Compare free insurance coverage quotes
Many insurance companies give pricing on the web. Obtaining pricing is easy for anyone as you simply enter the amount of coverage you want as requested by the quote form. When the form is submitted, their system makes automated requests for information on your driving record and credit history and returns pricing information based on these and other factors.
Being able to quote online streamlines rate comparisons, but the time it takes to visit each company’s website and repetitively type in the same information can be a bit repetitive. Unfortunately, it is important to compare as many rates as possible if you are searching for the lowest possible prices on insurance coverage.
A less time-consuming method to find cheaper rates uses one simple form that gets price quotes from multiple companies. It’s a real time-saver, helps eliminate reptitive entry, and makes comparison shopping much more enjoyable and efficient. After sending your information, it is rated and you can choose any or none of the returned quotes. If you find a better price it’s easy to complete the application and purchase the new policy. It takes less than 15 minutes and may result in a nice savings.
To find out what other companies charge, simply click here to open in new window and submit your coverage information. If you have your current policy handy, we recommend you enter the coverage information as close as possible to your current policy. This ensures you will be getting a fair comparison using the exact same coverages.
Tailor your insurance coverage coverage to you
When buying the right insurance coverage, there isn’t really a best way to insure your cars. Your needs are not the same as everyone else’s.
For instance, these questions may help you determine if your insurance needs may require specific advice.
- Does insurance cover damages from a DUI accident?
- What exactly is covered by my policy?
- How do I file an SR-22 for a DUI in my state?
- Can I drive in Mexico and have coverage?
- Does my car insurance cover rental cars?
- What happens if I owe more than my 2003 Mitsubishi Eclipse is worth?
- What should my uninsured motorist coverage limits be in my state?
If you don’t know the answers to these questions but you think they might apply to your situation, you might consider talking to an insurance agent. If you want to speak to an agent in your area, complete this form. It’s fast, free and may give you better protection.
Insurance coverages and their meanings
Having a good grasp of your insurance policy aids in choosing which coverages you need and proper limits and deductibles. Policy terminology can be confusing and reading a policy is terribly boring.
Protection from uninsured/underinsured drivers – This protects you and your vehicle’s occupants when the “other guys” either are underinsured or have no liability coverage at all. Covered claims include injuries to you and your family and damage to your Mitsubishi Eclipse.
Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.
Medical expense insurance – Med pay and PIP coverage kick in for short-term medical expenses like ambulance fees, chiropractic care, prosthetic devices, hospital visits and X-ray expenses. They are used to fill the gap from your health insurance plan or if you are not covered by health insurance. It covers all vehicle occupants as well as any family member struck as a pedestrian. PIP coverage is only offered in select states and gives slightly broader coverage than med pay
Comprehensive (Other than Collision) – This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.
Comprehensive coverage pays for things such as hail damage, damage from getting keyed, hitting a bird and a broken windshield. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.
Liability auto insurance – Liability coverage can cover damage or injury you incur to a person or their property that is your fault. This insurance protects YOU from claims by other people, and does not provide coverage for your injuries or vehicle damage.
Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see values of 100/300/100 that translate to $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.
Liability coverage pays for things like loss of income, repair costs for stationary objects and medical expenses. How much liability should you purchase? That is up to you, but buy as large an amount as possible.
Collision – Collision insurance pays for damage to your Eclipse caused by collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.
Collision coverage protects against things such as sustaining damage from a pot hole, crashing into a ditch and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. It’s also possible to raise the deductible in order to get cheaper collision rates.
Patrice Hopkins
Can you buy custom paint coverage for a 2003 Mitsubishi Eclipse?
Adrien Barlow
If you’re a decent driver and live in the vicinity of Milwaukee, Wisconsin, check out Allstate. I saved quite a bit. Thankfully I’m not a high risk driver. God forbid I actually have a claim. I just carry liability insurance.
Dino Sanders
Lifelong resident of Eugene, OR. Quoted a bunch of companies. Saved roughly $20 a month. GEICO was the cheapest for me. Was with Travelers. I have a teen driver too. I quoted rates online then called them. Just liability coverage since it’s getting old.
Billie Woods
Thanks for putting this site together. From a town just southwest of Norman, OK. Got prices from GEICO, AIG Insurance, and some I forget for my Eclipse and I think I saved around $20 each month. It was easy to get rates.
Vanna Mcfadden
When do I drop full coverage?
Carry Sharpe
21st Century is decent in Frederick, Maryland.
Romana Kline
Went with Allstate for my 2003 Mitsubishi Eclipse and saved around $90 a year. Was with Allstate. I’m a pretty good driver though. Not worth enough to pay for comprehensive and collision.
Zack Bentley
Cheap is relative. I live in Billings, Montana. Quoted with Amica, MetLife, and some smaller one I can’t remember the name of for my Mitsubishi and cut my rates about $80 a year. I recommend comparing lots of rates.
Jeneva Solomon
For me, State Farm was by far the cheapest in South Burlington, VT.
Cecile Todd
Proud to be from Providence, RI. Checked online prices for a 2003 Mitsubishi Eclipse. Ended up at about $90 savings annually. Went with GEICO. A clean driving record helps. I got a quote from their website. It’s only liability tho.
Vicki Roberson
Lots of useful info here. I’m in the suburbs of Lewiston, ME. Got prices from Sentry, Erie, 21st Century, and AIG Insurance for my Eclipse and saved around $100 a year. BTW speeding tickets are not good. Online quotes are the way to go.
Louvenia Alford
If you’re a decent driver and live near Rochester, NY, check out Allstate. You might save some money. Left Western Auto Insurance to switch. They were helpful in switching over.
Blossom Rollins
I got decent rates for a 2003 Mitsubishi Eclipse in Jersey City, New Jersey. Ended up at right around $100 every six months with AAA. Teenage drivers are expensive! They were helpful in switching over. It’s only liability tho.
Jacelyn Anthony
Does Nebraska have minimum liability requirements?
Maurice Hunter
In Norman, OK, State Farm is a good choice. I have a couple other vehicles on the policy. Not sure about claim service. Not worth enough to pay for comprehensive and collision.
Talisha Wong
Does GEICO offer new car replacement?
Leatrice Johnson
I chose to switch to Progressive from Auto-Owners. I live in Shreveport, LA. I got prices on the web. Not worth enough to pay for comprehensive and collision.
Nam Mccarthy
I’m in the west part of Louisville, KY, and 21st Century rates were best.
Chester Harper
I’m in the suburbs of Allentown, Pennsylvania. Quoted quotes from Allstate, The General, and Farmers for my Mitsubishi and I think I saved about $10 each month. I got prices on the web.
Freeda Burch
Just my two cents. Live in Virginia Beach, VA. I quoted with AAA, Encompass, and Safeco for my 2003 Mitsubishi Eclipse and I think I cut my rates about $30 each month. I’m a pretty low risk driver. Are quotes cheaper online?
Effie Barrera
If you have a good history and live in the vicinity of Miami, FL, check out GEICO. You might get cheaper rates. Only insure liability on my Eclipse.