2014 Acura TSX Car Insurance Quotes – 6 Tips to Save

Pricey insurance can take a big chunk out of your bank account and make it tough to pay other bills.

Vehicle owners have many auto insurance companies to purchase coverage from, and even though it’s nice to have multiple companies, so many choices can make it hard to find the best rates.

It’s a great practice to do rate comparisons occasionally because insurance prices change frequently. Despite the fact that you may have had the lowest rates on TSX insurance last year you may be paying too much now. There is a lot of bad information regarding insurance on the web, but in this article, you’re going to get a lot of great tips on how to save money.

Choosing the best insurance company for you is not that difficult. If you are paying for car insurance now, you stand a good chance to be able to lower your premiums substantially using these methods. Although vehicle owners do need to learn how the larger insurance companies sell online because it can help you find the best coverage.

The easiest way to compare car insurance rates is to understand all the major auto insurance companies allow for online access to compare their rates. All consumers are required to do is give them some information including distance driven, whether you are single or married, if a SR-22 is required, and if the car is leased. Your details is sent automatically to multiple insurance providers and they respond with quotes instantly.

To compare multiple company rates now, click here and see if a lower rate is available.

Be skeptical of car insurance ads

21st Century, Allstate and State Farm continually stream ads on television and other media. They all seem to make an identical promise that people will save after switching your coverage to them. How is it possible that every company can cost less than your current company? It’s all in the wording.

Insurance providers require specific criteria for the type of insured that is profitable for them. An example of a preferred risk might have to be between the ages of 30 and 50, has other policies, and the vehicle is rated for pleasure use. Any new insured who meets those qualifications will most likely get cheap premium rates and have a good chance to cut their rates substantially.

Drivers who fall outside the ideal profile may be required to pay more expensive rates with the end result being business going elsewhere. The ad wording is “customers who switch” not “all people who quote” can get the lowest rates when switching. This is how companies can truthfully make those statements. This emphasizes why it is so important to quote coverage with many companies. Because without a comparison, you cannot know which insurance companies will have the lowest rate quotes.

Affordable insurance quotes with discounts

Some insurance providers do not advertise their entire list of discounts very well, so we break down both the well known as well as some of the hidden insurance savings. If you don’t get every credit you deserve, you may be paying too high a price.

  • Pay Early and Save – If you pay your entire premium ahead of time instead of monthly or quarterly installments you could save up to 5%.
  • Distant Student – Older children who are attending college and do not have a car can receive lower rates.
  • Save with More Vehicles Insured – Purchasing coverage when you have more than one vehicle with the same insurance company can get a discount on all vehicles.
  • Air Bag Discount – Vehicles equipped with air bags can get savings of more than 20%.
  • Data Collection Discounts – Drivers that enable data collection to analyze vehicle usage by using a small device installed in their vehicle such as Snapshot from Progressive or Drivewise from Allstate may see discounts if they show good driving skills.
  • Employee of Federal Government – Federal government employees may reduce rates when you quote car insurance on TSX insurance with some insurance companies.

Just know that most discounts do not apply to the entire policy premium. Most only cut the price of certain insurance coverages like medical payments or collision. If you do the math and it seems like all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

If you would like to choose from a list of providers offering insurance discounts, click here.

Tailor your insurance coverage coverage to you

When choosing coverage, there really is no “best” method to buy coverage. Everyone’s situation is a little different so this has to be addressed. Here are some questions about coverages that may help you determine whether or not you might need an agent’s assistance.

  • Are there companies who specialize in insuring high-risk drivers?
  • Are rental cars covered under my policy?
  • What happens if I owe more than my 2014 Acura TSX is worth?
  • What companies insure drivers after a DUI or DWI?
  • Do all my vehicles need collision coverage?
  • What if I don’t agree with a claim settlement offer?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Am I covered when pulling a rental trailer?
  • Why is insurance for a teen driver so high?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to an insurance agent. To find an agent in your area, simply complete this short form or go to this page to view a list of companies.

Coverage specifics

Knowing the specifics of your policy can be of help when determining the right coverages and the correct deductibles and limits. The terms used in a policy can be ambiguous and nobody wants to actually read their policy. Listed below are the normal coverages found on the average insurance policy.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills for things like EMT expenses, dental work, nursing services and ambulance fees. They can be used in conjunction with a health insurance plan or if there is no health insurance coverage. They cover you and your occupants and also covers any family member struck as a pedestrian. PIP coverage is only offered in select states and may carry a deductible

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for claims like damage from flooding, theft, rock chips in glass and a tree branch falling on your vehicle. The highest amount your insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Coverage for collisions

This pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in.

Collision coverage protects against things such as scraping a guard rail, colliding with a tree, backing into a parked car, damaging your car on a curb and colliding with another moving vehicle. Paying for collision coverage can be pricey, so you might think about dropping it from older vehicles. Drivers also have the option to bump up the deductible to save money on collision insurance.


Liability insurance protects you from damage that occurs to people or other property by causing an accident. It protects YOU from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see values of 50/100/50 that means you have a $50,000 limit per person for injuries, $100,000 for the entire accident, and $50,000 of coverage for damaged propery.

Liability can pay for things like medical expenses, funeral expenses, repair bills for other people’s vehicles and bail bonds. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage provides protection when the “other guys” do not carry enough liability coverage. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your Acura TSX.

Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

More quotes. Lower rates.

In this article, we presented many tips how you can lower your 2014 Acura TSX insurance car insurance rates. The key concept to understand is the more rate comparisons you have, the better chance you’ll have of finding cheaper car insurance. Consumers may even find the lowest car insurance rates come from a small local company. Regional companies may have significantly lower premium rates on certain market segments than the large multi-state companies such as Allstate and Progressive.

Cheap 2014 Acura TSX insurance is attainable online in addition to local insurance agencies, so you should be comparing quotes from both to have the best chance of lowering rates. Some insurance providers do not offer the ability to get a quote online and usually these regional insurance providers only sell through independent agents.

Other information

Comments About 2014 Acura TSX Insurance

  1. Pa Sampson

    I found pretty cheap rate quotes for a 2014 Acura TSX in Baton Rouge, LA. Ended up at roughly $490 every six months with Auto-Owners. Left Mercury to switch. I even had a DUI years ago. Are quotes cheaper online?

  2. Piedad Mcclure

    Live in Knoxville, TN. I got free quotes with 21st Century, Eastwood, and GMAC for my Acura and saved just over $120 a year. Teenage drivers are expensive! :)

  3. Chaya Hoffman

    What is UM/UIM coverage?

  4. Lynna Shields

    Not sure what I should be paying. From east side of Louisville, KY. Got prices from AAA, MetLife, and Travelers for my Acura and I think I cut my rates about $50 each month. I get multi-vehicle and multi-policy discounts. :P

  5. Jarrod Maynard

    Anyone compare GEICO and Allstate rates in Great Falls, Montana?

  6. Vasiliki Pruitt

    Cheaper car insurance is a myth. I live just to the east of Aurora, IL. Got prices from Auto-Owners, Esurance, and Sentry for my TSX and saved just over $270 a year. Left Allstate to switch. I have a couple other vehicles on the policy.

  7. Lesley Daugherty

    Got pretty cheap 2014 Acura TSX insurance from Progressive in Fort Wayne, IN.

  8. Hunter Castro

    I switched to GEICO. Quoted good rates in Worcester, MA. Switched homeowners coverage too. It never hurts to quote around.

  9. Nidia Battle

    Corporate greed I’m telling you. Live in Fairbanks, AK. Got quotes with Hartford, Auto-Owners, MetLife, and a couple others for my Acura and I’m now saving $36 a month.

  10. Merry Fitzgerald

    Thought I’d throw in my experience. I’m in the east part of Norman, OK. I compared lots of rates. Saved darn near $60 a month. State Farm was the most affordable for me. Insured with GEICO before. Even increased my liability limits. You can get a rate quote online.

  11. Cedrick Pearson

    Can you buy custom paint coverage for a 2014 Acura TSX?

  12. Marceline Baldwin

    If you don’t have tickets and live in the vicinity of Concord, New Hampshire, check out 21st Century. They seem to be cheaper. A clean driving record helps.

  13. Kallie Delgado

    I was with GMAC last year but switched to Progressive. I live just to the west of Allentown, PA. Good multi-policy discounts.