Cheap 2013 Mitsubishi Lancer Evolution Insurance Quotes
If shopping for car insurance quotes online is new to you, by this point your are probably overwhelmed by the crazy number of insurance providers all advertising big savings.
Consumers should take time to shop coverage around yearly because prices change frequently. If you had the best price on Lancer Evolution coverage a few years ago the chances are good that you can find a lower rate today. Forget anything you know (or think you know) about insurance coverage because it’s time to teach you the best methods to lower your annual insurance bill.
Auto insurance quotes comparison
There are a lot of ways to shop for auto insurance, but there is one way that is more efficient than others. You can waste hours driving to agents in your area, or you can utilize online quotes for quick rates.
Most car insurance companies participate in a marketplace that enables customers to submit their information once, and every company returns a rated price for coverage. This saves time by eliminating repetitive form submissions to each company.
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One minor caviat to doing it this way is you can’t choose the insurers to receive prices from. If you would rather choose specific providers to compare rates, we have assembled a list of auto insurance companies in your area. View list of insurance companies.
Whichever way you use, make sure you are using exactly the same quote information with each company. If your comparisons have different values for each quote it will be next to impossible to determine which company has the best rates. Even a minor difference in insurance coverages can make a big difference in price. Just keep in mind that comparing all the rates in your area helps increase your odds of locating the best price. Some regional insurers cannot provide online price quotes, so it’s important to compare rates from those companies as well.
Your situation helps dictate your coverage
When it comes to buying the best auto insurance coverage for your personal vehicles, there isn’t really a single plan that fits everyone. Every situation is different.
For example, these questions might help in determining if your insurance needs might need professional guidance.
- What is the difference between comprehensive and collision coverage?
- Does my insurance cover a custom paint job?
- Do I have coverage if my license is suspended?
- Should I buy full coverage?
- Is business property covered if stolen from my car?
- If my 2013 Mitsubishi Lancer Evolution is totaled, can I afford another vehicle?
- Does my policy pay for OEM or aftermarket parts?
- Is my ex-spouse still covered by my policy?
- Should I carry comprehensive and collision coverage?
If you don’t know the answers to these questions but one or more may apply to you then you might want to talk to a licensed insurance agent. To find an agent in your area, take a second and complete this form.
Auto insurance coverages
Understanding the coverages of your auto insurance policy can be of help when determining appropriate coverage for your vehicles. Policy terminology can be ambiguous and coverage can change by endorsement.
Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they are uninsured or don’t have enough coverage. It can pay for medical payments for you and your occupants as well as your vehicle’s damage.
Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Usually the UM/UIM limits are set the same as your liablity limits.
Coverage for medical expenses – Med pay and PIP coverage provide coverage for immediate expenses for things like funeral costs, chiropractic care, rehabilitation expenses, dental work and ambulance fees. The coverages can be used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Medical payments and PIP cover both the driver and occupants as well as getting struck while a pedestrian. PIP coverage is only offered in select states and may carry a deductible
Auto liability – This coverage will cover damages or injuries you inflict on people or other property by causing an accident. This coverage protects you against other people’s claims, and doesn’t cover your injuries or vehicle damage.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have liability limits of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Occasionally you may see one number which is a combined single limit which limits claims to one amount without having the split limit caps.
Liability coverage pays for things such as medical expenses, structural damage, bail bonds and repair costs for stationary objects. How much liability coverage do you need? That is your choice, but it’s cheap coverage so purchase as high a limit as you can afford.
Collision coverage – Collision insurance pays for damage to your Lancer Evolution resulting from a collision with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company.
Collision coverage protects against things like colliding with a tree, damaging your car on a curb and driving through your garage door. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Another option is to increase the deductible to bring the cost down.
Comprehensive auto insurance – This will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage.
Comprehensive can pay for things like hitting a bird, rock chips in glass, a tree branch falling on your vehicle, theft and hitting a deer. The highest amount you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.
Corine Sykes
Got pretty cheap 2013 Mitsubishi Lancer Evolution insurance from Progressive in San Jose, CA.
Doria Dillard
Does New Hampshire require a SR-22 after a DUI?
Stanley Rosario
Does New Jersey have minimum liability requirements?
Argelia Bullock
Just a quick comment on my experience. From south side of Juneau, AK. Quoted quotes with State Farm, Encompass, and Liberty Mutual for my Mitsubishi and saved just over $490 a year. Not sure if rates are cheaper online or through an agent.
Carma Cantrell
Mine is so expensive. Live in Cincinnati, Ohio. Received prices from Progressive, American Family, and Esurance for my Mitsubishi and saved $325 a year. Insured with MetLife before. I’m a pretty low risk driver. Bought it from an online quote.
Jenelle Oneill
From west side of Cranston, Rhode Island. Not sure of all the companies but I ended up saving about $30 each month. It’s still not cheap enough.
Flora Bryan
GEICO was cheapest for my 2013 Mitsubishi Lancer Evolution in Des Moines, Iowa.
Britany Snyder
Here’s my quote info. I live just to the west of Phoenix, AZ. Quoted prices online for a 2013 Mitsubishi Lancer Evolution. Ended up at about $120 savings annually. Went with State Farm. Insured with Travelers before. Got better coverage too. Might find lower rates online.
Tracy Bullock
Is GEICO or State Farm cheaper in Colorado Springs, CO?
Clayton Delgado
I live just outside Springfield, MO. Checked online prices for a 2013 Mitsubishi Lancer Evolution. Ended up at about $160 savings annually. Went with GEICO. Even increased my liability limits.
Cherise Stevenson
Mine is so expensive. I’m in the suburbs of Mesa, AZ. Quoted with AIG Insurance, MetLife, and a few others for my Mitsubishi and saved $121 a year. Have a couple speeding tickets too. I quoted rates online then called them.
Gayle Quinn
Live in Charlotte, North Carolina. Went online for free insurance quotes for a 2013 Mitsubishi Lancer Evolution. Ended up at about $180 savings annually. Went with Progressive. I got a quote from their website.
Brande Johnston
Lifelong resident of Philadelphia, PA. Received prices from State Farm, The General, and Farmers for my 2013 Mitsubishi Lancer Evolution and saved just over $130 a year. It’s easy to compare rates online now.
Jetta Landry
If you have a clean record and are close to Gulfport, MS, check out GEICO. They seem to be cheaper. Was with AAA. A clean driving record helps. God forbid I actually have a claim.
Isidro Foster
I chose to switch to Progressive from AAA. I live in Gaithersburg, MD. I have several vehicles insured with them. They offer free online rate quotes.
Peggie Wilder
I’ve bought from State Farm forever. Cheapest rates in Los Angeles, CA.
Liz Garcia
Where is cheaper car insurance? I’m in the west part of Warwick, RI. I got free prices from Amica, Eastwood, and Nationwide for my Mitsubishi and I’m now saving $55 a month. They offer free online rate quotes.
Rosalie Stark
Checking in from Jacksonville, FL. Got quotes from Sentry, Encompass, State Farm, and Auto-Owners for my Mitsubishi and saved around $140 a year. Was with Auto-Owners. It never hurts to quote around.