Cheap 2003 Volvo C70 Car Insurance Quotes

Trying to find better insurance coverage rates for your Volvo C70? Buying affordable insurance coverage on the web can seem to be impossible for consumers who are new to comparing prices on the web. With literally dozens of insurers to choose from, how can consumers effectively compare each option to find the best available price?

If you currently have a car insurance policy, you stand a good chance to be able to cut costs considerably using these techniques. Shopping for the cheapest car insurance coverage is easy if you know what you’re doing. Although drivers must learn how the larger insurance companies determine prices and use this information to your advantage.

Affordable car insurance quotes

Comparing car insurance rates can be a daunting task if you aren’t aware of the most efficient way. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you could save time and use online quotes to get pricing more quickly.

Most car insurance companies take part in a program where insurance shoppers send in one quote, and every company then returns a price quote based on that data. This system prevents you from having to do form submissions to each company.

To enter your information into the quoting system, click here to start a free quote.

The one downside to using this type of system is you are unable to specify which companies you want pricing from. So if you want to choose individual companies to compare, we have a page of low cost car insurance companies in your area. Click to view list.

You can choose any of those ways to find more affodable coverage, but do your best to use nearly identical quote data with each company. If you compare different liability limits you can’t possibly make a fair rate comparison. Quoting even small variations in coverage limits may result in a large different in cost. Just keep in mind that obtaining a wide range of quotes helps you find better pricing. Some smaller insurers to not give quotes online, so you need to compare prices from the smaller companies as well.

Your car insurance coverage should be tailored to you

When it comes to choosing the right insurance coverage, there really is not a “perfect” insurance plan. Everyone’s situation is a little different.

Here are some questions about coverages that may help you determine whether your personal situation will benefit from professional help.

  • Is my teenager covered with friends in the car?
  • Why am I required to buy liability insurance?
  • When should I remove comp and collision on my 2003 Volvo C70?
  • Why do I need rental car insurance?
  • What is medical payments coverage?
  • Am I covered when driving in Canada or Mexico?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form.

Insurance policy coverages for a Volvo C70

Knowing the specifics of a insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. Policy terminology can be difficult to understand and coverage can change by endorsement.

Collision coverages – This will pay to fix damage to your C70 resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for things like colliding with a tree, scraping a guard rail and sustaining damage from a pot hole. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also raise the deductible to save money on collision insurance.

Insurance for medical payments – Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills for things like EMT expenses, ambulance fees and nursing services. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. It covers you and your occupants as well as any family member struck as a pedestrian. PIP coverage is not universally available and gives slightly broader coverage than med pay

Uninsured Motorist or Underinsured Motorist insurance – This gives you protection when the “other guys” either have no liability insurance or not enough. Covered claims include hospital bills for your injuries and damage to your Volvo C70.

Because many people carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Normally these limits are set the same as your liablity limits.

Comprehensive coverage (or Other than Collision) – Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things such as hail damage, theft, rock chips in glass and a tree branch falling on your vehicle. The highest amount a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Liability – This can cover injuries or damage you cause to other’s property or people. It protects YOU from claims by other people, and doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 25/50/25 which stand for $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery. Occasionally you may see a combined limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability insurance covers things like emergency aid, pain and suffering, funeral expenses, medical services and court costs. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as much as you can afford.

Comments About 2003 Volvo C70 Insurance

  1. Kayleen Harris

    Anyone like their agent?

  2. Anneliese Mack

    It’s all a rip off. I’m just east of San Diego, CA. Went online for free insurance quotes for a 2003 Volvo C70. Ended up at about $70 savings annually. Went with Allstate. Ask about discounts. Just liability coverage since it’s getting old.

  3. Dianna Abbott

    Any companies in Warwick, RI that will insure a DUI?

  4. Mathilde Cooper

    I live north of San Diego, CA. Checked online prices for a 2003 Volvo C70. Ended up at about $100 savings annually. Went with Progressive. It’s still not cheap enough. It’s too old for full coverage.

  5. Julio Davis

    If you have a good history and live in the vicinity of Columbus, OH, check out Progressive. You might save some money.

  6. Randa Dillard

    Here’s my quote info. I’m in the suburbs of Anchorage, Alaska. Quoted quotes from Travelers, AAA, GMAC, and Nationwide for my 2003 Volvo C70 and I think I am saving around $20 each month. Book value doesn’t justify full coverage anymore.

  7. Else Fisher

    Is GEICO or State Farm cheaper in Aurora, IL?

  8. Fredrick Hubbard

    Anyone buy from American Family? I’m in Los Angeles, California.

  9. Chau Meyer

    All companies are crooks. From Mesa, AZ. Got quotes with State Farm, American Family, and Erie for my Volvo and saved just over $80 a year. You can get a rate quote online.

  10. Beckie Pope

    From North Charleston, SC. Received prices from 21st Century, AIG Insurance, and Erie for my 2003 Volvo C70 and I’m now saving $15 a month. Have a couple speeding tickets too. I recommend comparing lots of rates. I dropped full coverage awhile back.

  11. Elvis Hinton

    Hope my rates come down. I live just outside Henderson, NV. Don’t remember every company but I ended up saving about $20 each month. I used their website to get prices.

  12. Latasha Day

    This is too expensive. I live on the west side of Detroit, MI. Quoted rates from Allstate, AAA, Encompass, and Hartford for my C70 and saved $111 a year.

  13. Classie Dale

    Hope my car insurance gets cheaper. From a town just southwest of Springfield, Missouri. Received quotes with GMAC, Auto-Owners, Nationwide, and a couple others for my C70 and cut my rates about $90 a year. Left Allstate to switch. Have a couple speeding tickets too. I dropped full coverage awhile back.

  14. Sondra Garrison

    Located in Salem, OR and for me State Farm had the lowest quote. Left GMAC to switch. Hopefully won’t need it. Are quotes cheaper online?

  15. Shiloh Palmer

    Went with Western Auto Insurance for my Volvo and saved about $70 a year. I think they have home insurance too. Did it all online. I dropped full coverage awhile back.