2012 Volkswagen Eos Car Insurance Quotes – 10 Tips for Best Rates

Finding low cost prices for auto insurance is frustrating for drivers who are new to online price comparisons. With so many agents and insurance companies available, it can easily turn into a real difficult job to find more affordable prices.

Consumers need to compare premium rates periodically because rates change quite often. Despite the fact that you may have had the best rate on Eos insurance on your last policy the chances are good that you can find a lower price today. Forget all the misinformation about auto insurance because you’re about to learn the right way to properly buy coverages while reducing your premium.

If you currently have a car insurance policy, you will most likely be able to lower your premiums substantially using these techniques. Buying affordable car insurance is simple if you know the tricks. But vehicle owners must learn how insurance companies sell online and use this information to your advantage.

First Step: Get free auto insurance quotes

Effectively comparing auto insurance prices can be exhausting if you don’t know the best way to get rate quotes. You could spend your day talking about coverages with insurance agencies in your area, or you can stay home and use online quotes to get rates in a matter of minutes.

Many of the larger companies participate in a marketplace where insurance shoppers submit one quote, and each company then returns a price quote based on the submitted data. This saves time by eliminating quote forms to each company. To use this form to compare rates click here to start a free quote.

The one downside to pricing coverage this way is you can’t choose the providers you want pricing from. So if you want to select from a list of companies to compare rates, we have a listing of low cost auto insurance companies in your area. Click here to view list.

Whichever way you use, double check that you are using exactly the same coverage information for each comparison quote. If each company quotes different data it will be impossible to get a fair rate comparison. Having just a slight variation in coverage limits can mean a large discrepancy in price. Just remember that comparing a wide range of rates helps improve the odds of finding a lower rate.

Tailor your car insurance coverage to you

When buying the best car insurance coverage, there really is no one size fits all plan. Everyone’s situation is a little different.

For instance, these questions may help highlight if you might need professional guidance.

  • When would I need rental car insurance?
  • How many claims can I have before being cancelled?
  • Can my teen driver be rated on a liability-only vehicle?
  • Am I covered when driving on a suspended license?
  • When should I buy a commercial auto policy?
  • Are rock chip repairs covered?
  • Am I covered if I wreck a rental car?

If you’re not sure about those questions but a few of them apply then you might want to talk to a licensed agent. To find lower rates from a local agent, take a second and complete this form.

Specifics of your auto insurance policy

Learning about specific coverages of your auto insurance policy can be of help when determining the right coverages and proper limits and deductibles. The coverage terms in a policy can be ambiguous and reading a policy is terribly boring.

Medical payments and PIP coverage

Med pay and PIP coverage pay for immediate expenses for nursing services, X-ray expenses, chiropractic care and surgery. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. Coverage applies to all vehicle occupants as well as being hit by a car walking across the street. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage


Liability insurance can cover damages or injuries you inflict on other’s property or people in an accident. Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have liability limits of 25/50/25 that means you have a $25,000 limit per person for injuries, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property.

Liability insurance covers things such as repair bills for other people’s vehicles, medical expenses, emergency aid and court costs. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase as large an amount as possible.

Comprehensive auto coverage

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims such as hail damage, falling objects, vandalism and damage from getting keyed. The most your auto insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Collision coverage

This covers damage to your Eos resulting from a collision with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for things like rolling your car, backing into a parked car, sideswiping another vehicle, sustaining damage from a pot hole and scraping a guard rail. This coverage can be expensive, so consider removing coverage from older vehicles. It’s also possible to bump up the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This provides protection when the “other guys” are uninsured or don’t have enough coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Comments About 2012 Volkswagen Eos Insurance

  1. Chase Baxter

    Nice info. Proud to be from Phoenix, AZ. I got free quotes from Hanover, AAA, Sentry, and a couple others for my Volkswagen and am saving around $330 a year. My new agent seems to be really good.

  2. Anton Mullins

    Cheaper car insurance is a myth. From Norfolk, Virginia. Can’t remember who all I quoted but I ended up saving about $50 each month.

  3. Vernice Hunter

    Lots of useful info here. Live in the eastern part of Columbus, OH. Received quotes from American Family, Eastwood, and Mercury for my 2012 Volkswagen Eos and I’m now saving $23 a month. Was with Hartford. :P

  4. Ericka Knapp

    I’ve insured with Allstate for a long time. Pretty cheap in Augusta, Georgia.

  5. Maryln Marsh

    I found cheap 2012 Volkswagen Eos insurance in Indianapolis, Indiana with State Farm.

  6. Veola Faulkner

    I got decent rates for a 2012 Volkswagen Eos in Saint Paul, Minnesota. Ended up at about $130 every six months with Auto-Owners. :)

  7. Georgeann Morin

    If you have a clean record and live in the vicinity of Des Moines, Iowa, check out Progressive. You might get cheaper rates. I’m a pretty good driver though.

  8. Devona Elliott

    Got a quote with The General for my 2012 Volkswagen Eos and saved about $420 a year. Insured with GEICO before. They have a lot of discounts available.

  9. Kaitlin Boyer

    Cheaper not always better. I’m from Grand Rapids, MI. Got quotes with AIG Insurance, Nationwide, and Western Auto Insurance for my Volkswagen and I think I saved about $40 each month. I have a teen driver too.

  10. Elisha Fitzpatrick

    Checking in from Norman, OK. Compared quite a few companies. Saved roughly $40 a month. GEICO was the cheapest option for me. Thankfully I’m not a high risk driver. God forbid I actually have a claim.

  11. Margy Ferguson

    Does GEICO insure after a DUI?

  12. Chery Robertson

    Thanks for putting this site together. Went with Progressive for my Eos and saved around $420 a year.

  13. Zoraida Skinner

    Checking in from Louisville, Kentucky. Quoted a bunch of companies. Saved roughly $40 a month. GEICO was the cheapest option for me. I have several vehicles insured with them. They were helpful in switching over.

  14. Venita Burns

    It’s all a rip off. From a town just southwest of Evansville, IN. Received rates from Hartford, AIG Insurance, Nationwide, and a couple others for my Volkswagen and I think I am saving around $30 each month.