How Much Does 2011 Mercedes-Benz SLK-Class Insurance Cost?

Looking for lower auto insurance rates for your Mercedes-Benz SLK-Class? Finding low-cost insurance for a new or used Mercedes-Benz SLK-Class can be a painful process, but you can use a few tricks to save time. There is a better way to compare auto insurance rates and we’ll show you the best way to compare rates for a new or used Mercedes-Benz and locate the best price possible from local insurance agents and online providers.

It’s a great practice to shop coverage around on a regular basis since insurance rates fluctuate regularly. Just because you had the best deal on SLK-Class insurance a few years ago there is a good chance you can find better prices now. Block out anything you think you know about auto insurance because you’re going to learn one of the quickest ways to properly buy coverages and cut your premium.

Finding the best rates is quite easy. If you are insured now or are looking for a new policy, you can follow these tips to shop for the lowest rates while maximizing coverage. Drivers only need an understanding of the most efficient way to shop over the internet.

Cheap insurance coverage rates with discounts

Some insurance providers don’t always list their entire list of discounts in a way that’s easy to find, so the below list has a few of the more common and the more hidden discounts that you can inquire about if you buy auto insurance online.

  • Senior Citizens – If you qualify as a senior citizen, you are able to get a slight reduction on a auto insurance quote on SLK-Class insurance.
  • Discount for New Cars – Buying insurance on a new vehicle is cheaper since newer vehicles are generally safer.
  • Policy Bundle Discount – If you combine your auto and home policies and place coverage with the same company you may earn approximately 10% to 15%.
  • Defensive Driving Course – Participating in a course that instructs on driving safety could possibly earn you a 5% discount and easily pay for the cost of the class.
  • Telematics Data – Insureds who allow driving data submission to analyze when and where they use their vehicle remotely such as Snapshot from Progressive or Drivewise from Allstate might get better premium rates if they are good drivers.

Consumers should know that some of the credits will not apply the the whole policy. Most cut specific coverage prices like liability, collision or medical payments. So when it seems like you would end up receiving a 100% discount, companies wouldn’t make money that way.

Large insurance coverage companies and some of the premium reductions they offer are shown below.

  • AAA may have discounts that include pay-in-full, anti-theft, good student, good driver, education and occupation, and AAA membership discount.
  • Progressive may offer discounts for multi-vehicle, multi-policy, online signing, good student, online quote discount, and homeowner.
  • State Farm has discounts for passive restraint, student away at school, driver’s education, multiple autos, accident-free, and good student.
  • Esurance has savings for renters, safety device, Switch & Save, DriveSense, anti-theft, online quote, and Pac-12 alumni.
  • Nationwide discounts include good student, Farm Bureau membership, anti-theft, easy pay, accident-free, and defensive driving.

Before purchasing a policy, check with each company or agent how many discounts you can get. Depending on the company, some discounts might not be available to policyholders in your area. If you would like to see a list of insurance companies who offer discounts, click this link.

Compare quotes for insurance coverage

Most of the larger companies like Allstate and Progressive make it easy to get coverage price quotes on their websites. Getting online quotes is fairly simple as you just enter your coverage information as detailed in the form. Upon sending the form, their quoting system makes automated requests for credit information and your driving record and provides a quote based on the information you submitted.

This simplifies rate comparisons, but the time required to go to many different websites and type in your information gets old quite quickly. But it is imperative to get many rate quotes in order to find the lowest price.

Online rates the easy way

A better way to find better insurance coverage pricing requires only one form to obtain quotes from several different companies. It saves time, reduces the work, and makes online quotes much easier to do. Once the form is submitted, it is quoted with multiple companies and you can pick your choice of the resulting price quotes. If you find a better price you simply finish the application and buy the new coverage. The whole process takes 15 minutes at the most and may save quite a bit of money.

To quickly use this form to compare rates, simply click here to open in new window and submit the form. If you have a policy now, it’s recommended you duplicate as close as possible to your current policy. This way, you will have a rate comparison for similar insurance coverage.

Tailor your insurance coverage to you

When it comes to buying the right insurance coverage, there really is not a perfect coverage plan. Everyone’s situation is unique.

For instance, these questions could help you determine if your insurance needs might need professional guidance.

  • Am I getting all the discounts available?
  • When would I need rental car insurance?
  • How do I file an SR-22 for a DUI in my state?
  • How much underlying liability do I need for an umbrella policy?
  • Does coverage extend to Mexico or Canada?
  • If my 2011 Mercedes-Benz SLK-Class is totaled, can I afford another vehicle?
  • Is my teen driver covered when they drive my company car?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Should I rate my 2011 Mercedes-Benz SLK-Class as pleasure use or commute?
  • Do I really need UM/UIM coverage?

If you don’t know the answers to these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, free and may give you better protection.

Car insurance coverages and their meanings

Learning about specific coverages of your car insurance policy helps when choosing appropriate coverage for your vehicles. Car insurance terms can be difficult to understand and coverage can change by endorsement.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses for things like EMT expenses, funeral costs, rehabilitation expenses, dental work and surgery. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover all vehicle occupants as well as any family member struck as a pedestrian. PIP is not available in all states but can be used in place of medical payments coverage

Uninsured/Underinsured Motorist coverage

This coverage protects you and your vehicle’s occupants when the “other guys” either are underinsured or have no liability coverage at all. It can pay for medical payments for you and your occupants as well as your vehicle’s damage.

Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Collision coverage

Collision coverage covers damage to your SLK-Class from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as sideswiping another vehicle, sustaining damage from a pot hole and rolling your car. This coverage can be expensive, so consider dropping it from vehicles that are older. Drivers also have the option to raise the deductible to get cheaper collision coverage.

Comprehensive coverage

This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as hitting a bird, hitting a deer, hail damage, theft and rock chips in glass. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Liability car insurance

Liability coverage can cover damage that occurs to other people or property that is your fault. It protects YOU against claims from other people, and does not provide coverage for your own vehicle damage or injuries.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see limits of 100/300/100 which stand for a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and $100,000 of coverage for damaged propery.

Liability coverage pays for claims like repair bills for other people’s vehicles, medical expenses and emergency aid. How much coverage you buy is a decision to put some thought into, but you should buy higher limits if possible.

Compare but don’t skimp

We just presented a lot of information how to save on 2011 Mercedes-Benz SLK-Class insurance. It’s most important to understand that the more price quotes you have, the better your chances of lowering your rates. You may even find the most savings is with a company that doesn’t do a lot of advertising.

Drivers leave their current company for any number of reasons including delays in responding to claim requests, extreme rates for teen drivers, not issuing a premium refund or poor customer service. Whatever your reason, finding the right car insurance provider can be pretty painless.

Discount 2011 Mercedes-Benz SLK-Class insurance is possible on the web and from local insurance agents, so you need to quote auto insurance with both to have the best selection. Some insurance providers don’t offer online price quotes and these small insurance companies only sell through independent insurance agencies.

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Comments About 2011 Mercedes-Benz SLK-Class Insurance

  1. Yasmin Nielsen

    Thanks for putting this site together. From a town just southwest of Davenport, IA. Can’t remember who all I quoted but I ended up saving about $70 each month. Left GEICO to switch. Did it all online.

  2. Huong Hodges

    Will 21st Century cancel my policy for a liability claim?

  3. Alfredia Ellison

    Cheaper not always better. Checking in from Saint Paul, MN. Got car insurance quotes from Amica, Erie, and Sentry for my Mercedes-Benz and I think I saved about $30 each month.

  4. Noma Warren

    I’m looking for cheaper coverage. I live in Spokane, WA. Received quotes from Allstate, AAA, and some I forget for my 2011 Mercedes-Benz SLK-Class and saved just over $120 a year.

  5. Jules Obrien

    2011 Mercedes-Benz SLK-Class + State Farm = GOOD RATES!

  6. Bobette Frazier

    Does North Dakota require liability coverage?

  7. Ingeborg Spears

    If you’re from Augusta, GA get quotes from Allstate and GEICO and you might save.

  8. Danielle Pugh

    Cheaper not always better. I live in a small town just outside of Chesapeake, VA. Quoted with The General, AAA, Mercury, and a couple others for my Mercedes-Benz and I think I saved around $70 each month.

  9. Ernestine Wallace

    Just my two cents. I’m from Cedar Rapids, Iowa. Quoted prices online for a 2011 Mercedes-Benz SLK-Class. Ended up at about $530 savings annually. Went with Progressive. Left 21st Century to switch.

  10. Irving Vaughan

    I’m just east of Parkersburg, West Virginia, and Allstate rates were best. Left The General to switch. Got better coverage too.