How Much Does 2006 Mitsubishi Outlander Insurance Cost?

Trying to find cheaper insurance rates? Buyers have many options when searching for the best price on Mitsubishi Outlander insurance. They can either spend hours calling around to compare prices or utilize the internet to compare rates. There is a right way and a wrong way to compare insurance rates so we’re going to tell you the proper way to quote coverages on a Mitsubishi and obtain the lowest price.

The best way we recommend to compare insurance rates in your area is to realize most larger insurance companies have advanced systems to provide you with a free rate quote. All consumers are required to do is give them some information such as driver details, if it has an anti-theft system, if the car is leased, and if you went to college. Your insurance information is instantly sent to insurance companies and they return cost estimate quickly.

If you wish to get multiple quotes for your Mitsubishi Outlander now, click here and complete the quick form.

Special considerations

When buying proper insurance coverage for your personal vehicles, there really is no “perfect” insurance plan. Coverage needs to be tailored to your specific needs.

For example, these questions may help you determine if your situation will benefit from professional help.

  • Are there companies who specialize in insuring high-risk drivers?
  • Do I need replacement cost coverage on my 2006 Mitsubishi Outlander?
  • Is my cargo covered for damage or theft?
  • Am I covered by my spouse’s policy after a separation?
  • Does liability extend to a camper or trailer?
  • Am I covered if I hit a deer?
  • Does medical payments coverage apply to all occupants?

If you can’t answer these questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, complete this form. It’s fast, free and you can get the answers you need.

Car insurance 101

Understanding the coverages of a auto insurance policy can help you determine appropriate coverage and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy.

Uninsured/Underinsured Motorist coverage

This coverage protects you and your vehicle’s occupants from other motorists when they do not carry enough liability coverage. It can pay for hospital bills for your injuries and damage to your Mitsubishi Outlander.

Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Auto liability

This provides protection from damage or injury you incur to other’s property or people in an accident. This coverage protects you from claims by other people. Liability doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 50/100/50 that means you have a $50,000 limit per person for injuries, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against things such as funeral expenses, medical expenses, attorney fees and emergency aid. How much liability coverage do you need? That is a personal decision, but you should buy as much as you can afford.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in.

Collision insurance covers claims such as driving through your garage door, hitting a parking meter, rolling your car, damaging your car on a curb and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Another option is to raise the deductible in order to get cheaper collision rates.

Comprehensive coverage

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as rock chips in glass, theft, falling objects and damage from a tornado or hurricane. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for expenses like hospital visits, dental work and rehabilitation expenses. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants as well as if you are hit as a while walking down the street. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage

Comments About 2006 Mitsubishi Outlander Insurance

  1. Dallas Green

    I live just to the south of Fairbanks, Alaska. Received rates from Liberty Mutual, Amica, Sentry, and a couple others for my 2006 Mitsubishi Outlander and I’m now saving $29 a month. I have a teen driver too. :)

  2. Suanne Webb

    Great site. I’m in the north part of Nashville, Tennessee. Received prices from GEICO, GMAC, and Erie for my Outlander and saved $314 a year. Was with Erie. They have a lot of discounts available. I got prices on the web.

  3. Mavis Gray

    Liked the article. I live east of Eugene, OR. Not sure of all the companies but I ended up saving about $40 each month. Left MetLife to switch. It’s still not cheap enough.

  4. Augustine Nichols

    Here’s my info. I live in Tulsa, Oklahoma. Got free quotes online for a 2006 Mitsubishi Outlander. Ended up at about $330 savings annually. Went with GEICO. I just quoted rates online.

  5. Sean Dunn

    I’m in Wichita, KS. Quoted a bunch of companies. Saved about $50 a month. State Farm was the cheapest for me. Good savings if you bundle.

  6. Earlene Bryant

    GEICO is decent in Denver, CO.

  7. Jeanna Baldwin

    I can’t pay high rates. From a town just southwest of Green Bay, WI. I got free prices from MetLife, Encompass, Progressive, and AAA for my Outlander and saved around $290 a year. I have several vehicles insured with them. It never hurts to quote around.

  8. Renay Benjamin

    State Farm was cheapest for my 2006 Mitsubishi Outlander in Salem, Oregon.

  9. Jazmine Nixon

    Nice post. Live in the western part of Fairbanks, AK. I got free prices from Amica, Sentry, and Travelers for my Outlander and I think I saved around $40 each month. I have a teen driver too.

  10. Willard Maxwell

    All companies are crooks. I live north of Lewiston, ME. I quoted with GEICO, Hanover, and Farmers for my Outlander and I’m now saving $23 a month. Was with American Family. I think they have home insurance too. Online quotes are the way to go.

  11. Misty Peck

    Went with Farmers for my Outlander and saved about $450 a year. Not sure if rates are cheaper online or not.

  12. Alfonso Sheppard

    From east side of Great Falls, Montana. Got car insurance quotes with State Farm, American Family, Eastwood, and Hanover for my Mitsubishi and saved just over $290 a year. Was with The General.

  13. Tennie Hood

    In Virginia Beach, VA compare State Farm with GEICO and see which is best.

  14. Trinh Meyers

    Does Allstate have low rates for teen drivers?

  15. Shasta Gentry

    I compared a lot of rate quotes for a 2006 Mitsubishi Outlander in Rutland, Vermont. Ended up at right around $420 every six months with AAA. Got better coverage too.

  16. Shirley Gilbert

    What are minimum liability limits required in California?

  17. Vernia Oneal

    I live just outside Fort Smith, Arkansas. Compared quite a few companies. Saved right around $30 a month. State Farm was the cheapest for me.