How Much Does 2013 Land Rover Range Rover Sport Insurance Cost?
Are you a victim of high-priced insurance coverage? Don’t sweat it because there are lots of residents who feel the same. Lots of insurers contend for your business, and it can be difficult to compare rates to find the absolute best rate
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Comparing auto insurance rates can be challenging if you don’t know the most efficient way to do it. You could spend your day driving to local insurance agents in your area, or you could use online quoting to quickly compare rates.
Many insurance companies enroll in a system that enables customers to submit one quote, and each company provides a quote based on the submitted data. This system prevents you from having to do quote forms for every auto insurance company.
To compare pricing click here to open in new window.
The only drawback to getting quotes like this is you don’t know exactly which providers to get quotes from. So if you prefer to pick specific insurance companies to compare prices, we put together a list of auto insurance companies in your area. Click to view list.
It doesn’t matter which method you choose, just be sure you’re using nearly identical information for every quote you compare. If the quotes have different values for each quote then you won’t be able to make a fair rate comparison.
How do I know if I need professional advice?
When buying proper insurance coverage for your vehicles, there really is not a single plan that fits everyone. Everyone’s situation is a little different so this has to be addressed. These are some specific questions might point out whether or not you might need an agent’s assistance.
- What are the best liability limits?
- Does my policy cover me when driving someone else’s vehicle?
- Am I missing any policy discounts?
- What vehicles should carry emergency assistance coverage?
- Why does it cost so much to insure a teen driver?
- When would I need additional glass coverage?
- If my pet gets injured in an accident are they covered?
- What is high-risk coverage and where do I buy it?
- Is my 2013 Land Rover Range Rover Sport covered for flood damage?
If you don’t know the answers to these questions, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, complete this form or you can go here for a list of companies in your area. It is quick, free and you can get the answers you need.
Auto insurance coverages and their meanings
Understanding the coverages of your auto insurance policy aids in choosing which coverages you need and proper limits and deductibles. Auto insurance terms can be impossible to understand and coverage can change by endorsement. Listed below are the normal coverages found on the average auto insurance policy.
Auto liability
Liability insurance can cover damages or injuries you inflict on a person or their property. It protects you from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.
Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see values of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and property damage coverage for $25,000.
Liability can pay for claims such as loss of income, legal defense fees, repair bills for other people’s vehicles and structural damage. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as much as you can afford.
Coverage for medical payments
Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like pain medications, EMT expenses, funeral costs and hospital visits. They can be used in conjunction with a health insurance program or if you are not covered by health insurance. It covers not only the driver but also the vehicle occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not universally available but can be used in place of medical payments coverage
Comprehensive coverages
This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive can pay for things like theft, fire damage and hitting a bird. The maximum payout you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.
Collision protection
Collision coverage covers damage to your Range Rover Sport from colliding with an object or car. A deductible applies then the remaining damage will be paid by your insurance company.
Collision coverage pays for things like hitting a parking meter, damaging your car on a curb, colliding with another moving vehicle and crashing into a building. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. You can also bump up the deductible to save money on collision insurance.
Uninsured and underinsured coverage
Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. It can pay for hospital bills for your injuries and damage to your 2013 Land Rover Range Rover Sport.
Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.
Adena Farmer
Anyone compare Progressive and Allstate rates in Aurora, IL?
Edward Rogers
Live in Oklahoma City, OK. Received quotes from Progressive, Auto-Owners, and Farmers for my Range Rover Sport and I’m now saving $31 a month. Might find lower rates online.
Rosalia Flowers
I live on the north side of Warren, Michigan. Got car insurance rates from State Farm, Farmers, and The General for my Land Rover and saved $404 a year. I have several vehicles insured with them. Online quotes are the way to go.
Charles Shepard
Can you buy custom paint coverage for a 2013 Land Rover Range Rover Sport?
Oscar Gibson
Liked the article. Live in the southern part of Cleveland, Ohio. Got prices from Auto-Owners, Mercury, and some smaller one I can’t remember the name of for my 2013 Land Rover Range Rover Sport and saved $414 a year. Thankfully I’m not a high risk driver. Bought it from an online quote.
Lizette Michael
I live west of Charleston, WV. I quoted with AIG Insurance, Mercury, and some smaller one I can’t remember the name of for my Range Rover Sport and I think I saved around $20 each month. Good multi-policy discounts. I used their website to get prices.
Ali Ortiz
When do I drop full coverage?
Mandi Lambert
If you have a good history and live near Allentown, PA, check out 21st Century. You might save some money. Left Safeco to switch. BTW speeding tickets are not good.
Maisie Rice
This is too expensive. Live in the southern part of Birmingham, Alabama. Got free quotes online for a 2013 Land Rover Range Rover Sport. Ended up at about $200 savings annually. Went with 21st Century. Thankfully I have a good driving record.
Janessa Goff
I compared a lot of rate quotes for a 2013 Land Rover Range Rover Sport in Mesa, AZ. Ended up at about $570 every six months with AIG Insurance. I have a teen driver too. I recommend comparing lots of rates.
Holley Barry
Live in the southern part of Las Cruces, NM. Went online for free insurance quotes for a 2013 Land Rover Range Rover Sport. Ended up at about $580 savings annually. Went with Progressive. I have several vehicles insured with them.
Sammie Logan
I’ve had GEICO for years. I’m in Miami, Florida.
Fredrick Horn
I can’t pay high rates. I’m from Nampa, ID. Got quotes from 21st Century, AIG Insurance, and some I forget for my 2013 Land Rover Range Rover Sport and saved around $280 a year. Left Travelers to switch. Thankfully I’m not a high risk driver.
Elisha Vincent
Lifelong resident of Lincoln, Nebraska. Checked online prices for a 2013 Land Rover Range Rover Sport. Ended up at about $190 savings annually. Went with Allstate. I have a teen driver too.
Ariel Mcneil
I live on the west side of Atlanta, GA. Quoted prices online for a 2013 Land Rover Range Rover Sport. Ended up at about $310 savings annually. Went with State Farm. Insured with Sentry before. Thankfully I have a good driving record. It’s easy to compare rates online now.