View 2008 Bentley Continental GT Insurance Quotes

Looking for cheaper car insurance rates for your Bentley Continental GT? Finding cheaper insurance for a Bentley Continental GT can turn out to be difficult, but you can use the following methods to save time.

There is a better way to shop for car insurance and we’ll show you the proper way to quote coverages on a Bentley and obtain the cheapest rates from local insurance agents and online providers.

Pricing cheaper insurance is quite easy. If you are insured now or are shopping for new coverage, you can use these techniques to find better prices and still get good coverage. Vehicle owners only need to know the proper methods to shop their coverage around on the web.

How to get cheap car insurance

Performing a rate comparison can be a lot of work if you don’t know the fastest way to get free quotes. You can waste a few hours (or days) discussing policy coverages with insurance companies in your area, or you can utilize the web to quickly compare rates.

Many companies are enrolled in a marketplace where prospective buyers complete one form, and each participating company can give them a price. This eliminates the need for quote requests to every company.

To compare rates now click here (opens in new window).

The only downside to using this type of system is you are unable to specify which companies to get quotes from. If you would rather choose specific insurance companies to compare rates, we put together a list of companies who write car insurance in your area. Click to view list.

You can use whichever method you prefer to find lower rates, just make sure you use the same coverage data for each comparison quote. If your comparisons have higher or lower deductibles it’s not possible to make a fair rate comparison.

You may qualify for discounts

Companies that sell car insurance don’t list their entire list of discounts in an easy-to-find place, so we researched a few of the more well known as well as some of the hidden discounts that may be available.

  • Discount for Good Grades – Excelling in school may save you up to 25%. Many companies even apply the discount to college students until age 25.
  • Senior Discount – Mature drivers can get a discount up to 10% on Continental GT coverage.
  • Bundled Policy Discount – When you have multiple policies with one insurance company you could earn a discount of as much as 10 to 15 percent.
  • Life Insurance Discount – Companies who offer life insurance give a discount if you purchase life insurance from them.
  • Student Driver Training – Have your child enroll and complete driver’s education in school or through a local driver safety program.
  • Paperwork-free – A few insurance companies give back up to $50 get insurance online.
  • Early Renewal Discounts – Some companies give discounts for switching companies before your current policy expires. You may see this discount when you get insurance quotes online.
  • Early Payment Discounts – If you pay your entire premium ahead of time rather than paying monthly you can avoid the installment charge.
  • Accident Waiver – but some companies like State Farm and GEICO permit an accident without raising rates if you have no claims prior to the accident.
  • Active Military Service – Being on active deployment in the military may qualify for rate reductions.

As is typical with insurance, most credits do not apply to the entire policy premium. Some only apply to individual premiums such as liability, collision or medical payments. Despite the fact that it seems like all those discounts means the company will pay you, companies wouldn’t make money that way.

A list of companies and a summarized list of policyholder discounts can be read below.

  • American Family offers discounts for good student, TimeAway discount, good driver, Steer into Savings, bundled insurance, and accident-free.
  • Nationwide offers discounts including anti-theft, multi-policy, easy pay, accident-free, and good student.
  • MetLife policyholders can earn discounts including accident-free, claim-free, defensive driver, good student, good driver, multi-policy
  • 21st Century may include discounts for theft prevention, automatic seat belts, anti-lock brakes, air bags, and driver training.
  • Farmers Insurance has discounts for business and professional, homeowner, alternative fuel, youthful driver, switch companies, and early shopping.
  • Allstate discounts include anti-lock brakes, senior citizen, good student, EZ pay plan discount, passive restraint, good payer, and anti-theft.

If you need low cost insurance quotes, ask each company which discounts you qualify for. Some discounts might not be offered in your state. To see companies that offer multiple discounts, click here to view.

There’s no such thing as the perfect insurance policy

When buying adequate coverage, there really is not a one size fits all plan. Each situation is unique.

Here are some questions about coverages that can help discover whether you would benefit from an agent’s advice.

  • Can I afford to buy a different vehicle if my 2008 Bentley Continental GT is totaled?
  • When should I drop full coverage on my 2008 Bentley Continental GT?
  • Am I covered if I break a side mirror?
  • Is motorclub coverage worth it?
  • Why am I required to buy liability insurance?
  • Am I covered if hit by an uninsured driver?

If you don’t know the answers to these questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and can help protect your family.

Learn how to quote auto insurance for less

Lots of things are part of the equation when you get a price on insurance. Some are pretty understandable like an MVR report, although some other factors are more obscure such as your credit history or your commute time.

Shown below are a partial list of the pieces that factor into your premiums.

  • Lower auto insurance rates with GPS tracking and theft deterrents – Driving a car with a theft deterrent system can help lower your rates. Theft prevention devices such as OnStar found on GM vehicles, advanced tracking like LoJack, and vehicle immobilization systems can thwart your car from being stolen.
  • Credit rating impacts premium premiums – Your credit score can be a huge factor in determining premium rates. If your credit rating leaves room for improvement, you could save money insuring your 2008 Bentley Continental GT if you clean up your credit. People with high credit scores tend to be more responsible and file fewer claims than drivers with bad credit.
  • Rental and towing coverage may not be needed – There are a ton of extra add-on coverages that may not really be needed when buying auto insurance. Add-on coverages like roadside assistance, high-cost glass coverage, and membership fees may be costing you every month. They may seem like a good idea when deciding what coverages you need, but if you have no use for them remove them and pocket the money.
  • With age comes responsibility – Teenage drivers have been known to be less responsible in a vehicle so auto insurance rates are higher. Parents adding a inexperienced driver to your policy will cause a huge premium hike. Older people are proven to be safer behind the wheel, file fewer claims and tend to be get fewer driving tickets.

Auto insurance coverage information

Having a good grasp of insurance helps when choosing the best coverages at the best deductibles and correct limits. Insurance terms can be difficult to understand and nobody wants to actually read their policy.

Auto collision coverage

Collision insurance pays to fix your vehicle from damage caused by collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as hitting a parking meter, sideswiping another vehicle, damaging your car on a curb and driving through your garage door. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. You can also raise the deductible in order to get cheaper collision rates.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage pays for things like rock chips in glass, hail damage, a broken windshield, hitting a bird and a tree branch falling on your vehicle. The maximum payout your insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. It can pay for hospital bills for your injuries as well as damage to your 2008 Bentley Continental GT.

Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Normally your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Coverage for liability

This coverage protects you from damage or injury you incur to people or other property. It protects you against other people’s claims, and does not provide coverage for damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show policy limits of 25/50/25 that translate to a $25,000 limit per person for injuries, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Some companies may use a combined limit which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers claims like court costs, repair bills for other people’s vehicles and funeral expenses. How much liability coverage do you need? That is a personal decision, but you should buy as much as you can afford.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like funeral costs, chiropractic care, X-ray expenses and EMT expenses. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is not universally available and may carry a deductible

Final considerations

We just covered a lot of tips how to get a better price on 2008 Bentley Continental GT insurance. The key thing to remember is the more you quote insurance, the higher your chance of finding inexpensive insurance. You may even discover the lowest premium rates come from the least-expected company.

As you restructure your insurance plan, it’s a bad idea to skimp on critical coverages to save a buck or two. There have been many cases where consumers will sacrifice liability coverage limits only to find out that a couple dollars of savings turned into a financial nightmare. Your strategy should be to buy the best coverage you can find at an affordable rate while still protecting your assets.

People who switch companies do it for a variety of reasons including delays in paying claims, high rates after DUI convictions, lack of trust in their agent or high prices. It doesn’t matter what your reason, choosing a new company can be easy and end up saving you some money.

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Comments About 2008 Bentley Continental GT Insurance

  1. Jack Hendricks

    Any State Farm or Eastwood customers near Saint Louis, Missouri?

  2. Jeanett Aguirre

    Anyone buy from American Family? I’m in Des Moines, IA.

  3. Laverne Walters

    Located in Colorado Springs, Colorado. Quoted prices online for a 2008 Bentley Continental GT. Ended up at about $560 savings annually. Went with Allstate. Moved home policy as well. I got prices on the web.

  4. Emory Downs

    When do I drop full coverage?

  5. Jazmine Terrell

    Lots of good stuff here. I live just outside New York City, New York. Got free quotes online for a 2008 Bentley Continental GT. Ended up at about $550 savings annually. Went with Allstate.

  6. Danna Davenport

    Good site, thanks. I live on the east side of Jackson, Mississippi. Can’t remember who all I quoted but I ended up saving about $30 each month. My new agent seems to be really good.

  7. Jerica Nelson

    Like your site, BTW. I’m in the suburbs of Shreveport, LA. Quoted with Allstate, AIG Insurance, Erie, and The General for my 2008 Bentley Continental GT and saved just over $230 a year. Thankfully I’m not a high risk driver. Not sure about claim service.

  8. Anh Parrish

    Nice post. I live just to the south of Grand Rapids, MI. Got car insurance rates from American Family, Mercury, and a few others for my Bentley and I’m now saving $16 a month. Online quotes are the way to go.