2008 Acura RL Insurance Quotes

Trying to find low-cost insurance for a new or used Acura RL could be difficult, but you can use the following methods to find lower rates. There is a better way to shop for auto insurance and you need to know the absolute fastest way to compare rates on a Acura and locate the lowest price from local insurance agents and online providers.

Finding insurance coverage

Many insurance companies allow consumers to get prices on the web. Getting online quotes is very simple as you just enter the coverages you want into the form. After you submit the form their quoting system will order your driving record and credit report and generates pricing information based on these factors.

Online price estimates streamlines rate comparisons, but the time it takes to visit a lot of sites and type in the same information is not the best way to spend an afternoon. But it’s absolutely necessary to perform this step in order to get the lowest possible prices on insurance coverage.

There is an easier way!

The smarter way to find better insurance coverage pricing uses just one form that gets price quotes from a lot of companies. It saves time, helps eliminate reptitive entry, and makes quoting online much simpler. As soon as you send your information, your coverage is rated and you are able to buy your choice of the quotes returned. If the quotes result in lower rates, you simply finish the application and buy the new coverage. It takes 15 minutes at the most and may result in a nice savings.

To quickly find out how much you can save on insurance coverage, simply click here to open in new window and complete the simple form. To compare your current rates, we recommend you input the coverages identical to your current policy. Using the same limits helps guarantee you’re receiving a rate comparison based on the exact same insurance coverage.

Tailor your insurance coverage to you

When choosing the right insurance coverage for your vehicles, there really is not a “best” method to buy coverage. Everyone’s situation is unique.

These are some specific questions may help highlight whether your personal situation would benefit from an agent’s advice.

  • How can I get high-risk coverage after a DUI?
  • Can I make deliveries for my home business?
  • What is covered by UM/UIM coverage?
  • Do I need medical payments coverage since I have good health insurance?
  • Does coverage extend to Mexico or Canada?
  • Am I covered when driving someone else’s vehicle?
  • Do I need motorclub coverage?
  • Is my custom paint covered by insurance?

If you don’t know the answers to these questions but you think they might apply to your situation, you may need to chat with a licensed agent. If you don’t have a local agent, complete this form. It only takes a few minutes and may give you better protection.

Coverages available on your policy

Learning about specific coverages of your insurance policy can be of help when determining appropriate coverage and the correct deductibles and limits. Insurance terms can be impossible to understand and coverage can change by endorsement.

Comprehensive auto coverage – This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things like a tree branch falling on your vehicle, falling objects, damage from getting keyed and rock chips in glass. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Auto liability – This coverage will cover damage or injury you incur to other people or property in an accident. This insurance protects YOU from legal claims by others, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show liability limits of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and $100,000 of coverage for damaged propery.

Liability can pay for things like repair bills for other people’s vehicles, medical expenses and attorney fees. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Collision – This pays for damage to your RL resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as backing into a parked car, hitting a parking meter, colliding with another moving vehicle and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to bring the cost down.

Medical payments and PIP coverage – Coverage for medical payments and/or PIP reimburse you for bills such as pain medications, doctor visits, ambulance fees and chiropractic care. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover all vehicle occupants and will also cover any family member struck as a pedestrian. Personal Injury Protection is not universally available but can be used in place of medical payments coverage

UM/UIM (Uninsured/Underinsured Motorist) coverage – This provides protection when other motorists are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as damage to your Acura RL.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Comments About 2008 Acura RL Insurance

  1. Camille Bates

    Checking in from Idaho Falls, ID. Compared quite a few companies. Saved darn near $30 a month. GEICO was the cheapest for me. I get lower rates because of my clean driving record.

  2. Irmgard Massey

    I got quite a few price quotes for a 2008 Acura RL in Spokane, WA. Ended up at right around $230 every six months with American Family. I get lower rates because of my clean driving record. Can still barely afford it.

  3. Forrest Roth

    From Knoxville, Tennessee. Quoted with GMAC, American Family, MetLife, and a couple others for my 2008 Acura RL and I’m now saving $19 a month. Even increased my liability limits. I recommend comparing lots of rates.

  4. Teresa Peterson

    Any GEICO or Esurance customers near Owensboro, KY?

  5. Aundrea Lopez

    I got a good deal I think. Live in the western part of Columbus, Ohio. I quoted with American Family, Mercury, and some smaller one I can’t remember the name of for my 2008 Acura RL and I’m now saving $39 a month. Teenage drivers are expensive! Still almost need a second mortgage.

  6. Randa Hammond

    I’m in the suburbs of San Antonio, TX. Not sure of all the companies but I ended up saving about $70 each month. Left Sentry to switch. I increased coverages a little too. :)

  7. Deidre Wilkinson

    Here’s what I found out. Went with GMAC for my 2008 Acura RL and saved around $110 a year. Insured with AIG Insurance before. Online quotes are the way to go.

  8. Racheal Cline

    I’ve insured with State Farm for a long time. Pretty cheap in Mobile, AL.

  9. Amy Elliott

    I live just to the south of Buffalo, New York. Got car insurance quotes from GMAC, AAA, Nationwide, and a couple others for my 2008 Acura RL and saved just over $340 a year. It was easy to get rates.

  10. Lili Clarke

    I compared a lot of rate quotes for a 2008 Acura RL in Allentown, PA. Ended up at about $200 every six months with Auto-Owners.

  11. Fidelia Harrington

    I found pretty cheap rate quotes for a 2008 Acura RL in Davenport, Iowa. Ended up at right around $260 every six months with Amica. I increased coverages a little too.

  12. Racheal Sears

    If you have a good history and live near West Valley City, UT, check out GEICO. You might save some money.