Looking for cheaper car insurance rates for your Bentley Continental GT? Finding cheaper insurance for a Bentley Continental GT can turn out to be difficult, but you can use the following methods to save time.
There is a better way to shop for car insurance and we’ll show you the proper way to quote coverages on a Bentley and obtain the cheapest rates from local insurance agents and online providers.
Pricing cheaper insurance is quite easy. If you are insured now or are shopping for new coverage, you can use these techniques to find better prices and still get good coverage. Vehicle owners only need to know the proper methods to shop their coverage around on the web.
Performing a rate comparison can be a lot of work if you don’t know the fastest way to get free quotes. You can waste a few hours (or days) discussing policy coverages with insurance companies in your area, or you can utilize the web to quickly compare rates.
Many companies are enrolled in a marketplace where prospective buyers complete one form, and each participating company can give them a price. This eliminates the need for quote requests to every company.
To compare rates now click here (opens in new window).
The only downside to using this type of system is you are unable to specify which companies to get quotes from. If you would rather choose specific insurance companies to compare rates, we put together a list of companies who write car insurance in your area. Click to view list.
You can use whichever method you prefer to find lower rates, just make sure you use the same coverage data for each comparison quote. If your comparisons have higher or lower deductibles it’s not possible to make a fair rate comparison.
Companies that sell car insurance don’t list their entire list of discounts in an easy-to-find place, so we researched a few of the more well known as well as some of the hidden discounts that may be available.
As is typical with insurance, most credits do not apply to the entire policy premium. Some only apply to individual premiums such as liability, collision or medical payments. Despite the fact that it seems like all those discounts means the company will pay you, companies wouldn’t make money that way.
A list of companies and a summarized list of policyholder discounts can be read below.
If you need low cost insurance quotes, ask each company which discounts you qualify for. Some discounts might not be offered in your state. To see companies that offer multiple discounts, click here to view.
When buying adequate coverage, there really is not a one size fits all plan. Each situation is unique.
Here are some questions about coverages that can help discover whether you would benefit from an agent’s advice.
If you don’t know the answers to these questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and can help protect your family.
Lots of things are part of the equation when you get a price on insurance. Some are pretty understandable like an MVR report, although some other factors are more obscure such as your credit history or your commute time.
Shown below are a partial list of the pieces that factor into your premiums.
Having a good grasp of insurance helps when choosing the best coverages at the best deductibles and correct limits. Insurance terms can be difficult to understand and nobody wants to actually read their policy.
Collision insurance pays to fix your vehicle from damage caused by collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.
Collision coverage pays for things such as hitting a parking meter, sideswiping another vehicle, damaging your car on a curb and driving through your garage door. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. You can also raise the deductible in order to get cheaper collision rates.
Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay.
Comprehensive coverage pays for things like rock chips in glass, hail damage, a broken windshield, hitting a bird and a tree branch falling on your vehicle. The maximum payout your insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.
Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. It can pay for hospital bills for your injuries as well as damage to your 2008 Bentley Continental GT.
Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Normally your uninsured/underinsured motorist coverages are set the same as your liablity limits.
This coverage protects you from damage or injury you incur to people or other property. It protects you against other people’s claims, and does not provide coverage for damage to your own property or vehicle.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show policy limits of 25/50/25 that translate to a $25,000 limit per person for injuries, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Some companies may use a combined limit which limits claims to one amount with no separate limits for injury or property damage.
Liability insurance covers claims like court costs, repair bills for other people’s vehicles and funeral expenses. How much liability coverage do you need? That is a personal decision, but you should buy as much as you can afford.
Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like funeral costs, chiropractic care, X-ray expenses and EMT expenses. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. It covers both the driver and occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is not universally available and may carry a deductible
We just covered a lot of tips how to get a better price on 2008 Bentley Continental GT insurance. The key thing to remember is the more you quote insurance, the higher your chance of finding inexpensive insurance. You may even discover the lowest premium rates come from the least-expected company.
As you restructure your insurance plan, it’s a bad idea to skimp on critical coverages to save a buck or two. There have been many cases where consumers will sacrifice liability coverage limits only to find out that a couple dollars of savings turned into a financial nightmare. Your strategy should be to buy the best coverage you can find at an affordable rate while still protecting your assets.
People who switch companies do it for a variety of reasons including delays in paying claims, high rates after DUI convictions, lack of trust in their agent or high prices. It doesn’t matter what your reason, choosing a new company can be easy and end up saving you some money.
To read more, feel free to visit the articles below:
Any State Farm or Eastwood customers near Saint Louis, Missouri?
Anyone buy from American Family? I’m in Des Moines, IA.
Located in Colorado Springs, Colorado. Quoted prices online for a 2008 Bentley Continental GT. Ended up at about $560 savings annually. Went with Allstate. Moved home policy as well. I got prices on the web.
When do I drop full coverage?
Lots of good stuff here. I live just outside New York City, New York. Got free quotes online for a 2008 Bentley Continental GT. Ended up at about $550 savings annually. Went with Allstate.
Good site, thanks. I live on the east side of Jackson, Mississippi. Can’t remember who all I quoted but I ended up saving about $30 each month. My new agent seems to be really good.
Like your site, BTW. I’m in the suburbs of Shreveport, LA. Quoted with Allstate, AIG Insurance, Erie, and The General for my 2008 Bentley Continental GT and saved just over $230 a year. Thankfully I’m not a high risk driver. Not sure about claim service.
Nice post. I live just to the south of Grand Rapids, MI. Got car insurance rates from American Family, Mercury, and a few others for my Bentley and I’m now saving $16 a month. Online quotes are the way to go.