How Much Does 2012 Ford E-Series Wagon Car Insurance Cost?

Want better car insurance rates for your Ford E-Series Wagon? Getting cheap car insurance over the internet may be somewhat difficult for comparing rates on the internet. When there are so many companies, how are we expected to even start to compare all the different companies and get the best available rates?

It’s a good idea to take a look at other company’s rates before your policy renews due to the fact that insurance prices fluctuate regularly. Despite the fact that you may have had the lowest price for E-Series Wagon coverage two years ago there is a good chance you can find better rate quotes now. Forget anything you know (or think you know) about car insurance because I’m going to let you in on the secrets to the proper way to find great coverage at a great price.

The most recommended method to get rate comparisons is to realize most insurance companies have advanced systems to provide you with free rate quotes. To start a quote, the only thing you need to do is give them rating details including what your job is, any included safety features, if you went to college, and how old drivers are. Your details is instantly provided to insurance carriers in your area and you will receive price estimates very quickly.

Tailor your auto insurance coverage to you

When buying the best auto insurance coverage for your vehicles, there is no best way to insure your cars. Your needs are not the same as everyone else’s.

These are some specific questions may help highlight if your insurance needs would benefit from an agent’s advice.

  • Am I covered when pulling a rental trailer?
  • Which is better, split liability limits or combined limits?
  • Is my teen driver covered when they drive my company car?
  • When should I buy a commercial auto policy?
  • How do I insure my teen driver?
  • If my 2012 Ford E-Series Wagon is totaled, can I afford another vehicle?

If it’s difficult to answer those questions but one or more may apply to you then you might want to talk to a licensed insurance agent. To find an agent in your area, complete this form.

Coverage specifics

Learning about specific coverages of your policy helps when choosing which coverages you need and proper limits and deductibles. Policy terminology can be confusing and nobody wants to actually read their policy.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle’s occupants from other drivers when they do not carry enough liability coverage. Covered claims include injuries to you and your family as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Comprehensive coverage (or Other than Collision)

This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims like damage from flooding, a broken windshield, damage from getting keyed, rock chips in glass and damage from a tornado or hurricane. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like prosthetic devices, hospital visits, doctor visits and nursing services. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover you and your occupants in addition to being hit by a car walking across the street. PIP is not universally available and may carry a deductible

Coverage for collisions

Collision coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims such as sideswiping another vehicle, scraping a guard rail, damaging your car on a curb, crashing into a ditch and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from older vehicles. Drivers also have the option to increase the deductible in order to get cheaper collision rates.


Liability insurance will cover damages or injuries you inflict on a person or their property by causing an accident. This insurance protects YOU from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 25/50/25 which stand for a $25,000 limit per person for injuries, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers claims such as attorney fees, repair costs for stationary objects, loss of income and emergency aid. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Comments About 2012 Ford E-Series Wagon Insurance

  1. Doris Crane

    Looking for cheaper 2012 Ford E-Series Wagon insurance in Lexington, KY. Help!

  2. Son Santiago

    Found cheapest coverage with Encompass for my 2012 Ford E-Series Wagon and saved around $530 a year. Insured with Sentry before.

  3. Catherina Ayala

    Corporate greed I’m telling you. I live west of Bellevue, NE. I got free prices from USAA, American Family, Hanover, and Mercury for my 2012 Ford E-Series Wagon and I’m now saving $30 a month. Insured with Liberty Mutual before.

  4. Eloisa Hancock

    Lots of good stuff here. Found cheapest coverage with Esurance for my Ford and saved about $300 a year. Left American Family to switch. I have several vehicles insured with them. They offer free online rate quotes.

  5. Lakia Sutton

    Cheaper car insurance is a myth. I live in a small town just outside of Billings, Montana. Compared rates from a lot of places. Saved darn near $40 a month. 21st Century was the cheapest option for me. I’m a pretty low risk driver.

  6. Goldie Cochran

    In Chesapeake, VA, AAA had the best rates for my 2012 Ford E-Series Wagon. Online quotes are the way to go.

  7. Deandra Glenn

    In Wilmington, Delaware, State Farm is a good choice.

  8. Ester Gregory

    I live just to the east of Burlington, Vermont. Quoted with Auto-Owners, Sentry, and a few others for my E-Series Wagon and cut my rates about $120 a year. Hopefully won’t need it. It was easy to get rates.

  9. Nobuko Velazquez

    Live in Oklahoma City, OK. Checked online prices for a 2012 Ford E-Series Wagon. Ended up at about $260 savings annually. Went with 21st Century. Ask about discounts. Highly recommended.

  10. Catina Daniels

    Lots of useful info here. Found cheapest coverage with Eastwood for my Ford and cut my rates about $390 a year. I get a discount for insuring multiple vehicles. LOL

  11. Genevie Ingram

    I’m looking for cheaper coverage. From Seattle, Washington. Quoted a bunch of companies. Saved right around $60 a month. State Farm was the most affordable for me. Thankfully I’m not a high risk driver. It was easy to get rates.

  12. Johnie Johns

    In Cranston, RI, State Farm auto insurance rates for my 2012 Ford E-Series Wagon were good. Was with Sentry. I used their online quote form to compare rates.

  13. Demetria Moody

    If you have a good history and live in the vicinity of Louisville, KY, check out GEICO. They seem to be cheaper.