Searching for lower car insurance rates for your Bentley Continental Flying Spur? Did a good deal turn out to be high-priced car insurance? Don’t feel bad because there are lots of people in the same boat. Many auto insurance companies compete to insure your vehicles, and it can be difficult to compare rates and get the definite lowest rate possible.
You should take the time to compare rates on a regular basis since prices are usually higher with each renewal. Just because you found the lowest rates for Continental Flying Spur coverage six months ago you will most likely find a better premium rate today. You’ll find quite a bit of inaccurate information about car insurance out there, but we’re going to give you some guaranteed methods to save money.
Reducing your 2008 Bentley Continental Flying Spur insurance rates is a great way to save money. All that’s required is to take the time to compare free insurance quotes to find the company with the cheapest insurance quotes. Comparing prices online can be done in several different ways.
For a handy list of car insurance company links in your area, click here.
It’s your choice how you get your quotes, but make sure you compare apples-to-apples coverage data for each quote you get. If you are comparing different data it will be next to impossible to decipher which rate is best.
Companies that sell car insurance don’t always publicize every disount available very well, so we researched some of the more common and the harder-to-find ways to save on auto insurance.
A little note about advertised discounts, some of the credits will not apply to all coverage premiums. Some only reduce individual premiums such as comprehensive or collision. Just because it seems like you would end up receiving a 100% discount, you won’t be that lucky.
Large auto insurance companies and their offered discounts are:
It’s a good idea to ask all companies you are considering which discounts you may be entitled to. Some of the discounts discussed earlier might not be offered on policies in your area. If you would like to choose from a list of companies that offer some of these discounts, click this link.
When choosing the right insurance coverage for your vehicles, there really is no perfect coverage plan. Every insured’s situation is different so your insurance needs to address that. These are some specific questions might point out if your insurance needs might need an agent’s assistance.
If you can’t answer these questions but you know they apply to you, you might consider talking to a licensed agent. To find lower rates from a local agent, fill out this quick form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can help protect your family.
Knowing the specifics of insurance helps when choosing the right coverages and the correct deductibles and limits. Policy terminology can be difficult to understand and reading a policy is terribly boring. Below you’ll find typical coverages offered by insurance companies.
Liability car insurance – This will cover damage or injury you incur to other people or property by causing an accident. It protects YOU from claims by other people. Liability doesn’t cover your injuries or vehicle damage.
Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 100/300/100 that translate to $100,000 bodily injury coverage, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property.
Liability coverage protects against claims such as emergency aid, pain and suffering, structural damage, legal defense fees and medical services. The amount of liability coverage you purchase is up to you, but you should buy higher limits if possible.
Collision coverage – This will pay to fix damage to your Continental Flying Spur from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.
Collision coverage protects against claims like driving through your garage door, hitting a mailbox and sideswiping another vehicle. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. Another option is to raise the deductible to bring the cost down.
Coverage for medical expenses – Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses for things like EMT expenses, dental work, surgery and prosthetic devices. They are often utilized in addition to your health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP coverage is not universally available and may carry a deductible
Coverage for uninsured or underinsured drivers – This protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family as well as damage to your Bentley Continental Flying Spur.
Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.
Comprehensive insurance – Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.
Comprehensive insurance covers claims such as fire damage, hitting a deer, a broken windshield, hail damage and hitting a bird. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.