Comparison shopping for cheaper insurance coverage could be difficult for people not familiar with comparison shopping online. There are so many different companies and agents to choose from that it can be a burden to find the perfect company for you.
It’s smart to get comparison quotes at least once a year because prices are adjusted regularly by insurance companies. If you had the lowest price on Continental GTC coverage on your last policy a different company probably has better rate quotes today. You can find a lot of wrong information about insurance coverage online but you can learn some tested techniques to lower your insurance coverage premiums.
Insurance is expensive, but there are discounts available to cut the cost considerably. Some of these disounts will be visible at quote time, but lesser-known reductions have to be specifically requested prior to getting the savings.
Just know that some credits don’t apply to the entire cost. The majority will only reduce the price of certain insurance coverages like liability, collision or medical payments. Even though it may seem like all the discounts add up to a free policy, insurance companies aren’t that generous. But all discounts will reduce your insurance premiums.
Some of the larger companies who might offer these discounts may include but are not limited to:
If you want low cost insurance quotes, ask each company or agent the best way to save money. Depending on the company, some discounts might not be available to policyholders in every state. To view insurance companies with the best discounts, click here to view.
Shopping for lower car insurance rates can be exhausting if you aren’t aware of the most efficient way to do it. You can spend your afternoon talking about coverages with agents in your area, or you could save time and use online quoting to get rates in a matter of minutes.
Most of the best insurance companies take part in a program where insurance shoppers complete one form, and each participating company then gives them pricing for coverage. This saves time by eliminating quote requests to every company.
To fill out one form to compare multiple rates now click here to start a free quote.
The single downside to pricing coverage this way is buyers cannot specifically choose the companies to get pricing from. If you prefer to choose specific providers to compare prices, we have assembled a list of companies who write car insurance in your area. Click here for list of insurance companies.
It’s up to you which method you use, but make sure you are using nearly identical quote information for every company. If you are comparing different limits and deductibles on each one it will be very difficult to determine the best price for your Bentley Continental GTC. Just a small difference in insurance coverages or limits can make a big difference in price. And when quoting car insurance, remember that comparing a wide range of rates gives you a better chance of getting lower pricing. Some insurance companies are not set up to provide prices over the internet, so you should also compare price quotes from the smaller companies as well.
When it comes to choosing the best insurance coverage, there really is not a perfect coverage plan. Everyone’s situation is unique.
Here are some questions about coverages that may help highlight whether you could use an agent’s help.
If it’s difficult to answer those questions, you may need to chat with a licensed agent. To find an agent in your area, complete this form.
Understanding the coverages of your policy aids in choosing which coverages you need at the best deductibles and correct limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring.
Your UM/UIM coverage provides protection from other motorists when they either have no liability insurance or not enough. Covered losses include hospital bills for your injuries as well as your vehicle’s damage.
Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.
Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses such as hospital visits, pain medications and ambulance fees. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Coverage applies to not only the driver but also the vehicle occupants as well as being hit by a car walking across the street. PIP is not available in all states but can be used in place of medical payments coverage
This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.
Comprehensive can pay for claims like fire damage, damage from getting keyed, damage from a tornado or hurricane and hitting a bird. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.
This coverage provides protection from damage that occurs to a person or their property. It protects YOU from legal claims by others. It does not cover your injuries or vehicle damage.
It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 100/300/100 that translate to a $100,000 limit per person for injuries, $300,000 for the entire accident, and property damage coverage for $100,000.
Liability coverage protects against claims such as medical services, medical expenses, loss of income, repair costs for stationary objects and emergency aid. How much coverage you buy is your choice, but it’s cheap coverage so purchase higher limits if possible.
This coverage pays for damage to your Continental GTC resulting from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.
Collision insurance covers things such as driving through your garage door, crashing into a ditch, rolling your car, scraping a guard rail and hitting a mailbox. Paying for collision coverage can be pricey, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.
Consumers leave their current company for a variety of reasons including unfair underwriting practices, delays in responding to claim requests, not issuing a premium refund and even questionable increases in premium. Whatever your reason, choosing a new company is pretty easy and you might even save some money in the process.
We just presented many tips how you can compare 2007 Bentley Continental GTC insurance prices online. The most important thing to understand is the more companies you get rates for, the more likely it is that you will get a better rate. Consumers may even find the lowest prices come from some of the smallest insurance companies.
When searching for affordable insurance quotes, make sure you don’t buy less coverage just to save a little money. There are many occasions where consumers will sacrifice physical damage coverage and discovered at claim time they didn’t purchase enough coverage. Your strategy should be to get the best coverage possible at the lowest possible cost while still protecting your assets.
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Nice post. I live in a small town just outside of Cedar Rapids, Iowa. Received quotes from Auto-Owners, Esurance, and Nationwide for my 2007 Bentley Continental GTC and am saving around $210 a year. Left 21st Century to switch. I have a couple other vehicles on the policy. God forbid I actually have a claim.
What exactly does liability cover?
Enjoyed the article. I’m in the north part of Salem, OR. Quoted prices online for a 2007 Bentley Continental GTC. Ended up at about $540 savings annually. Went with State Farm. Online quotes are the way to go.
Hope my rates come down. Got a quote with Encompass for my Continental GTC and saved about $420 a year. I just quoted rates online.
For me, Progressive was by far the cheapest in Charleston, WV.
I’m in Tulsa, Oklahoma, and Progressive rates were affordable. A clean driving record helps.
From Hartford, CT. Quoted quotes from Auto-Owners, Nationwide, and some smaller one I can’t remember the name of for my Continental GTC and I’m now saving $33 a month. They have a lot of discounts available.
I’m in the west part of Green Bay, Wisconsin. I don’t recall every quote but I ended up saving about $70 each month.
Not sure what I should be paying. I’m just west of Springfield, MO. I got free quotes from American Family, Mercury, and a few others for my Continental GTC and saved $409 a year. Was with Amica. I’m a pretty good driver though. Highly recommended.
Proud to be from Lexington, KY. Got car insurance quotes from The General, Auto-Owners, Mercury, and a couple others for my 2007 Bentley Continental GTC and saved $236 a year.