View 2013 Nissan GT-R Car Insurance Quotes

Looking for cheaper car insurance rates for your Nissan GT-R? If you are new to online price comparisons, it’s easy to be confused thanks to the incredible selection of local and online companies competing for your business.

Get cheaper auto insurance with discounts

Some insurance providers don’t always advertise every possible discount very well, so the list below gives a summary of a few of the more common and also the lesser-known credits available to bring down your rates.

  • Anti-lock Brake System – Cars with anti-lock braking systems prevent accidents and earn discounts up to 10%.
  • Mature Driver Discount – If you’re over the age of 55, you can possibly qualify for a discount up to 10% on GT-R insurance.
  • Policy Bundle Discount – If you combine your home and auto policies and insure them with the same company you could save nearly 15% which can help you find affordable insurance coverage.
  • Drivers Education – Have your child enroll and complete driver’s education as it will make them better drivers and lower rates.
  • One Accident Forgiven – This one isn’t a discount, but some companies like State Farm and Allstate will turn a blind eye to one accident without raising rates if you have no claims for a certain period of time.
  • Low Mileage Discounts – Keeping the miles down on your Nissan can earn discounted premium rates on garaged vehicles.
  • Homeowners Pay Less – Owning a house can help you save on auto insurance because of the fact that having a home requires personal responsibility.
  • Discounts for Federal Employees – Active or retired federal employment can save as much as 8% on GT-R insurance with some auto insurance companies.
  • Save with More Vehicles Insured – Buying a policy with multiple cars or trucks on one policy qualifies for this discount.
  • Military Deployment Discount – Being on active deployment in the military could qualify you for better prices.

A quick disclaimer, most of the big mark downs will not be given the the whole policy. Most only cut the price of certain insurance coverages like liability, collision or medical payments. So despite the fact that it appears you could get a free auto insurance policy, you’re out of luck. But any discount will help reduce your policy cost.

The best auto insurance companies and the discounts they provide are shown below.

  • American Family discounts include defensive driver, good student, mySafetyValet, multi-vehicle, and good driver.
  • Farm Bureau may include discounts for multi-vehicle, youthful driver, multi-policy, renewal discount, driver training, and good student.
  • State Farm offers premium reductions for defensive driving training, accident-free, good driver, good student, and multiple autos.
  • Travelers has savings for multi-policy, good student, early quote, new car, save driver, and driver training.
  • The Hartford may have discounts that include good student, vehicle fuel type, air bag, defensive driver, driver training, and anti-theft.
  • Geico has discounts for driver training, five-year accident-free, multi-vehicle, anti-theft, and air bags.
  • Progressive policyholders can earn discounts including continuous coverage, online signing, online quote discount, multi-vehicle, homeowner, good student, and multi-policy.

If you want the cheapest insurance coverage quotes, ask all the companies which discounts you qualify for. Some of the earlier mentioned discounts may not apply to policyholders everywhere. If you would like to choose from a list of insurance companies who offer auto insurance discounts, click here to view.

The method we recommend to compare insurance rates in your area is to know the trick all the major auto insurance companies will pay a fee to compare rate quotes. The one thing you need to do is take a few minutes to give details including your credit rating estimate, how your vehicles are used, whether your vehicle is owned or leased, and how much education you have. Your insurance information is instantly sent to many highly-rated insurers and they return quotes quickly.

Tailor your insurance coverage to you

When it comes to buying adequate coverage for your vehicles, there really is no best way to insure your cars. Everyone’s situation is a little different.

These are some specific questions can aid in determining whether you could use an agent’s help.

  • Should I waive the damage coverage when renting a car?
  • Why am I required to buy high-risk coverage?
  • Am I covered when pulling a rental trailer?
  • What if I total my 2013 Nissan GT-R and owe more than it’s worth?
  • How much liability do I need to cover my assets?
  • How do I buy GAP insurance?

If it’s difficult to answer those questions then you might want to talk to an insurance agent. If you want to speak to an agent in your area, simply complete this short form.

Auto insurance coverage information

Knowing the specifics of your auto insurance policy helps when choosing the best coverages for your vehicles. Auto insurance terms can be confusing and coverage can change by endorsement.

Coverage for uninsured or underinsured drivers – Your UM/UIM coverage protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. It can pay for medical payments for you and your occupants as well as your vehicle’s damage.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Liability – This will cover damages or injuries you inflict on other people or property that is your fault. This coverage protects you against other people’s claims, and does not provide coverage for your own vehicle damage or injuries.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have limits of 25/50/25 which means a limit of $25,000 per injured person, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability insurance covers things such as legal defense fees, funeral expenses and medical expenses. How much coverage you buy is your choice, but it’s cheap coverage so purchase higher limits if possible.

Coverage for medical expenses – Med pay and PIP coverage pay for bills for doctor visits, rehabilitation expenses and chiropractic care. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover you and your occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not an option in every state and may carry a deductible

Collision coverage – Collision coverage covers damage to your GT-R resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage protects against things like hitting a mailbox, colliding with another moving vehicle, damaging your car on a curb, sideswiping another vehicle and crashing into a building. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive auto insurance – Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things such as damage from a tornado or hurricane, damage from getting keyed and rock chips in glass. The highest amount you can receive from a comprehensive claim is the actual cash value, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Compare but don’t skimp

When trying to cut insurance costs, make sure you don’t skimp on coverage in order to save money. Too many times, drivers have reduced liability coverage limits only to regret that saving that couple of dollars actually costed them tens of thousands. Your goal should be to buy the best coverage you can find at an affordable rate but still have enough coverage for asset protection.

There are still a few companies who may not offer online quoting and many times these regional carriers only sell through independent agents. Cheaper 2013 Nissan GT-R insurance is available from both online companies and from local insurance agents, and you should compare price quotes from both to have the best rate selection.

You just learned quite a bit of information on how to compare 2013 Nissan GT-R insurance prices online. The key thing to remember is the more price quotes you have, the better likelihood of getting affordable insurance coverage. Consumers could even find that the lowest prices are with a small mutual company.

Other information

Comments About 2013 Nissan GT-R Insurance

  1. Chante Dunlap

    If you don’t have tickets and live in the vicinity of Houston, TX, check out State Farm. They seem to be cheaper. I’m a pretty low risk driver. Not sure if rates are cheaper online or not.

  2. Trula Steele

    Live in Mesa, AZ. I compared lots of rates. Saved darn near $60 a month. Progressive was the cheapest option for me. Not sure about claim service.

  3. Diedra Kline

    I compared a lot of rate quotes for a 2013 Nissan GT-R in Portland, ME. Ended up at right around $250 every six months with AIG Insurance. Thankfully I have a good driving record. Are quotes cheaper online?

  4. Cristi Beck

    I live in a small town just outside of Augusta, GA. Checked online prices for a 2013 Nissan GT-R. Ended up at about $220 savings annually. Went with State Farm. I’m a pretty good driver though.

  5. Lorie Nash

    If you don’t have tickets and live in the vicinity of Chesapeake, Virginia, check out State Farm. They seem to be cheaper. I’m a pretty good driver though. I got a quote from their website.

  6. Monique Barrett

    Went with Travelers for my Nissan and saved about $470 a year. I increased coverages a little too. I recommend comparing lots of rates.

  7. Darrel Garza

    I live on the south side of Mobile, Alabama. I got free quotes from 21st Century, Encompass, and The General for my 2013 Nissan GT-R and I’m now saving $42 a month. Teenage drivers are expensive! :P

  8. Myrtle Henry

    I’m in the north part of Newark, NJ. I got free quotes from Progressive, Encompass, and Hartford for my 2013 Nissan GT-R and saved about $400 a year. Good savings if you bundle.

  9. Inge Sharpe

    Like your site, BTW. From Detroit, MI. Quoted prices from Allstate, Auto-Owners, and some I forget for my GT-R and I’m now saving $23 a month. Was with Erie. I even had a DUI years ago. I got prices on the web.

  10. Georgia Prince

    Where is cheaper car insurance? Live in Boston, MA. Received prices from State Farm, AAA, and some I forget for my GT-R and saved $104 a year. I get multi-vehicle and multi-policy discounts.

  11. Nicholle Whitney

    From south side of Kailua, Hawaii. Got quotes from 21st Century, American Family, and Farmers for my Nissan and I’m now saving $33 a month. Was with Amica. Have a couple speeding tickets too. I used their online quote form to compare rates.

  12. Paula Rosales

    Located in Bangor, ME. Received prices from Progressive, American Family, Eastwood, and GMAC for my 2013 Nissan GT-R and am saving around $440 a year. Left The General to switch.

  13. Maragaret Hoffman

    From northwest of Oklahoma City, OK. Received rates from 21st Century, Hanover, and Farmers for my Nissan and I’m now saving $56 a month. I’m a pretty good driver though.

  14. Georgie Lee

    I’m from Providence, RI. Quoted with GEICO, Amica, and Esurance for my 2013 Nissan GT-R and I think I cut my rates about $30 each month. A clean driving record helps.

  15. Theron Randall

    Cheap car insurance? What’s that? Quoted with Amica for my Nissan and am saving around $470 a year. Even increased coverage a bit. Not sure about claim service.

  16. Taisha Buckner

    If you have a clean record and live in the vicinity of Louisville, Kentucky, check out Allstate. I saved quite a bit.