View 2012 Volvo C70 Insurance Quotes

Trying to find cheaper insurance for a Volvo C70 can normally be an all-consuming task, but you can learn our auto insurance buying tips to save time.

There are more efficient ways to find auto insurance online and you need to know the absolute fastest way to quote coverages for your Volvo and get the lowest possible price from both online companies and local agents.

It’s a good habit to compare prices at least once a year because insurance prices trend upward over time. Just because you found the best price for C70 insurance six months ago other companies may now be cheaper. Forget anything you know (or think you know) about auto insurance because you’re going to learn one of the quickest ways to find better rates and still maintain coverage.

Buying affordable protection is quite easy. If you are insured now or are looking for a new policy, you can use this information to reduce the price you pay and still get good coverage. Vehicle owners just need to learn the proper methods to find the lowest price on the web.

Free car insurance rate quotes

Getting more affordable 2012 Volvo C70 car insurance pricing is an easy way to save money. The only thing you need to do is invest a little time to get quotes to discover which company has the cheapest car insurance quotes. It’s super easy and can be done in just a few minutes using one of these methods.

  1. The easiest and least time consuming way to compare a lot of rates at once would be an industry-wide quote request form (click to open form in new window). This style of form keeps you from doing a different quote for each company. A single, simple form compares rates from multiple low-cost companies. This is perfect if you don’t have a lot of time.
  2. Another way to compare rate quotes consists of visiting the website of each company to request a price quote. For example, we’ll pretend you want to compare prices for Auto-Owners, Esurance and Geico. You would need to navigate to each company’s site and type in your information over and over, and that explains why we recommend the first method. For a list of companies in your area, click here.

How you compare quotes is your choice, just ensure you’re using nearly identical coverage limits and deductibles for every company. If you use different liability limits it’s not possible to truly determine the lowest rate.

Do I just need basic coverages?

When buying coverage, there really is no perfect coverage plan. Everyone’s situation is a little different.

For instance, these questions might point out if your insurance needs could use an agent’s help.

  • What is UM/UIM insurance?
  • Does car insurance cover theft of personal property?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Is my camper covered by my car insurance policy?
  • What is the ISO rating for a 2012 Volvo C70?
  • Is my 2012 Volvo C70 covered for smoke damage?
  • Why am I required to get a high-risk car insurance policy?
  • Can I rent a car in Mexico?
  • Does my car insurance cover rental cars?

If it’s difficult to answer those questions, then you may want to think about talking to an agent. To find an agent in your area, simply complete this short form. It is quick, free and you can get the answers you need.

Insurance coverages 101

Having a good grasp of a insurance policy helps when choosing the right coverages and the correct deductibles and limits. Insurance terms can be confusing and reading a policy is terribly boring.

Auto liability insurance – Liability insurance provides protection from damages or injuries you inflict on people or other property by causing an accident. It protects you from legal claims by others. It does not cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 100/300/100 which means a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Occasionally you may see one limit called combined single limit (CSL) which provides one coverage limit with no separate limits for injury or property damage.

Liability coverage protects against claims such as repair bills for other people’s vehicles, emergency aid and legal defense fees. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase higher limits if possible.

Coverage for medical expenses – Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses like pain medications, surgery, chiropractic care and X-ray expenses. They are often used to cover expenses not covered by your health insurance plan or if you do not have health coverage. Coverage applies to not only the driver but also the vehicle occupants as well as getting struck while a pedestrian. Personal injury protection coverage is not universally available and may carry a deductible

Comprehensive insurance – Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things like damage from flooding, fire damage, hitting a bird, a broken windshield and rock chips in glass. The maximum amount a insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Collision – Collision coverage covers damage to your C70 resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things like driving through your garage door, hitting a mailbox, hitting a parking meter and sustaining damage from a pot hole. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible to get cheaper collision coverage.

Coverage for uninsured or underinsured drivers – Your UM/UIM coverage protects you and your vehicle when the “other guys” are uninsured or don’t have enough coverage. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Due to the fact that many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important. Frequently these coverages are set the same as your liablity limits.

Comments About 2012 Volvo C70 Insurance

  1. Zetta Shaw

    Will Progressive cancel my policy for a liability claim?

  2. Paul Owens

    Mine is so expensive. I’m in the west part of Baltimore, MD. Received rates from State Farm, AAA, Farmers, and The General for my Volvo and saved $494 a year. Good savings if you bundle.

  3. Shera Hardy

    Corporate greed I’m telling you. I live in a small town just outside of Tucson, AZ. Quoted rates from American Family, Nationwide, and a few others for my 2012 Volvo C70 and I think I saved around $30 each month. Insured with Mercury before. Teenage drivers are expensive! It’s still not cheap enough.

  4. Elina Chen

    Cheap is relative. From Raleigh, NC. Quoted prices online for a 2012 Volvo C70. Ended up at about $540 savings annually. Went with State Farm. I have a teen driver too. You can get a rate quote online.

  5. Fredericka Nixon

    I found pretty cheap rate quotes for a 2012 Volvo C70 in Fort Smith, AR. Ended up at right around $100 every six months with American Family. Still almost need a second mortgage.

  6. Thao Oconnor

    I’m just east of Saint Paul, Minnesota. Got car insurance rates from GEICO, American Family, and Eastwood for my Volvo and saved about $300 a year. Was with Allstate.

  7. Nilda Battle

    If you have a clean record and live around Hilo, HI, check out GEICO. I saved quite a bit. It’s easy to compare rates online now.

  8. Shaunte Ortiz

    Lifelong resident of Greensboro, North Carolina. Quoted with Progressive, American Family, and some I forget for my Volvo and I’m now saving $60 a month. Left MetLife to switch. Got better coverage too. Online quotes are the way to go.

  9. Loralee Phillips

    Are Allstate rates cheap in Arkansas?

  10. Fumiko Edwards

    Here’s what I found out. Live in the southern part of Juneau, Alaska. Quoted a bunch of companies. Saved roughly $50 a month. State Farm was the best choice for me. Was with MetLife. They offer free online rate quotes.

  11. Delphine Carrillo

    I’m in Kansas City, Kansas, and 21st Century rates were affordable. Insured with 21st Century before. I have a teen driver too.

  12. Veda Whitley

    From northwest of Norfolk, Virginia. Went online for free insurance quotes for a 2012 Volvo C70. Ended up at about $120 savings annually. Went with Progressive. Was with Encompass. Thankfully I have a good driving record.