2013 Nissan Rogue Car Insurance Quotes – 9 Tips for Cheapest Rates

Searching for better car insurance rates for your Nissan Rogue? Paying for pricey Nissan Rogue insurance can draw down your funds and make it tough to pay other bills. Getting a rate comparison is a fast and free way to cut your insurance bill.

Vehicle owners have so many insurers to purchase coverage from, and though it is a good thing to be able to choose, it can be more challenging to get the best deal.

The most recommended method to compare car insurance rates is to know most insurance companies pay for the opportunity to quote your coverage. The one thing you need to do is give them rating details like what you do for a living, your education level, the make and model of your vehicles, and any included safety features. Your details is sent automatically to many different companies and they return cost estimate quickly.

To check 2013 Nissan Rogue insurance prices now, click here and enter your zip code.

When in doubt talk to an agent

When it comes to buying the right insurance coverage for your personal vehicles, there isn’t really a perfect coverage plan. Every insured’s situation is different so your insurance should reflect that For example, these questions may help you determine whether or not you may require specific advice.

  • Is my 2013 Nissan Rogue covered for smoke damage?
  • I have good health insurance, so how much medical payments coverage do I need?
  • Is my state a no-fault state?
  • Where can I find high-risk insurance?
  • Am I covered when driving a rental car?
  • Why does it cost so much to insure a teen driver?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • When should I drop full coverage on my 2013 Nissan Rogue?
  • When does my teenage driver need to be added to my policy?

If you don’t know the answers to these questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form or you can go here for a list of companies in your area.

Insurance coverages 101

Learning about specific coverages of your policy aids in choosing the best coverages for your vehicles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording. These are typical coverages offered by insurance companies.

Comprehensive insurance

This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as hail damage, theft and a broken windshield. The maximum payout your insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Coverage for medical expenses

Med pay and PIP coverage pay for bills such as prosthetic devices, nursing services and rehabilitation expenses. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Coverage applies to not only the driver but also the vehicle occupants in addition to being hit by a car walking across the street. PIP is only offered in select states and may carry a deductible

Liability coverages

Liability coverage can cover damage or injury you incur to people or other property. Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 that means you have $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and $100,000 of coverage for damaged propery.

Liability coverage protects against things such as repair bills for other people’s vehicles, emergency aid, medical services, attorney fees and bail bonds. How much liability coverage do you need? That is your choice, but consider buying as much as you can afford.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your Nissan Rogue.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Collision coverage

Collision insurance covers damage to your Rogue caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in.

Collision can pay for claims such as hitting a parking meter, crashing into a ditch and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It’s also possible to choose a higher deductible to bring the cost down.

Comments About 2013 Nissan Rogue Insurance

  1. Meredith Levine

    Just a quick comment on my experience. I live on the west side of North Charleston, SC. Compared rates from a lot of places. Saved roughly $60 a month. 21st Century was the cheapest option for me. God forbid I actually have a claim.

  2. Kourtney Gregory

    I live in West Valley City, Utah. Got car insurance quotes from MetLife, Encompass, State Farm, and Auto-Owners for my Rogue and saved $231 a year. God forbid I actually have a claim.

  3. Hui Stafford

    What exactly does liability cover?

  4. Theda Leonard

    Allstate is decent in Jersey City, NJ.

  5. Sarai Benson

    Cheaper car insurance is a myth. I’m just west of Atlanta, GA. Quoted prices from GEICO, Auto-Owners, and some I forget for my 2013 Nissan Rogue and I’m now saving $51 a month. Got better coverage too. It was easy to get rates.

  6. Kenyetta Martin

    I’m looking for cheaper coverage. I live on the west side of Philadelphia, PA. Checked online prices for a 2013 Nissan Rogue. Ended up at about $380 savings annually. Went with GEICO.

  7. Kyung Faulkner

    I’m in the suburbs of Bridgeport, CT. Went online for free insurance quotes for a 2013 Nissan Rogue. Ended up at about $280 savings annually. Went with GEICO. Was with 21st Century. Good savings if you bundle.

  8. Sammie Knight

    Will 21st Century give discounts for good grades?