How Much Does 2007 Bentley Continental Flying Spur Insurance Cost?

No one looks forward to buying insurance coverage, in particular when they are paying too much. Multiple car insurance companies compete for your hard-earned dollar, and because of this it can be hard to compare insurance companies to discover the definitive cheapest price

Consumers need to do rate comparisons every six months since insurance prices tend to go up over time. Just because you had the best price for Continental Flying Spur insurance a few years ago you can probably find a better rate quote now. Block out anything you think you know about insurance coverage because you’re about to find out the fastest and easiest way to properly buy coverages while reducing your premium.

If you have a policy now or are shopping for new coverage, you can use these techniques to find better prices while maintaining coverages. Buying car insurance is easy if you know what you’re doing. Consumers just need to know the most effective way to get comparison rates over the internet.

Discount insurance rates

Car insurance companies do not list every discount they offer very clearly, so the below list has some of the more common and the more hidden savings tricks you should be using when you buy car insurance online.

• Low Mileage Discounts – Keeping the miles down on your Bentley could qualify for cheaper prices.
• Senior Discount – If you’re over the age of 55, you can possibly qualify for better insurance rates for Continental Flying Spur insurance.
• Bundle and Save – If you can combine your auto and homeowners policy with the same insurance company you may save 10% to 20% off each policy.
• No Accidents – Drivers who don’t have accidents are rewarded with significantly better rates on car insurance quote when compared to bad drivers.
• Include Life Insurance and Save – Select companies reward you with a discount if you purchase some life insurance in addition to your auto policy.
• Anti-lock Brake Discount – Cars, trucks, and SUVs with anti-lock braking systems can reduce accidents and therefore earn up to a 10% discount.
• Discounts for New Vehicles – Buying a new car model can get you a discount because newer models are generally safer.
• First Accident Forgiveness – This one is not really a discount per se, but certain companies will turn a blind eye to one accident without the usual rate increase as long as you don’t have any claims for a set time period.
• Save with More Vehicles Insured – Buying a policy with multiple vehicles with one company could earn a price break for each car.

As a sidenote, most discount credits are not given to your bottom line cost. Most only reduce specific coverage prices like physical damage coverage or medical payments. Even though the math looks like all those discounts means the company will pay you, it just doesn’t work that way.

A few of the larger companies and a selection of discounts are detailed below.

• Progressive offers premium reductions for good student, multi-vehicle, online quote discount, continuous coverage, online signing, and multi-policy.
• The Hartford policyholders can earn discounts including anti-theft, good student, vehicle fuel type, driver training, air bag, bundle, and defensive driver.
• Mercury Insurance may include discounts for good driver, anti-theft, low natural disaster claims, professional/association, and good student.
• Geico offers discounts for anti-theft, air bags, membership and employees, anti-lock brakes, multi-vehicle, emergency military deployment, and daytime running lights.
• AAA has discounts for multi-car, good student, anti-theft, multi-policy, and education and occupation.
• State Farm includes discounts for Steer Clear safe driver discount, good student, anti-theft, student away at school, multiple policy, driver’s education, and Drive Safe & Save.

When getting free car insurance quotes, it’s a good idea to all the companies which discounts can lower your rates. Some discounts might not be available to policyholders everywhere. If you would like to choose from a list of providers offering insurance discounts, follow this link.

The easiest way to compare rates is to understand all the major auto insurance companies allow for online access to provide you with free rate quotes. To begin a comparison, all you need to do is provide details including your education level, if a SR-22 is required, marital status, and the ages of drivers. Your rating data gets transmitted to many different companies and you will get price comparisons immediately.

To compare rates for your 2007 Bentley Continental Flying Spur now, click here and find out if lower rates are available.

How your Continental Flying Spur insurance rates are determined

Lots of factors are taken into consideration when quoting car insurance. Some are pretty understandable like your driving record, although others are more obscure like your continuous coverage or how financially stable you are.Part of the insurance coverage buying process is learning a few of the rating criteria that play a part in calculating your premiums. If you have some idea of what controls the rates you pay, this allows you to make good choices that will entitle you to much lower annual insurance costs.

• Optional features impact prices – Choosing a vehicle with a theft deterrent system can help lower your premiums. Anti-theft features like vehicle immobilizer systems, General Motors OnStar and LoJack tracking systems can help prevent your car from being stolen.
• Additional coverages that may be costing you – Policies have add-on coverages that may not really be needed if you don’t pay attention. Coverages for coverage for rental cars, high-cost glass coverage, and Farm Bureau memberships may not be needed and are just wasting money. These coverages may sound good at first, but your money might be better spent on other coverage so remove them from your policy.
• City traffic equals higher premiums – Residing in less populated areas is a positive aspect when talking about insurance coverage. Drivers who live in large cities have much more traffic and more severe claims. Less people translates into fewer accident claims and a lower car theft rate.
• Teenagers are high risk – Drivers with little experience tend to be inattentive with other occupants in the car and because of this, their insurance coverage rates are much higher. More experienced drivers are shown to be more cautious, statistically cause fewer accidents and tend to be get fewer driving tickets.
• How much liability insurance – The liability section of your policy will afford coverage in the event that you are found to be at fault for causing personal injury or damage in an accident. Liability insurance provides legal defense which can cost a lot. Liability insurance is pretty cheap compared to insuring for physical damage coverage, so drivers should buy more than the minimum limits required by law.
• Do you know your physical damage deductibles? – Comprehensive and collision coverage deductibles tell how much you are willing to pay if a claim is determined to be covered. Coverage for physical damage, also called ‘full coverage’, insures against damage to your car. A few examples of covered claims could be a windshield broken by a bird, fire damage, or theft of your vehicle. The larger the amount you pay before a claim is paid (deductible), the less your company will charge you for insurance for Continental Flying Spur insurance.
• Know your credit score – A driver’s credit score is likely to be a major factor in determining what you pay for insurance coverage. Consumers who have high credit ratings tend to be more responsible than those with poor credit scores. If your credit rating can use some improvement, you could pay less to insure your 2007 Bentley Continental Flying Spur if you clean up your credit.

Tailor your auto insurance coverage to you

When it comes to choosing the best auto insurance coverage for your vehicles, there isn’t really a perfect coverage plan. Coverage needs to be tailored to your specific needs and your policy should reflect that. These are some specific questions might point out if you will benefit from professional help.

• What can I do if my company won’t pay a claim?
• Is my teen driver covered when they drive my company car?
• Should I buy more coverage than the required minimum liability coverage?
• Do I need replacement cost coverage?
• Do I have coverage for damage caused while driving under the influence?
• Is my teenager covered with friends in the car?

If you’re not sure about those questions, you may need to chat with an insurance agent. To find an agent in your area, simply complete this short form or go to this page to view a list of companies. It is quick, free and may give you better protection.

Specific coverages for a Bentley Continental Flying Spur

Having a good grasp of your car insurance policy helps when choosing appropriate coverage at the best deductibles and correct limits. Car insurance terms can be ambiguous and nobody wants to actually read their policy. Below you’ll find the usual coverages available from car insurance companies.

Medical expense coverage – Med pay and PIP coverage pay for immediate expenses like EMT expenses, dental work, doctor visits and X-ray expenses. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants as well as any family member struck as a pedestrian. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage

Uninsured or underinsured coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when the “other guys” do not carry enough liability coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea. Frequently your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Collision coverage – This pays to fix your vehicle from damage resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company.

Collision can pay for things such as crashing into a building, rolling your car, colliding with a tree, sustaining damage from a pot hole and sideswiping another vehicle. Paying for collision coverage can be pricey, so you might think about dropping it from older vehicles. It’s also possible to bump up the deductible to save money on collision insurance.

Liability insurance – Liability coverage can cover damages or injuries you inflict on people or other property by causing an accident. It protects you against claims from other people. It does not cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 100/300/100 that translate to a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property. Occasionally you may see a combined limit that pays claims from the same limit with no separate limits for injury or property damage.

Liability coverage pays for things like structural damage, repair bills for other people’s vehicles, legal defense fees and pain and suffering. How much liability should you purchase? That is a decision to put some thought into, but consider buying as much as you can afford.

Comprehensive protection – Comprehensive insurance covers damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims such as a tree branch falling on your vehicle, a broken windshield and falling objects. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Knowledge is power

Budget-friendly insurance is available on the web and also from your neighborhood agents, and you should be comparing both so you have a total pricing picture. Some insurance companies do not provide price quotes online and many times these smaller providers only sell coverage through independent agents.

Throughout this article, we presented a lot of information how to save on 2007 Bentley Continental Flying Spur insurance. The key thing to remember is the more companies you get premium rates for, the higher the chance of saving money. You may be surprised to find that the best price on insurance is with some of the smallest insurance companies. Regional companies may often insure only within specific states and give getter rates than their larger competitors like Allstate, Geico and Progressive.

To read more, take a look at the following helpful articles:

• State Car Insurance Guides (Geico)
• Smart Auto Insurance Tips (Insurance Information Insitute)
• Prom Night Tips for Teen Drivers (State Farm)
• Preventing Carjacking and Theft (Insurance Information Insitute)
• Can I Drive Legally without Insurance? (Insurance Information Insitute)
• Speed and Speed Limit FAQ (iihs.org)