View 2008 Chevrolet TrailBlazer Insurance Quotes

Have you had enough of not being able to afford to keep your car insured? You are no different than millions of other people. You have so many auto insurance companies to buy insurance from, and although it’s nice to have multiple companies, so many choices can make it hard to get the best deal.

It’s a good habit to do rate comparisons periodically because insurance prices tend to go up over time. Despite the fact that you may have had the lowest quotes for TrailBlazer insurance on your last policy there may be better deals available now. Forget all the misinformation about insurance because we’re going to demonstrate the only way to find the best coverage while lowering your premiums.

Buying the best protection is not that difficult. If you have insurance now or are just looking to switch companies, you will benefit by learning to find the best rates and possibly find even better coverage. Drivers only need to know the most effective way to compare prices online.

Compare free car insurance quotes

Performing a rate comparison can be challenging if you aren’t aware of the best way to get rate quotes. You can spend countless hours discussing policy coverages with insurance companies in your area, or you could save time and use online quoting to get prices fast.

Many insurance companies belong to a marketplace where prospective buyers complete one form, and each participating company then returns a price quote based on the submitted data. This prevents consumers from doing repetitive form submissions to each individual car insurance company.

To compare rates now click here (opens in new window).

The only downside to pricing coverage this way is you can’t choose which providers you want to price. So if you prefer to choose specific insurance companies for rate comparison, we have a listing of car insurance companies in your area. Click here for list of insurance companies.

Whichever way you choose to compare rates, make sure you compare equivalent coverage limits and deductibles for each comparison quote. If your comparisons have different liability limits it will be very difficult to make an equal comparison.

Different people need different insurance coverages

When choosing proper insurance coverage, there is no best way to insure your cars. Everyone’s needs are different and a cookie cutter policy won’t apply. For instance, these questions might point out whether or not you might need professional guidance.

  • Does my insurance cover a custom paint job?
  • What is covered by UM/UIM coverage?
  • What is the rate difference between pleasure use and commuting?
  • Should I buy only the required minimum liability coverage?
  • Is upholstery damage covered by car insurance?
  • Will I lose any money if I cancel my policy before it expires?
  • Do I need rental car coverage?
  • Does my insurance cover my expensive audio equipment?
  • What happens if I owe more than my 2008 Chevy TrailBlazer is worth?

If you’re not sure about those questions then you might want to talk to a licensed insurance agent. To find an agent in your area, complete this form or you can go here for a list of companies in your area. It only takes a few minutes and can provide invaluable advice.

Insurance coverages 101

Having a good grasp of a insurance policy can be of help when determining appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording. Shown next are the normal coverages found on the average insurance policy.

Coverage for medical expenses – Coverage for medical payments and/or PIP kick in for short-term medical expenses for ambulance fees, funeral costs and rehabilitation expenses. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. It covers all vehicle occupants as well as being hit by a car walking across the street. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage

Liability insurance – This provides protection from injuries or damage you cause to other’s property or people by causing an accident. It protects you against claims from other people, and does not provide coverage for damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show policy limits of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, a limit of $100,000 in injury protection per accident, and a total limit of $50,000 for damage to vehicles and property. Some companies may use a combined limit which provides one coverage limit rather than limiting it on a per person basis.

Liability coverage protects against things such as medical expenses, bail bonds, repair costs for stationary objects, funeral expenses and medical services. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Collision – This coverage will pay to fix damage to your TrailBlazer resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.

Collision insurance covers claims like backing into a parked car, scraping a guard rail, hitting a mailbox, hitting a parking meter and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to bring the cost down.

Comprehensive insurance – Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for claims like falling objects, hail damage, vandalism, theft and hitting a deer. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your 2008 Chevy TrailBlazer.

Because many people only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea. Normally these coverages are similar to your liability insurance amounts.

Comments About 2008 Chevrolet TrailBlazer Insurance

  1. Wai Morales

    Nice info. I live on the north side of Bellevue, NE. I quoted with Travelers, American Family, GMAC, and MetLife for my 2008 Chevrolet TrailBlazer and I think I am saving around $50 each month. I have a couple other vehicles on the policy.

  2. Sandy Solis

    I live in Indianapolis, IN. Quoted with GMAC, Amica, Sentry, and a couple others for my TrailBlazer and saved just over $520 a year. Good multi-policy discounts.

  3. Jolanda Solis

    All companies are crooks. Lifelong resident of Springfield, Massachusetts. Got prices from 21st Century, Esurance, and Liberty Mutual for my 2008 Chevrolet TrailBlazer and I think I saved around $40 each month. Was with Auto-Owners. I get lower rates because of my clean driving record. Not sure if rates are cheaper online or not.

  4. Audrey Massey

    It’s all a rip off. Live in Gaithersburg, Maryland. Got quotes with Mercury, Eastwood, 21st Century, and Auto-Owners for my TrailBlazer and I’m now saving $38 a month. Was with Hanover. Good multi-policy discounts.

  5. Jose Tyler

    It’s all a rip off. From northwest of Mesa, AZ. Went online for free insurance quotes for a 2008 Chevrolet TrailBlazer. Ended up at about $290 savings annually. Went with Allstate. Insured with 21st Century before. Ask about discounts.

  6. Ward Bowen

    Here’s my info. Live in Baltimore, MD. Quoted rates from 21st Century, Esurance, and Liberty Mutual for my TrailBlazer and saved $193 a year. Even increased my liability limits.

  7. Marget Gentry

    Nice info. From a town just southwest of Houston, TX. Quoted with Amica, Eastwood, and Safeco for my Chevrolet and saved $530 a year. Teenage drivers are expensive!

  8. Carey Jacobson

    What exactly does liability cover?

  9. Maryln Finch

    I compared a lot of rate quotes for a 2008 Chevrolet TrailBlazer in Aurora, IL. Ended up at about $500 every six months with Amica. Ask about discounts.

  10. Betsy Mendoza

    Live in Shreveport, LA. Quoted a bunch of companies. Saved about $30 a month. State Farm was the cheapest for me. I have kids on my policy, too. Still almost need a second mortgage.

  11. Allan Fox

    Here’s what I found out. I live on the south side of Spokane, Washington. I quoted with 21st Century, Auto-Owners, and Encompass for my 2008 Chevrolet TrailBlazer and saved just over $280 a year. Bought it from an online quote.

  12. Laverna Barnett

    I live just outside Wichita, KS. I don’t recall every quote but I ended up saving about $70 each month. I have a couple other vehicles on the policy.

  13. Fredda Wheeler

    It’s all a rip off. I’m in Greensboro, NC. Received quotes with Progressive, AAA, Farmers, and Hartford for my 2008 Chevrolet TrailBlazer and I think I cut my rates about $30 each month. Insured with AAA before.

  14. Alyson Matthews

    I’m in Parkersburg, WV and need high risk coverage. Help!

  15. Selene Potts

    If you’re around Concord, NH try State Farm and GEICO and see which is cheaper.

  16. Ebonie Ratliff

    2008 Chevrolet TrailBlazer + Allstate = GOOD RATES!

  17. Nicholas Lynn

    I’ve insured with 21st Century for a long time. Pretty cheap in Pittsburgh, Pennsylvania.

  18. Kirstin Meyer

    Lots of good stuff here. Live in Houston, Texas. Quoted prices from USAA, Amica, Hanover, and Sentry for my TrailBlazer and I think I saved around $40 each month.

  19. Concepcion Morales

    Not sure if this is cheap. From Eugene, Oregon. Not sure of all the companies but I ended up saving about $40 each month. Ask about discounts. It’s still not cheap enough.