2007 Volkswagen Touareg Car Insurance Quotes

Trying to find cheaper insurance rates for your Volkswagen Touareg? I really doubt anyone likes paying for insurance, especially knowing the cost is too high. You have so many insurance companies to insure vehicles with, and though it is a good thing to have multiple companies, having more insurance companies makes it harder to find the best rates for your vehicles.

Cheaper rates by earning discounts

Car insurance companies do not list every disount available in an easy-to-find place, so here is a list some of the more common in addition to some of the lesser obvious discounts that may be available.

  • Bundled Policy Discount – If you insure your home and vehicles with the same insurance company you could save at least 10 to 15 percent or more.
  • Low Mileage Discounts – Driving less may allow you to get better premium rates on cars that stay parked.
  • Anti-theft System – Vehicles that have factory alarm systems and tracking devices help deter theft and earn discounts up to 10% off your insurance quote.
  • Home Ownership Discount – Owning a house may earn you a small savings because of the fact that having a home is proof of financial responsibility.
  • Senior Discount – Mature drivers may qualify for a small discount on rates on Touareg insurance.
  • Passive Restraints – Factory options such as air bags could see savings of 25 to 30%.
  • Driver Training Discounts – Passing a defensive driver course can save you 5% or more if your company offers it.

One thing to note about discounts is that most credits do not apply to the overall cost of the policy. Most only reduce the price of certain insurance coverages like physical damage coverage or medical payments. Just because you may think you can get free auto insurance, it doesn’t quite work that way.

The best car insurance companies and a selection of discounts include:

  • Progressive includes discounts for online signing, multi-policy, homeowner, multi-vehicle, and good student.
  • SAFECO offers premium reductions for teen safety rewards, anti-lock brakes, accident prevention training, multi-car, homeowner, and safe driver.
  • American Family may have discounts that include early bird, multi-vehicle, bundled insurance, TimeAway discount, and air bags.
  • MetLife discounts include defensive driver, multi-policy, accident-free, claim-free, good driver, and good student.
  • GEICO offers discounts including emergency military deployment, seat belt use, anti-lock brakes, good student, and federal employee.
  • The Hartford has discounts for defensive driver, driver training, vehicle fuel type, bundle, anti-theft, and air bag.

If you want affordable insurance quotes, ask every prospective company to give you their best rates. Some discounts listed above might not be offered on policies in your area.

Low cost car insurance quotes

There are multiple methods to compare car insurance prices but there is one way that is less labor-intensive and much quicker. You can waste a lot of time discussing policy coverages with agents in your area, or you can stay home and use online quotes to quickly compare rates.

Many of the larger companies participate in a marketplace where insurance shoppers submit their information once, and each company then returns a price quote based on that information. This eliminates the need for quote requests for every car insurance company.

To enter your information into the quoting system, click here to start a free quote.

The single downside to comparing rates this way is you don’t know exactly which insurance companies you want to price. So if you want to choose individual companies to receive pricing from, we put together a list of companies who write car insurance in your area. Click here to view list.

Which method you use is up to you, but try to use nearly identical quote data for each comparison quote. If the quotes have unequal deductibles or liability limits you will not be able to truly determine the lowest rate.

Your auto insurance coverage should be tailored to you

When it comes to buying the right insurance coverage, there is no “best” method to buy coverage. Each situation is unique so this has to be addressed. Here are some questions about coverages that can help discover if you would benefit from professional advice.

  • Is my nanny covered when driving my vehicle?
  • Do I need added coverage for expensive stereo equipment?
  • If my pet gets injured in an accident are they covered?
  • Should I buy full coverage?
  • How do I insure my teen driver?
  • Is my trailer covered?
  • Do I have coverage when using my vehicle for my home business?
  • Why am I required to buy high-risk coverage?
  • Am I covered if I hit a deer?
  • What can I do if my company denied a claim?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to a licensed insurance agent. To find an agent in your area, take a second and complete this form or you can go here for a list of companies in your area. It’s fast, doesn’t cost anything and may give you better protection.

Specifics of your auto insurance policy

Having a good grasp of your policy aids in choosing appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be ambiguous and coverage can change by endorsement. Shown next are the usual coverages offered by auto insurance companies.

Liability – Liability insurance protects you from damages or injuries you inflict on a person or their property by causing an accident. This insurance protects YOU from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 25/50/25 that translate to $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000.

Liability coverage pays for claims like legal defense fees, court costs, medical expenses and repair costs for stationary objects. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as high a limit as you can afford.

Comprehensive coverage (or Other than Collision) – This pays for damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things like damage from a tornado or hurricane, vandalism, a tree branch falling on your vehicle and falling objects. The maximum amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance – Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Volkswagen Touareg.

Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments – Medical payments and Personal Injury Protection insurance pay for bills for funeral costs, doctor visits and dental work. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage

Collision coverage – This coverage covers damage to your Touareg resulting from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things like damaging your car on a curb, sustaining damage from a pot hole, backing into a parked car and driving through your garage door. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

A penny earned…

We just showed you some good ideas how you can shop for 2007 Volkswagen Touareg insurance online. The key thing to remember is the more companies you get rates for, the higher your chance of finding cheaper insurance. Drivers may discover the best prices are with a small mutual company. Some small companies may only write in your state and offer lower rates compared to the large companies like GEICO and State Farm.

Cheap 2007 Volkswagen Touareg insurance can be bought on the web and from local insurance agents, and you need to price shop both to have the best selection. Some companies may not provide price quotes online and these regional carriers only sell coverage through local independent agencies.

To learn more, take a look at these articles:

Comments About 2007 Volkswagen Touareg Insurance

  1. Mia Noel

    Lots of good stuff here. I live in Atlanta, GA. Quoted prices online for a 2007 Volkswagen Touareg. Ended up at about $210 savings annually. Went with 21st Century. I get multi-vehicle and multi-policy discounts.

  2. Christena Jacobson

    I compared a lot of rate quotes for a 2007 Volkswagen Touareg in Wilmington, Delaware. Ended up at roughly $430 every six months with AAA. Left Eastwood to switch. Have a couple speeding tickets too. Not sure if rates are cheaper online or through an agent.

  3. Bonny Shelton

    Live in South Burlington, VT. I compared lots of rates. Saved darn near $70 a month. Progressive was the cheapest option for me. They have a lot of discounts available.

  4. Ivan Winters

    I chose to switch to Allstate from AIG Insurance. I live in Gulfport, MS. Insured with 21st Century before. I used their website to get prices.

  5. Laverna Boyd

    If you have a good history and live near North Charleston, SC, check out GEICO. You might save some money. Just go online and compare their rates.

  6. Analisa Ellis

    I switched to State Farm. Quoted good rates in Charleston, WV.

  7. Jerry Oliver

    I chose to switch to GEICO from Auto-Owners. I live in Honolulu, HI. I recommend comparing lots of rates.

  8. Effie Anthony

    I found pretty cheap rate quotes for a 2007 Volkswagen Touareg in Memphis, Tennessee. Ended up at roughly $570 every six months with Amica. Moved home policy as well. They offer free online rate quotes.

  9. Candace Hurley

    Cheap is relative. Proud to be from Memphis, TN. Got car insurance rates from State Farm, GMAC, and Encompass for my Volkswagen and saved just over $160 a year. I recommend comparing lots of rates.

  10. Kylie Watkins

    Mine is so expensive. I’m from Warwick, RI. Received quotes from Travelers, AAA, The General, and Sentry for my Touareg and saved around $370 a year. Was with Sentry. God forbid I actually have a claim.

  11. Alexis Rosario

    Allstate was cheapest for my 2007 Volkswagen Touareg in Bellevue, NE.

  12. Fritz Burton

    I live just outside Tacoma, WA. Quoted prices from Hartford, Auto-Owners, Mercury, and a couple others for my 2007 Volkswagen Touareg and I think I am saving around $40 each month.

  13. Whitley Griffin

    I’m just north of Cedar Rapids, Iowa. Received quotes with GEICO, AAA, and some I forget for my Touareg and saved about $300 a year. Insured with Progressive before. A clean driving record helps. I recommend comparing lots of rates.

  14. Annett Skinner

    Got a quote with Safeco for my 2007 Volkswagen Touareg and saved about $540 a year. Have an at-fault accident tho. I got prices on the web.

  15. Lashonda Hartman

    In Wilmington, Delaware, State Farm auto insurance rates for my 2007 Volkswagen Touareg were good. Can still barely afford it.

  16. Carl Kirby

    I live just outside Kailua, Hawaii. Received quotes from 21st Century, Farmers, and Liberty Mutual for my Volkswagen and saved just over $210 a year. Might find lower rates online.