Cheaper 2014 Ford Mustang Car Insurance Quotes

Looking for the cheapest car insurance rates for your Ford Mustang? Tired of wondering where the money will come from to pay car insurance each month? You are no different than most other consumers.

Since consumers have many car insurance companies to choose from, it can be diffult for drivers to choose a lower cost insurance company.

The cheapest car insurance

There are a variety of methods to compare car insurance quotes, but some are less time-consuming than others. You can waste a few hours (or days) driving to local insurance agents in your area, or you could save time and use the internet to get prices fast.

Many of the larger companies are enrolled in a marketplace where insurance shoppers submit one quote, and each participating company then returns a price quote. This system prevents you from having to do quote requests to each company. To compare pricing click here to start a free quote.

The single downside to comparing rates this way is you don’t know exactly the providers you will receive quotes from. So if you want to choose specific insurance companies to request quotes from, we have a listing of the cheapest car insurance companies in your area. Click to view list.

Whichever way you choose to compare rates, make absolute certain that you use exactly the same deductibles and coverage limits with every price quote. If you have different limits and deductibles on each one then you won’t be able to determine the lowest rate for your Ford Mustang. Having just a slight variation in insurance coverages could mean much higher rates. And when comparing car insurance rates, know that quoting more helps improve the odds of finding more affordable insurance.

Tailor your insurance coverage coverage to you

When buying proper insurance coverage for your vehicles, there really is not a one size fits all plan. Everyone’s situation is unique and a cookie cutter policy won’t apply. These are some specific questions can aid in determining whether or not you would benefit from professional advice.

  • Does my insurance cover a custom paint job?
  • Am I missing any policy discounts?
  • Is borrowed equipment or tools covered if stolen or damaged?
  • If my pet gets injured in an accident are they covered?
  • Am I covered if I drive in a foreign country?
  • Do I have coverage when making deliveries for my home business?
  • Do I have coverage when using my vehicle for my home business?
  • Am I covered when driving someone else’s vehicle?
  • Am I covered if I crash into my own garage door?
  • Do I need replacement cost coverage?

If it’s difficult to answer those questions, you might consider talking to an insurance agent. To find an agent in your area, fill out this quick form or go to this page to view a list of companies.

Information about specific coverages

Learning about specific coverages of insurance aids in choosing the right coverages at the best deductibles and correct limits. Insurance terms can be confusing and reading a policy is terribly boring. Below you’ll find typical coverages found on most insurance policies.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like hitting a deer, damage from a tornado or hurricane, vandalism and a tree branch falling on your vehicle. The highest amount you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like prosthetic devices, surgery and pain medications. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. It covers you and your occupants and will also cover if you are hit as a while walking down the street. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay


This coverage protects you from damage that occurs to other’s property or people that is your fault. It protects YOU from legal claims by others. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 100/300/100 that translate to a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000.

Liability coverage pays for claims like repair costs for stationary objects, repair bills for other people’s vehicles and attorney fees. How much liability should you purchase? That is a personal decision, but it’s cheap coverage so purchase higher limits if possible.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Collision insurance

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against claims such as crashing into a building, driving through your garage door and colliding with a tree. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comments About 2014 Ford Mustang Insurance

  1. Lecia Chan

    Looking for cheaper 2014 Ford Mustang insurance in Lincoln, NE. Help!

  2. Alton Bell

    In Aberdeen, South Dakota, GEICO is a good choice. Might find lower rates online.

  3. Phyliss Santana

    I live just to the west of Charleston, WV. Got rates from Allstate, American Family, and some I forget for my Mustang and am saving around $440 a year. Online quotes are the way to go.

  4. Augustine Walton

    Will Allstate be cheaper if I raise deductibles?

  5. Savanna Joyce

    Hope my rates come down. I’m from Billings, Montana. Received quotes from Auto-Owners, Encompass, and Nationwide for my Mustang and saved $263 a year. Moved home policy as well.

  6. Han Colon

    I switched to Progressive. Quoted good rates in Little Rock, AR. Was with Western Auto Insurance. Wish I didn’t have to insure at all.

  7. Scottie Rivera

    I compared a lot of rate quotes for a 2014 Ford Mustang in Fort Smith, AR. Ended up at right around $300 every six months with AIG Insurance. Ask about discounts. I got prices on the web.

  8. Adan Dunlap

    I’m in Bellevue, NE. Quoted a bunch of companies. Saved about $30 a month. State Farm was the most affordable for me. Have a couple speeding tickets too.

  9. Jona Butler

    I’m just east of Knoxville, TN. I got free quotes from Amica, MetLife, and Travelers for my 2014 Ford Mustang and I think I am saving around $40 each month. Was with Hartford. I’m a pretty good driver though. Not sure if rates are cheaper online or not.

  10. Oleta Rhodes

    If you don’t have tickets and are close to New Orleans, Louisiana, check out 21st Century. You might get cheaper rates. Was with Hartford. Even increased my liability limits.

  11. Brant Poole

    I found affordable 2014 Ford Mustang insurance from State Farm in Las Cruces, NM.

  12. Joy Key

    Anyone buy from Amica? I’m in Juneau, AK.

  13. Robena Perez

    If you have a good history and live near Fort Smith, AR, check out 21st Century. You might get cheaper rates. Left Sentry to switch. Thankfully I’m not a high risk driver.

  14. Josefina Perez

    Great site. I live on the south side of Dover, Delaware. Got quotes from GEICO, GMAC, and Eastwood for my 2014 Ford Mustang and I’m now saving $40 a month. Thankfully I have a good driving record.

  15. Gretchen Bennett

    IT’S ALL TOO EXPENSIVE! Proud to be from New Orleans, Louisiana. Got car insurance quotes from Auto-Owners, Farmers, and Sentry for my 2014 Ford Mustang and I’m now saving $28 a month. Hardly afford to drive anymore.