2010 Mitsubishi Endeavor Car Insurance Cost – 5 Tips for Best Prices

Want lower auto insurance rates for your Mitsubishi Endeavor? Have you fallen victim to high-priced auto insurance? Trust us when we tell you you’re not the only one. You have multiple insurers to insure vehicles with, and though it is a good thing to have a choice, so many choices can make it hard to compare company pricing.

Smart consumers take time to quote other rates once or twice a year because insurance prices are variable and change quite frequently. Despite the fact that you may have had the lowest rates on Endeavor insurance at your last renewal you will most likely find a better premium rate today. You can find a lot of wrong information about auto insurance online, but in a few minutes you can learn some excellent ideas to stop overpaying for insurance.

How to buy insurance coverage online

Reducing your 2010 Mitsubishi Endeavor insurance rates is surprisingly easy. Drivers just need to take a couple of minutes comparing rates from some recommended companies. This can be done by following the guidelines below.

  1. The fastest way to find low rates would be an industry-wide quote request form like this one (opens in new window). This style of form saves time by eliminating repetitive form entry for every insurance coverage company. One form compares rates from all major companies.
  2. A less efficient way to obtain and compare quotes online requires you to visit each company’s website to complete a price quote. For sake of this example, we’ll pretend you want to see prices from Progressive, Allstate and Geico. You would be required to take the time to go to each site and punch in your information repeatedly, which can get old fast.

    For a list of links to companies insuring cars in your area, click here.

  3. The least efficient and most time consuming method to do your price quoting is calling or driving to each insurance agency near you. Quoting online eliminates this option unless you’re the type of person who wants the personal advice of a local agency. Drivers can price shop online and get advice from an agent in your area.

Whichever method you choose, ensure you are comparing the same coverage data for each price quote. If the quotes have mixed coverages you will not be able to truly determine the lowest rate.

Car insurance is unique, just like you

When buying proper insurance coverage, there really is not a cookie cutter policy. Each situation is unique so your insurance should reflect that For instance, these questions might point out if your situation could use an agent’s help.

  • Do I benefit by insuring my home with the same company?
  • Does my insurance cover my expensive audio equipment?
  • Am I covered when using my vehicle for business?
  • Can my teen driver be rated on a liability-only vehicle?
  • Do I really need UM/UIM coverage?
  • I have health insurance so do I need medical payments coverage?
  • Can I drive in Mexico and have coverage?

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, fill out this quick form or you can also visit this page to select a carrier It only takes a few minutes and can provide invaluable advice.

Car insurance coverage considerations

Having a good grasp of your car insurance policy helps when choosing which coverages you need at the best deductibles and correct limits. Policy terminology can be confusing and nobody wants to actually read their policy. These are the normal coverages available from car insurance companies.

Uninsured or underinsured coverage

This coverage provides protection from other motorists when they do not carry enough liability coverage. Covered losses include injuries to you and your family and damage to your Mitsubishi Endeavor.

Since many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Comprehensive protection

This coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims like a broken windshield, hitting a bird, theft, fire damage and damage from getting keyed. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Medical expense coverage

Med pay and PIP coverage kick in for expenses for things like hospital visits, ambulance fees and X-ray expenses. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. It covers not only the driver but also the vehicle occupants and will also cover being hit by a car walking across the street. PIP is not universally available and gives slightly broader coverage than med pay

Liability coverages

This can cover damages or injuries you inflict on a person or their property. This insurance protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 which stand for a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and $100,000 of coverage for damaged propery.

Liability coverage pays for claims like medical expenses, legal defense fees and funeral expenses. How much liability coverage do you need? That is a personal decision, but consider buying as high a limit as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from colliding with another car or object. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against claims such as crashing into a building, damaging your car on a curb, sustaining damage from a pot hole and rolling your car. Collision is rather expensive coverage, so consider dropping it from older vehicles. It’s also possible to choose a higher deductible in order to get cheaper collision rates.

Comments About 2010 Mitsubishi Endeavor Insurance

  1. Chin Travis

    I live in a small town just outside of Colorado Springs, Colorado. Quoted prices online for a 2010 Mitsubishi Endeavor. Ended up at about $120 savings annually. Went with State Farm. Bought it from an online quote.

  2. Gwen Gates

    Cheapest quote for my 2010 Mitsubishi Endeavor was with Esurance. Are quotes cheaper online?

  3. Kirk Ray

    Will Allstate give a discount for driver training?

  4. Natalia Beck

    Hope my rates come down. From north side of Burlington, VT. Got prices from Progressive, AIG Insurance, and Erie for my 2010 Mitsubishi Endeavor and saved just over $90 a year. Hopefully won’t need it.

  5. Madison Jarvis

    Nice info. Live in Jersey City, NJ. Received quotes from 21st Century, Amica, and Encompass for my Endeavor and cut my rates about $250 a year. Insured with Eastwood before. Ask about discounts. Are quotes cheaper online?

  6. Jerilyn Jacobs

    I found affordable 2010 Mitsubishi Endeavor insurance from State Farm in Providence, RI.

  7. Stevie Lee

    I live in Paterson, NJ. I got free prices from Progressive, Encompass, and GMAC for my Mitsubishi and cut my rates about $430 a year. I increased coverages a little too. Can still barely afford it.

  8. Gilda Whitaker

    I think GEICO has low rates in Georgia. For me anyway.

  9. Candida Guy

    If you’re a decent driver and are close to Houston, TX, check out Allstate. They seem to be cheaper. Left Progressive to switch. Got better coverage too. Are quotes cheaper online?

  10. Jule Mcfarland

    Found cheapest coverage with Esurance for my 2010 Mitsubishi Endeavor and saved around $190 a year. Insured with Erie before. A clean driving record helps.

  11. Lottie Gomez

    I chose to switch to GEICO from Auto-Owners. I live in Shreveport, Louisiana. Even increased my liability limits. Just go online and compare their rates.

  12. Marty Woodward

    Located in Gaithersburg, MD. Compared rates from a lot of places. Saved right around $50 a month. 21st Century was the cheapest option for me. Was with 21st Century. I got prices on the web.

  13. Libby Chang

    Cheaper not always better. I live just to the south of Overland Park, KS. Quoted quotes with GEICO, AAA, and some I forget for my Endeavor and saved just over $270 a year. Ask about discounts. God forbid I actually have a claim.

  14. Ardelle Chen

    Not sure what I should be paying. Proud to be from Colorado Springs, CO. Compared quite a few companies. Saved roughly $30 a month. State Farm was the best choice for me. Was with State Farm. I get a discount for insuring multiple vehicles.

  15. Tayna Bird

    I found affordable 2010 Mitsubishi Endeavor insurance from State Farm in New Haven, Connecticut.

  16. Rufus Shepherd

    Cheap car insurance? What’s that? Located in Fayetteville, AR. Checked online prices for a 2010 Mitsubishi Endeavor. Ended up at about $250 savings annually. Went with GEICO.

  17. Zane Rowe

    If you have a good history and are close to Aurora, IL, check out State Farm. They seem to be cheaper. Insured with Encompass before. Teenage drivers are expensive! God forbid I actually have a claim.

  18. Lorilee Fuller

    Located in Spokane, Washington. I got free rates from Auto-Owners, Sentry, and a few others for my Mitsubishi and I think I saved about $50 each month. Ask about discounts.

  19. Reynalda Singleton

    If you’re a decent driver and live near Owensboro, KY, check out 21st Century. You might get cheaper rates. Was with Safeco. Teenage drivers are expensive!

  20. Lai Huff

    Got a quote with Auto-Owners for my Mitsubishi and cut my rates about $110 a year. Insured with Farmers before. Thankfully I have a good driving record.

  21. Majorie Emerson

    I’ve insured with Progressive for a long time. Pretty cheap in Lexington, KY.