2011 Bentley Continental Supersports Convertible Insurance Quotes – 9 Savings Tips

Looking for lower car insurance rates for your Bentley Continental Supersports Convertible? Did a good deal turn out to be an overpriced car insurance policy? It’s a common feeling and there are a lot of people just like you who feel imprisoned by their car insurance policy. Insurance companies such as Geico, 21st Century and Progressive continually bombard you with TV and radio ads and it can be hard to not get sucked in by the cute commercials and do the work needed to find the best deal.

Consumers need to shop coverage around on a regular basis because prices fluctuate regularly. Even if you got the lowest rate for Continental Supersports Convertible coverage two years ago you can probably find a better premium rate now. Forget all the misinformation about car insurance because we’re going to show you the best methods to find better rates and still maintain coverage.

First Step: Get free insurance coverage quotes

There are multiple methods to compare insurance coverage quotes, but some are less labor-intensive and much quicker. You can waste hours driving to local insurance agents in your area, or you can utilize the internet to get the quickest rates.

Most car insurance companies are enrolled in a marketplace where prospective buyers submit one quote, and each participating company can give them a price based on that information. This eliminates the need for repetitive form submissions to each individual insurance coverage company.

To find out what other companies charge click here (opens in new window).

The only downside to pricing coverage this way is buyers cannot specifically choose which providers you want to price. So if you want to choose specific providers to request quotes from, we put together a list of low cost insurance coverage companies in your area. Click to view list.

Compare rates however you want, just double check that you are using nearly identical coverages on every quote. If the quotes have different coverage information it’s not possible to truly determine the lowest rate.

These nine discounts can lower insurance rates

Insurance is not an enjoyable expense, but you might find some hidden discounts that many people don’t even know exist. Larger premium reductions will be automatically applied when you get a quote, but a few must be asked about in order for you to get them.

• Theft Prevention Discount – Vehicles equipped with tracking devices and advanced anti-theft systems are stolen less frequently and can earn a small discount on your policy.
• ABS Brakes – Vehicles with ABS and/or traction control are much safer to drive and will save you 10% or more.
• Resident Student – who live away from home to go to college and do not take a car to college could qualify for this discount.
• Discount for Low Mileage – Driving fewer miles could be rewarded with lower rates on the low mileage vehicles.
• Multi-car Discount – Buying insurance for several vehicles with the same company can reduce the rates for all insured vehicles.
• Paperless Signup – Certain companies give back up to $50 for signing up on your computer.
• Discounts for Federal Employees – Having worked for a branch of the government could provide a small rate reduction for Continental Supersports Convertible coverage with certain companies.
• Policy Bundle Discount – If you can combine your homeowners and auto policy with one company they may give you a discount of at least 10% off all policies.
• Switch and Save Discount – A few insurance companies allow discounts for buying a policy prior to the expiration date on your current policy. You can save around 10% with this discount.

As a footnote on discounts, some of the credits will not apply to the overall cost of the policy. Most only cut individual premiums such as comp or med pay. Even though it appears you would end up receiving a 100% discount, insurance companies wouldn’t stay in business.

Some companies who may offer most of the discounts above may include but are not limited to:

• Farmers Insurance
• Esurance
• State Farm
• Geico
• Allstate

If you are trying to find cheap car insurance quotes, ask every company which discounts you may be entitled to. Some of the earlier mentioned discounts may not be available in your area. To see a list of insurers that offer multiple discounts, follow this link.

When do I need an agent’s advice?

When buying the best auto insurance coverage for your vehicles, there really is not a “best” method to buy coverage. Everyone’s situation is a little different so your insurance should reflect that These are some specific questions might help in determining whether or not you might need professional guidance.

• Should I get collision insurance on every vehicle?
• Does coverage extend to Mexico or Canada?
• Should I have a commercial auto policy?
• Do I need roadside assistance coverage?
• Can I make deliveries for my home business?
• Am I better off with higher deductibles on my 2011 Bentley Continental Supersports Convertible?
• How much liability do I need to cover my assets?
• Is my business laptop covered if it gets stolen from my vehicle?

If you don’t know the answers to these questions, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier It is quick, free and you can get the answers you need.

Detailed coverages of your insurance policy

Understanding the coverages of your insurance policy helps when choosing which coverages you need and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and coverage can change by endorsement. Listed below are the usual coverages found on the average insurance policy.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for short-term medical expenses like funeral costs, X-ray expenses, pain medications, doctor visits and EMT expenses. They are often utilized in addition to your health insurance plan or if you do not have health coverage. It covers both the driver and occupants and will also cover if you are hit as a while walking down the street. PIP coverage is not an option in every state and may carry a deductible

Comprehensive auto coverage

This will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like vandalism, hail damage, damage from flooding, rock chips in glass and a tree branch falling on your vehicle. The maximum payout a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Auto liability insurance

Liability insurance provides protection from injuries or damage you cause to people or other property that is your fault. It protects YOU from legal claims by others, and does not provide coverage for your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 50/100/50 which means a limit of $50,000 per injured person, a limit of $100,000 in injury protection per accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against claims such as attorney fees, legal defense fees, pain and suffering, medical services and court costs. How much liability coverage do you need? That is a personal decision, but you should buy as high a limit as you can afford.

Collision protection

This coverage pays for damage to your Continental Supersports Convertible resulting from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things such as rolling your car, colliding with another moving vehicle, crashing into a ditch and hitting a mailbox. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. It’s also possible to increase the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and damage to your Bentley Continental Supersports Convertible.

Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.