2010 Ford Transit Connect Insurance Quotes

Searching for cheaper auto insurance rates for your Ford Transit Connect? Online rate comparisons for inexpensive insurance may seem complicated initially if you are one of the many people who have never used online auto insurance quotes. Don’t be baffled because it’s actually quite easy.

If you currently have car insurance, you stand a good chance to be able to cut costs considerably using these techniques. Pricing the cheapest protection is quite easy. But vehicle owners must learn how big insurance companies compete online and use this information to your advantage.

The cheapest insurance quotes

Shopping for lower insurance rates can be a daunting task if you don’t utilize the fastest way to get free quotes. You can waste a few hours (or days) talking about coverages with agents in your area, or you can stay home and use online quoting for quick rates.

Many companies enroll in a system that enables customers to send in one quote, and every company can give them a price. This eliminates the need for quotation requests for each company you want a rate for. To compare pricing click here to open in new window.

One minor caviat to using this type of form is you can’t choose the providers to get pricing from. If you wish to select individual companies to compare, we have a listing of the cheapest insurance companies in your area. Click to view list.

However you get your quotes, try to use nearly identical quote data with every price quote. If you are comparing different coverage information it’s not possible to determine the best price for your Ford Transit Connect. Slightly different coverage limits could mean much higher rates. And when comparison shopping, obtaining a wide range of quotes will increase your chances of finding a lower rate than you’re paying now.

When should I discuss my situation with an agent?

When it comes to buying adequate coverage for your personal vehicles, there really is no perfect coverage plan. Every situation is different.

For example, these questions might point out whether your personal situation might need an agent’s assistance.

  • What if I don’t agree with a claim settlement offer?
  • Is other people’s property covered if stolen from my vehicle?
  • Do I need PIP (personal injury protection) coverage in my state?
  • Can I rate high risk drivers on liability-only vehicles?
  • Is my ex-spouse still covered by my policy?
  • Are my tools covered if they get stolen from my vehicle?
  • Does my policy pay for OEM or aftermarket parts?
  • What are the best liability limits?
  • How many claims can I have before being cancelled?
  • If my 2010 Ford Transit Connect is totaled, can I afford another vehicle?

If you don’t know the answers to these questions then you might want to talk to a licensed insurance agent. To find an agent in your area, complete this form.

Insurance coverages 101

Having a good grasp of a insurance policy helps when choosing the right coverages and proper limits and deductibles. The coverage terms in a policy can be confusing and even agents have difficulty translating policy wording.

Coverage for liability

This can cover damages or injuries you inflict on a person or their property in an accident. It protects you from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You commonly see values of 100/300/100 that translate to a limit of $100,000 per injured person, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability coverage pays for claims like attorney fees, emergency aid, medical services, loss of income and repair costs for stationary objects. How much coverage you buy is up to you, but consider buying as large an amount as possible.

Coverage for uninsured or underinsured drivers

This coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and also any damage incurred to your Ford Transit Connect.

Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Comprehensive insurance

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as hail damage, a broken windshield, hitting a bird, damage from a tornado or hurricane and damage from getting keyed. The most you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Auto collision coverage

This covers damage to your Transit Connect from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like colliding with a tree, sustaining damage from a pot hole and hitting a parking meter. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are 8 years or older. It’s also possible to raise the deductible to save money on collision insurance.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for dental work, surgery and X-ray expenses. They can be used in conjunction with a health insurance program or if you lack health insurance entirely. Coverage applies to all vehicle occupants as well as any family member struck as a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Comments About 2010 Ford Transit Connect Insurance

  1. Sun Stein

    Lots of good stuff here. I live just to the south of Las Vegas, NV. Quoted quotes with Progressive, Auto-Owners, and Erie for my 2010 Ford Transit Connect and am saving around $110 a year. Left AAA to switch. Get lots of quotes to find the best rate.

  2. Noelia Duran

    I’m in Rutland, Vermont. Received rates from 21st Century, AAA, and some I forget for my Transit Connect and am saving around $200 a year. Left Amica to switch. Have a couple speeding tickets too.

  3. Tana Mckay

    I found pretty cheap rate quotes for a 2010 Ford Transit Connect in Little Rock, AR. Ended up at roughly $140 every six months with Auto-Owners.

  4. Vida Koch

    I’m in the suburbs of Owensboro, KY. Got free quotes online for a 2010 Ford Transit Connect. Ended up at about $460 savings annually. Went with Allstate. Insured with Nationwide before. Thankfully I’m not a high risk driver.

  5. Krissy Travis

    I got decent rates for a 2010 Ford Transit Connect in Honolulu, HI. Ended up at right around $420 every six months with Auto-Owners. LOL

  6. Andrew Doyle

    Are State Farm rates cheap in Tennessee?

  7. Pura Rasmussen

    If you have a clean record and live in the vicinity of Greensboro, NC, check out 21st Century. You might save some money. Was with Western Auto Insurance. Teenage drivers are expensive! God forbid I actually have a claim.

  8. Jarrett Clark

    If you don’t have tickets and live around South Burlington, VT, check out 21st Century. You might get cheaper rates. A clean driving record helps. They offer free online rate quotes.

  9. Kassie Washington

    I switched to State Farm. Quoted good rates in Fairbanks, Alaska. Left Erie to switch.

  10. Val Perry

    I live in Sioux Falls, SD. I quoted with Amica, Mercury, and a few others for my 2010 Ford Transit Connect and saved just over $250 a year.

  11. Terisa Harrell

    I’m from Pittsburgh, PA. I don’t recall every quote but I ended up saving about $70 each month. Was with Erie. :)

  12. Rob Cain

    Lifelong resident of Los Angeles, California. Not sure of all the companies but I ended up saving about $60 each month. Left Western Auto Insurance to switch. Get lots of quotes to find the best rate.

  13. Kristle Byrd

    From northwest of Rio Rancho, NM. Compared rates from a lot of places. Saved roughly $50 a month. 21st Century was the most affordable for me. Was with American Family.

  14. Pamila Warren

    I found affordable 2010 Ford Transit Connect insurance from Progressive in Lewiston, ME.

  15. Cristal Carter

    It all costs too much. I’m just south of Omaha, Nebraska. I don’t recall every quote but I ended up saving about $20 each month. Still almost need a second mortgage.

  16. Eve Warner

    I live just outside Omaha, NE. Got prices from AIG Insurance, MetLife, and Travelers for my Transit Connect and saved $132 a year. Was with GEICO. They have a lot of discounts available. It’s still not cheap enough.

  17. Ariana Logan

    I drive uninsured.