2006 Land Rover Range Rover Sport Insurance Quotes

Pricey Land Rover Range Rover Sport insurance can eat up your bank account and maybe even restrict other spending. Comparing rates annually can save money and help to tighten up your finances.

Companies like Geico, 21st Century and Progressive continually bombard you with ads and it is difficult to ignore the propoganda and find the best price available.

It’s a good idea to do rate comparisons on a regular basis because prices are rarely the same from one policy term to another. Even if you got the best price for Range Rover Sport coverage a year ago the chances are good that you can find a lower rate today. Forget anything you know (or think you know) about auto insurance because you’re going to learn how to use online quotes to remove unneeded coverages and save money.

If you have insurance now or need a new policy, you can use this information to find the best rates while maintaining coverages. Choosing the best insurance company for you is quite easy. Vehicle owners only need to know the tricks to find the lowest price online.

Insurance coverage quotes and discounts

Car insurance is not cheap, but you might be missing out on some discounts to reduce the price significantly. Certain discounts will be applied at the time of quoting, but a few must be requested specifically before being credited.

  • Multi-Vehicle Discounts – Drivers who insure all your vehicles with the same insurance coverage company may reduce the rate for each vehicle.
  • College Student – Youth drivers who attend college more than 100 miles from home without a vehicle on campus can receive lower rates.
  • Drive Less and Save – Keeping the miles down on your Land Rover could earn lower rates on the low mileage vehicles.
  • Driver’s Education for Students – Cut your cost by having your teen driver successfully complete driver’s ed class in high school.
  • Theft Prevention Discount – Cars and trucks optioned with advanced anti-theft systems prevent vehicle theft and qualify for as much as a 10% discount.
  • Discounts for Cautious Drivers – Drivers without accidents can save as much as half off their rates for Range Rover Sport coverage than their less cautious counterparts.
  • Early Switch Discount – Some insurance coverage companies provide a discount for switching policies before your current policy expires. You may see this discount when you get auto insurance quotes online.
  • Pay Upfront and Save – By paying your policy upfront instead of monthly or quarterly installments you may reduce your total bill.
  • Telematics Discount – Insureds who allow driving data submission to scrutinize vehicle usage by using a telematic data system such as State Farm’s In-Drive might get better premium rates if they show good driving skills.
  • Driver Safety – Taking time to complete a course in safe driver could earn you a small percentage discount if your company offers it.

As is typical with insurance, most discount credits are not given to all coverage premiums. Most only apply to the cost of specific coverages such as comp or med pay. Even though the math looks like you can get free auto insurance, you’re out of luck.

To locate companies with the best insurance coverage discounts, click here to view.

How to shop auto insurance online

Effectively comparing auto insurance prices can be exhausting if you don’t know the best way to get rate quotes. You can waste a lot of time talking to insurance agencies in your area, or you can utilize the web to get rate comparisons in just a few minutes.

The majority of car insurance companies participate in a marketplace that allows shoppers to only type in their quote data once, and at least one company can provide price quotes. This saves time by eliminating quote forms for every auto insurance company.

To compare pricing click to open in new window.

The one disadvantage to comparing rates this way is that consumers can’t choose which companies to get quotes from. If you would rather choose specific providers to compare, we have assembled a list of auto insurance companies in your area. View list of insurance companies.

It’s up to you how you get prices quotes, just ensure you’re using apples-to-apples coverage limits on every quote. If each company quotes differing limits it’s impossible to determine the best price for your Land Rover Range Rover Sport.

Situations that may require an agent’s advice

When it comes to buying proper insurance coverage, there really is not a “best” method to buy coverage. Every insured’s situation is different and a cookie cutter policy won’t apply. Here are some questions about coverages that may help you determine if you might need an agent’s assistance.

  • Should I buy additional glass protection?
  • Do I need rental car coverage?
  • Am I covered when pulling a rental trailer?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • Are my friends covered when driving my car?
  • What is the rate difference between pleasure use and commuting?
  • How much liability coverage do I need in my state?
  • Can I afford to buy a different vehicle if my 2006 Land Rover Range Rover Sport is totaled?

If it’s difficult to answer those questions but you know they apply to you, you might consider talking to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can help protect your family.

Auto insurance 101

Knowing the specifics of insurance can be of help when determining which coverages you need and the correct deductibles and limits. The coverage terms in a policy can be confusing and even agents have difficulty translating policy wording. Below you’ll find the normal coverages offered by insurance companies.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. Covered losses include hospital bills for your injuries and also any damage incurred to your Land Rover Range Rover Sport.

Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Comprehensive auto coverage

This will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things like vandalism, falling objects, hitting a deer, rock chips in glass and a broken windshield. The most a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Coverage for liability

Liability coverage protects you from injuries or damage you cause to people or other property. This insurance protects YOU against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 25/50/25 that means you have a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and a limit of $25,000 paid for damaged property.

Liability can pay for claims such as repair bills for other people’s vehicles, legal defense fees, structural damage and medical services. How much liability coverage do you need? That is up to you, but buy as high a limit as you can afford.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for bills such as surgery, funeral costs, dental work, hospital visits and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. They cover both the driver and occupants and also covers being hit by a car walking across the street. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Auto collision coverage

Collision insurance covers damage to your Range Rover Sport from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims like damaging your car on a curb, rolling your car, sustaining damage from a pot hole and colliding with another moving vehicle. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. Another option is to choose a higher deductible to save money on collision insurance.

In conclusion

Affordable 2006 Land Rover Range Rover Sport insurance is definitely available on the web and also from your neighborhood agents, and you should be comparing both in order to have the best price selection to choose from. Some insurance companies may not have the ability to get quotes online and most of the time these regional carriers provide coverage only through local independent agencies.

As you prepare to switch companies, do not buy less coverage just to save a little money. In many cases, someone dropped full coverage only to regret that a couple dollars of savings turned into a financial nightmare. Your focus should be to purchase a proper amount of coverage at an affordable rate but still have enough coverage for asset protection.

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Comments About 2006 Land Rover Range Rover Sport Insurance

  1. Valeria Bates

    Lifelong resident of Columbus, Ohio. Got free quotes online for a 2006 Land Rover Range Rover Sport. Ended up at about $410 savings annually. Went with GEICO.

  2. Arianne Meyers

    I live just outside Bangor, Maine. Can’t remember who all I quoted but I ended up saving about $40 each month. Left Erie to switch. I just quoted rates online.

  3. Ngan Francis

    I live on the east side of San Antonio, TX. Compared rates from a lot of places. Saved darn near $20 a month. Progressive was the best choice for me. Can still barely afford it.

  4. Cara Horne

    Not sure what I should be paying. From northwest of Overland Park, KS. Received quotes from Progressive, AIG Insurance, and some I forget for my 2006 Land Rover Range Rover Sport and I think I saved about $40 each month.

  5. Lilia Daniels

    Great site. Proud to be from Spokane, WA. Received quotes from State Farm, AAA, and some I forget for my Land Rover and saved around $440 a year. I have kids on my policy, too. I recommend comparing lots of rates.

  6. Eda Faulkner

    Enjoyed the article. I’m in the suburbs of Fairbanks, AK. Compared quite a few companies. Saved roughly $20 a month. Progressive was the most affordable for me. Insured with GMAC before. A clean driving record helps. Can still barely afford it.

  7. Kacy Herrera

    Here’s what I found out. Live in New Orleans, Louisiana. Got prices from Amica, Sentry, and USAA for my Range Rover Sport and saved just over $220 a year. I have kids on my policy, too. Are quotes cheaper online?

  8. Linette Bartlett

    If you’re a decent driver and live in the vicinity of Chesapeake, VA, check out 21st Century. I saved quite a bit. Ask about discounts. It’s easy to compare rates online now.

  9. Hilario Acosta

    Just a quick comment on my experience. I’m in Worcester, MA. Got prices from Allstate, Amica, and Eastwood for my Land Rover and I think I am saving around $40 each month. Good multi-policy discounts.

  10. Rosaria Decker

    If you’re a decent driver and live in the vicinity of Las Vegas, Nevada, check out State Farm. You might get cheaper rates. I get multi-vehicle and multi-policy discounts.